INBOX
ActiveINBOX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of INBOX were filed more than 90 days after the deadline. The 2024 annual accounts show equity of €11.04M and a net result of €-68k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 64% of 2777 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
34 d early
2022
39 d early
2021
52 d early
2020
54 d early
2019
51 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, consolidated, statutory
Equity
€11.04M▼ 0.6%
2023 · €11.11M
2018: €11.01M
2019: €11.01M
2020: €10.72M
2021: €10.70M
2022: €10.63M
2023: €11.11M
2018 → 2024
Net result
€-68k
2023 · €477k
2018: €4k
2019: €5k
2020: €-295k
2021: €-13k
2022: €-71k
2023: €477k
2018 → 2024
Total assets
€15.05M=
2023 · €15.05M
2018: €11.32M
2019: €11.33M
2020: €11.44M
2021: €11.99M
2022: €15.00M
2023: €15.05M
2018 → 2024
Solvency
73.3%▼ 0.5pp
2023 · 73.8%
2018: 97.2%
2019: 97.2%
2020: 93.7%
2021: 89.2%
2022: 70.9%
2023: 73.8%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€12k-€12k=€20k▲ 66.7%€80k▲ 300%€20k▼ 75.0%
Equity€10.72M-€10.70M▼ 0.1%€10.63M▼ 0.7%€11.11M▲ 4.5%€11.04M▼ 0.6%
Operating result€9k-€7k▼ 14.3%€-58k€77k€3k▼ 95.6%
Net result€-295k-€-13k▲ 95.7%€-71k▼ 453%€477k€-68k
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 96% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €15.05M
Fixed assets
€14.99M=
Current assets
€67k▲ 0.5%
Equity and liabilities €15.05M
Equity
€11.04M▼ 0.6%
Debt
€4.01M▲ 1.7%
The debt ratio rises from 26.2% to 26.7%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
73.3%▼
2023 · 73.8%
ROE
-0.6%▼
2023 · 4.3%
ROA
-0.5%▼
2023 · 3.2%
Debt
€4.01M▲
2023 · €3.95M
Debt ≤ 1 year
€788k▲
2023 · €363k
Debt > 1 year
€3.22M▼
2023 · €3.58M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€15.05M€15.05M=
Fixed assets21/28€14.99M€14.99M=
Financial fixed assets28€14.99M€14.99M=
Affiliated companies280/1€14.99M€14.99M=
Participating interests280€14.59M€14.59M=
Amounts receivable281€400k€400k=
Current assets29/58€67k€67k▲
Stocks and contracts in progress3-€0
Amounts receivable within one year40/41€60k€251▼
Trade receivables40€60k€0▼
Other amounts receivable41€155€251▲
Cash at bank and in hand54/58€7k€64k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€15.05M€15.05M=
Equity10/15€11.11M€11.04M▼
Contributions10/11€11.00M€11.00M=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€99k€31k▼
Amounts payable17/49€3.95M€4.01M▲
Amounts payable after more than one year17€3.58M€3.22M▼
Financial debts170/4€3.58M€3.22M▼
Credit institutions173€2.16M€1.80M▼
Other loans174€1.42M€1.42M▲
Amounts payable within one year42/48€363k€788k▲
Current portion of amounts payable after more than one year42-€359k
Financial debts43€358k-
Credit institutions430/8€358k-
Trade debts44-€9k
Suppliers440/4-€9k
Other amounts payable47/48€5k€420k▲
Accrued charges and deferred income492/3€6k€6k=
Income statement
Code20232024
Operating income70/76A€81k€20k▼
Turnover70€80k€20k▼
Non-recurring operating income76A€1k€0▼
Operating charges60/66A€4k€17k▲
Services and other goods61€4k€14k▲
Other operating charges640/8€242€2k▲
Operating profit (loss)9901€77k€3k▼
Financial income75/76B€475k€0▼
Recurring financial income75€475k€0▼
Income from current assets751€475k€0▼
Financial charges65/66B€75k€72k▼
Recurring financial charges65€75k€72k▼
Debt charges650€75k€72k▼
Profit (loss) for the period before taxes9903€477k€-68k▼
Profit (loss) for the period9904€477k€-68k▼
Profit (loss) for the period to be appropriated9905€477k€-68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€99k€31k▼
Profit (loss) brought forward from the previous period14P€-378k€99k▲
The notes to these accounts (41 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
18-02
State Gazette act
Merger · Capital
Corporate purpose · Board composition · Stijn RIJCKBOSCH
2025
30-12
State Gazette act
Demerger · Corporate purpose
Board composition · Permanent representative
03-11
NBB filing
Annual accounts filed
fiscal year 2024 · consolidated · 92 days late
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 92 days late
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €477k
Net result €477k after 3 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-295k ▼6438%
Net result drops to €-295k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudburgweg 29B9830 Sint-Martens-LatemGround area
4,147 m²
Building footprint
378 m²
Volume, LiDAR
2,202 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oudburgweg 29, 9830 Sint-Martens-Latem
since 20162.262.932.992
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0487/00Y000 | Flanders | 2,232 m² | 1 · 119 m² | 9.1 m · 2 fl. |
| 44064B0487/00A002 | Flanders | 1,915 m² | 1 · 259 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 5,767 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2016
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.