Pk Immo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €455k and a net result of €430k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 24% of 5527 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 5527 sector peers (2025).
NBB · sector comparisonPosition among 5527 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
20 d early
2023
29 d early
2022
39 d early
2021
58 d early
2020
158 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€455k▲ 440%
2024 · €84k
2018: €68k
2019: €94k
2020: €113k
2021: €109k
2022: €86k
2023: €74k
2024: €84k
2018 → 2025
Net result
€430k▲ 3,971%
2024 · €11k
2018: €29k
2019: €26k
2020: €20k
2021: €-5k
2022: €-23k
2023: €-12k
2024: €11k
2018 → 2025
Total assets
€1.98M▲ 12.8%
2024 · €1.75M
2018: €90k
2019: €110k
2020: €132k
2021: €114k
2022: €522k
2023: €1.73M
2024: €1.75M
2018 → 2025
Solvency
23.0%▲ 18.2pp
2024 · 4.8%
2018: 75.4%
2019: 85.3%
2020: 85.9%
2021: 95.8%
2022: 16.5%
2023: 4.3%
2024: 4.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€109k-€86k▼ 21.1%€74k▼ 14.3%€84k▲ 14.4%€455k▲ 440%
Operating result€-5k-€-18k▼ 299%€47k€68k▲ 42.5%€594k▲ 778%
Net result€-5k-€-23k▼ 408%€-12k▲ 46.3%€11k€430k▲ 3,971%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 778% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.98M
Fixed assets
€1.29M▼ 0.7%
Current assets
€688k▲ 51.1%
Equity and liabilities €1.98M
Equity
€455k▲ 440%
Debt
€1.52M▼ 8.8%
The debt ratio falls from 95.2% to 77.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
23.0%▲
2024 · 4.8%
ROE
94.6%▲
2024 · 12.6%
ROA
21.8%▲
2024 · 0.6%
Debt
€1.52M▼
2024 · €1.67M
Debt ≤ 1 year
€289k▲
2024 · €69k
Debt > 1 year
€1.23M▼
2024 · €1.59M
Income taxes
€140k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.75M€1.98M▲
Fixed assets21/28€1.30M€1.29M▼
Tangible fixed assets22/27€1.30M€1.29M▼
Land and buildings22€1.30M€1.29M▼
Furniture and vehicles24-€5k
Current assets29/58€455k€688k▲
Amounts receivable within one year40/41€412k€678k▲
Trade receivables40€87k€128k▲
Other amounts receivable41€325k€551k▲
Cash at bank and in hand54/58€43k€9k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€1.75M€1.98M▲
Equity10/15€84k€455k▲
Contributions10/11€6k€6k=
Reserves13€107k€47k▼
Distributable reserves133€107k€47k▼
Profit (loss) carried forward14€-29k€401k▲
Amounts payable17/49€1.67M€1.52M▼
Amounts payable after more than one year17€1.59M€1.23M▼
Financial debts170/4€1.59M€1.23M▼
Amounts payable within one year42/48€69k€289k▲
Current portion of amounts payable after more than one year42€52k€54k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€15k€171k▲
Taxes450/3€15k€171k▲
Other amounts payable47/48€142€60k▲
Accrued charges and deferred income492/3€15k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€23k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€87k€619k▲
Operating profit (loss)9901€68k€594k▲
Financial income75/76B€3k€12k▲
Recurring financial income75€3k€12k▲
Financial charges65/66B€60k€36k▼
Recurring financial charges65€60k€36k▼
Profit (loss) for the period before taxes9903€11k€570k▲
Income taxes67/77-€140k
Profit (loss) for the period9904€11k€430k▲
Profit (loss) for the period to be appropriated9905€11k€430k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€401k▲
Profit (loss) brought forward from the previous period14P€-40k€-29k▲
Transfer from equity791/2-€60k
Profit to be distributed694/7-€60k
Return on contributions (dividend)694-€60k
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €430k ▲3971%
Operating result €594k, net result €430k, both a record.
31-12
Financial
Equity above €200kEq €455k ▲440%
2 profitable years in a row build equity to €455k.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
31-12
Financial
Liquidity times 10current ratio 6.60
Current ratio from 0.64 to 6.60; short-term debt falls from €701k to €69k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 19.92
Current ratio from 5.93 to 19.92; short-term debt falls from €19k to €5k.
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €113k ▲21.1%
3 profitable years in a row build equity to €113k.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudburgweg 299830 Sint-Martens-LatemGround area
2,232 m²
Building footprint
119 m²
Volume, LiDAR
670 m³
Parcel 44064B0487/00Y000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PK Immo
since 20132.215.660.142
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0487/00Y000 | Flanders | 2,232 m² | 1 · 119 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,764. 13,668 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2012
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.