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Chocolaterie Margot

Active
Private limited companyfounded 2022active for 4 yearsZemstbaan 5, 2800 Mechelen, BelgiumKBO/BCE: BE 0787.448.671
Summary

The computed 12-month bankruptcy probability of Chocolaterie Margot is 2.5% (moderate). The 2025 annual accounts show equity of €135,215 and a net result of €79,884. Equity has been growing by about 28% per year since 2023. Its solvency ranks better than 63% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 20-06-2022 Normal situation
Activity
Retail sale of chocolate and confectionery NACE 47242
Establishment unit
2.333.352.321 2800 Mechelen, since 01-07-2022
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Annual accounts 2025
Gross margin
€118,521
▲ 45.9%
Turnover
≈ €560,000
estimated
Profit
€79,884
▲ 60.5%
Equity
€135,215
▲ 13.3%
Total assets
€284,268
▲ 27.9%
Filed on 25-06-2026, 36 days before the deadline
Score breakdownraises risk2 changes of registered office in 24 monthsFounded in 2022lowers riskLiquidity: current ratio 1.84, cash €105,463Figures for financial year 2025 (filed on 25-06-2026)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 76% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 73-6
equity 47.6% of total assets
Liquidity 77+7
short-term debt 41.7% · cash 37.1%
Profitability 100+3
return on assets 28.1%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.5%lowest value 01-2025: 1.0%▲ +0.5 percentage points vs 12-2024 02-2025: 0.9%▼ -0.1 percentage points vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 1.1%▲ +0.2 percentage points vs 03-2025 05-2025: 1.4%▲ +0.3 percentage points vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▼ -0.6 percentage points vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 3.4%▲ +2.5 percentage points vs 11-2025highest value 01-2026: 3.4%● unchanged vs 12-2025 02-2026: 2.7%▼ -0.7 percentage points vs 01-2026 03-2026: 2.7%● unchanged vs 02-2026 04-2026: 3.2%▲ +0.5 percentage points vs 03-2026 05-2026: 3.4%▲ +0.2 percentage points vs 04-2026 06-2026: 3.4%● unchanged vs 05-2026 07-2026: 2.5%▼ -0.9 percentage points vs 06-2026 08-2026: 2.5%● unchanged vs 07-2026 09-2026: 2.5%● unchanged vs 08-2026 10-2026: 2.5%● unchanged vs 09-2026 11-2026: 2.5%● unchanged vs 10-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.84 (2.36 in 2024), above the usual 1.5. Short-term debt is 41.7% and cash 37.1% of total assets. However, 52.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 62% of them on solvency, 82% on liquidity, 96% on profitability and 65% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 1.84, cash €105,463
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 25-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
36 days early
2024
34 days early
2023
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 28 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Positive: Higher net result than 94% of companies in retail tradesector median €5,089 · 22,707 companies €79,884 View

Recent changes

  1. · Gazette deed Registered office moved from Kapelle-op-den-Bos to Mechelen
  2. · Gazette deed Registered office moved from Mechelen to Kapelle op den BosResignation: Margot Angélique (director) · Appointment: Margot Monique (director)
  3. · Gazette deed IncorporationStarting capital €4,000 · Appointment: ANGÉLIQUE Margot (director)
All 8 events

Comparable companies

These companies have the same main activity as Chocolaterie Margot: retail sale of chocolate and confectionery (NACE 47242). They are comparable in size and age: total assets between €210,000 and €349,000, founded between 2020 and 2023.

CompanyTotal assetsGross margin
Chocolaterie Margot Mechelen€284,268€118,521
GOCHOC BV Kontich€240,476€105,399
BARILU Grimbergen€258,305€89,668
CHOCOLATERIE GILLOT Chimay€328,348€145,494
NiaM Kortenberg€209,583€101,253
Choc’o coeur Manage€218,358€90,355
ZUSTO FRANCHISE Antwerpen€349,170€151,180
Full comparison

Key facts about Chocolaterie Margot

What is the company number of Chocolaterie Margot?
The company number of Chocolaterie Margot is 0787.448.671. The VAT number is the same number with BE in front: BE 0787.448.671.
Where is Chocolaterie Margot based?
The registered office is at Zemstbaan 5, 2800 Mechelen.Company details
What does Chocolaterie Margot do?
According to the KBO register, the main activity is retail sale of chocolate and confectionery (NACE 47242).
What is the legal form of Chocolaterie Margot?
The legal form of Chocolaterie Margot is Private limited company (BV).
When was Chocolaterie Margot founded?
Chocolaterie Margot was founded on 20-06-2022.
Is Chocolaterie Margot still active?
Yes, Chocolaterie Margot is an active enterprise in the KBO register.
What is the turnover of Chocolaterie Margot?
The turnover in financial year 2025 is ≈ €560,000. This figure is estimated from the gross margin of €118,521 and 43 comparable companies (NACE 472). It probably lies between €380,000 and €970,000.Financials
Is Chocolaterie Margot profitable?
In financial year 2025, Chocolaterie Margot made a profit of €79,884.
Where can I find the annual accounts of Chocolaterie Margot?
Chocolaterie Margot filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Chocolaterie Margot due?
Chocolaterie Margot must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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