INAMA CONSULTING AND MANAGEMENT
ActiveINAMA CONSULTING AND MANAGEMENT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €-18k. Equity is growing by ~21% per year across the filed fiscal years. Its solvency ranks better than 64% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-84
Solvency94▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 3.58 against 11.11 in 2024; short-term debt: 18.3% and cash: 2.8% of total assets), and 30.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
27 d late
2024
30 d late
2023
159 d late
2022
525 d late
2021
19 d late
2020
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€201k▼ 44.1%
2024 · €360k
2020: €52k
2021: €191k
2022: €186k
2023: €228k
2024: €360k
2020 → 2025
Total assets
€290k▼ 25.7%
2024 · €391k
2020: €85k
2021: €242k
2022: €218k
2023: €255k
2024: €391k
2020 → 2025
Net result
€-18k
2024 · €84k
2020: €42k
2021: €139k
2022: €76k
2023: €65k
2024: €84k
2020 → 2025
Working capital
€137k▼ 56.6%
2024 · €316k
2020: €40k
2021: €131k
2022: €138k
2023: €185k
2024: €316k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€191k-€186k▼ 2.5%€228k▲ 22.1%€360k▲ 58.0%€201k▼ 44.1%
Operating result€174k-€101k▼ 42.1%€93k▼ 7.6%€103k▲ 10.7%€-14k
Net result€139k-€76k▼ 45.3%€65k▼ 15.3%€84k▲ 29.3%€-18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €103k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €290k
Fixed assets
€100k▲ 129%
Current assets
€190k▼ 45.3%
Equity and liabilities €290k
Equity
€201k▼ 44.1%
Debt
€89k▲ 186%
The debt ratio rises from 8.0% to 30.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2024 · €112k
Cash flow
€-5k▼
2024 · €93k
Solvency
69.2%▼
2024 · 92.0%
Current ratio
3.58▼
2024 · 11.11
Quick ratio
2.69▼
2024 · 11.11
Debt / equity
0.44▲
2024 · 0.09
ROE
-8.7%▼
2024 · 23.2%
ROA
-6.0%▼
2024 · 21.4%
Interest coverage
-0.86▼
2024 · 88.79
Debt
€89k▲
2024 · €31k
Debt ≤ 1 year
€53k▲
2024 · €31k
Debt > 1 year
€36k
Income taxes
€8k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€391k€290k▼
Fixed assets21/28€44k€100k▲
Intangible fixed assets21-€8k
Tangible fixed assets22/27€44k€88k▲
Land and buildings22€19k€19k=
Plant, machinery and equipment23€5k€13k▲
Furniture and vehicles24€10k€38k▲
Other tangible fixed assets26€9k€19k▲
Financial fixed assets28-€4k
Current assets29/58€347k€190k▼
Stocks and contracts in progress3-€47k
Stocks30/36-€47k
Amounts receivable within one year40/41€206k€121k▼
Trade receivables40€72k€2k▼
Other amounts receivable41€133k€119k▼
Cash at bank and in hand54/58€132k€8k▼
Deferred charges and accrued income490/1€9k€14k▲
Equity and liabilities
Total equity and liabilities10/49€391k€290k▼
Equity10/15€360k€201k▼
Contributions10/11€10k€10k=
Reserves13€350k€191k▼
Distributable reserves133€350k€191k▼
Amounts payable17/49€31k€89k▲
Amounts payable after more than one year17-€36k
Financial debts170/4-€36k
Amounts payable within one year42/48€31k€53k▲
Current portion of amounts payable after more than one year42-€19k
Trade debts44€5k€34k▲
Suppliers440/4€5k€34k▲
Taxes, remuneration and social security45€26k€157▼
Taxes450/3€26k€157▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€13k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€115k€2k▼
Operating profit (loss)9901€103k€-14k▼
Financial income75/76B€7k€6k▼
Recurring financial income75€7k€6k▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€108k€-10k▼
Income taxes67/77€25k€8k▼
Profit (loss) for the period9904€84k€-18k▼
Profit (loss) for the period to be appropriated9905€84k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€-18k▼
Transfer from equity791/2-€159k
Transfer to equity691/2€84k-
To other reserves6921€84k-
Profit to be distributed694/7-€141k
Return on contributions (dividend)694-€141k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-18k ▼121%
Net result drops to €-18k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
06-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 159 days late
06-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 525 days late
2023
31-12
Financial
Equity above €200kEq €228k ▲22.1%
4 profitable years in a row build equity to €228k.
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Highest result since 2020net €139k ▲233%
Operating result €174k, net result €139k, both a record.
31-12
Financial
Equity above €150kEq €191k ▲269%
2 profitable years in a row build equity to €191k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bleuckeveldlaan 473080 TervurenGround area
962 m²
Building footprint
428 m²
Volume, LiDAR
2,637 m³
2 parcels, Flanders · tallest building 16.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
INAMA
since 20192.293.952.604
Mila's Boutique
since 20252.380.195.896
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24104B0020/00N000 | Flanders | 702 m² | 1 · 214 m² | 5.4 m · 1 fl. |
| 24302D0051/00S000 | Flanders | 260 m² | 1 · 215 m² | 16.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 40,043 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-2019
Fiscal year end31-12
Abbreviation NL
INAMA
Activities, NACEBEL
47762Retail sale of pets, pet food and pet supplies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
96993Pet care services, excluding veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.