ONDERNEMER2
ActiveSummary
ONDERNEMER2 has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €201k and a net result of €19k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80=
Solvency100=
Growth51=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 11.49 against 16.9 in 2023; short-term debt: 8.2% and cash: 14.2% of total assets), and 8.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
33 d early
2022
39 d early
2021
40 d early
2020
41 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€123k▲ 14.1%
2019 · €108k
2018: €109k
2019: €108k
2018 → 2021
EBIT margin
31.4%▲ 5.0pp
2019 · 26.5%
2018: 27.8%
2019: 26.5%
2018 → 2021
Net result
€19k▲ 1.3%
2023 · €19k
2018: €21k
2019: €20k
2020: €30k
2021: €27k
2022: €32k
2023: €19k
2018 → 2024
Working capital
€189k▼ 0.8%
2023 · €190k
2018: €140k
2019: €160k
2020: €190k
2021: €213k
2022: €191k
2023: €190k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€123k
Equity€199k-€226k▲ 13.6%€204k▼ 10.0%€203k▼ 0.6%€201k▼ 0.8%
Operating result€40k-€39k▼ 2.9%€44k▲ 14.0%€25k▼ 43.4%€22k▼ 9.8%
Net result€30k-€27k▼ 9.3%€32k▲ 18.1%€19k▼ 40.8%€19k▲ 1.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 10% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €219k
Fixed assets
€12k ▲ 1.4%
Current assets
€207k ▲ 2.2%
Equity and liabilities €219k
Equity
€201k ▼ 0.8%
Debt
€18k ▲ 52.1%
Debt's share of the balance-sheet total rises from 5.6% to 8.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€23k▼
2023 · €26k
Cash flow
€20k▲
2023 · €20k
Current ratio
11.49▼
2023 · 16.90
Debt to equity
0.09▲
2023 · 0.06
ROE
9.5%▲
2023 · 9.3%
ROA
8.7%▼
2023 · 8.8%
Interest coverage
17.18▲
2023 · 15.42
Debt ≤ 1 year
€18k▲
2023 · €12k
Income taxes
€9k▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet
Code20232024
Assets
Total assets20/58€215k€219k▲
Fixed assets21/28€12k€12k▲
Tangible fixed assets22/27€3k€3k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24-€782
Other tangible fixed assets26€1k€1k▼
Financial fixed assets28€9k€9k=
Current assets29/58€202k€207k▲
Amounts receivable after more than one year29€15k€15k=
Other amounts receivable291€15k€15k=
Amounts receivable within one year40/41€122k€152k▲
Trade receivables40€20k€45k▲
Other amounts receivable41€102k€107k▲
Cash at bank and in hand54/58€58k€31k▼
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€215k€219k▲
Equity10/15€203k€201k▼
Contributions10/11€12k€12k=
Reserves13€189k€188k▼
Distributable reserves133€189k€188k▼
Profit (loss) carried forward14€840€840=
Amounts payable17/49€12k€18k▲
Amounts payable within one year42/48€12k€18k▲
Financial debts43-€3k
Other loans439-€3k
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Other amounts payable47/48€6k€5k▼
Accrued charges and deferred income492/3-€201
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€739€919▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€28k€26k▼
Operating profit (loss)9901€25k€22k▼
Financial income75/76B€4k€7k▲
Recurring financial income75€4k€7k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€28k€28k▲
Income taxes67/77€9k€9k▼
Profit (loss) for the period9904€19k€19k▲
Profit (loss) for the period to be appropriated9905€19k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€20k▲
Profit (loss) brought forward from the previous period14P€840€840=
Transfer from equity791/2€20k€21k▲
Transfer to equity691/2€19k€19k▲
To other reserves6921€19k€19k▲
Profit to be distributed694/7€20k€21k▲
Return on contributions (dividend)694€20k€21k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €19k ▼40.8%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €32k ▲18.1%
Operating result €44k, net result €32k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €226k ▲13.6%
4 profitable years in a row build equity to €226k.
20-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 57.51
Current ratio from 19.39 to 57.51; short-term debt falls from €8k to €3k.
31-12
Financial
Equity above €150kEq €169k ▲13.4%
2 profitable years in a row build equity to €169k.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
18-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 39880 AalterGround area
905 m²
Building footprint
256 m²
Parcel 44502C0155/00S000, Flanders. Linked by address, not a title deed.
1 establishment unit
ONDERNEMER2
since 20132.217.762.072
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44502C0155/00S000 | Flanders | 905 m² | 1 · 256 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BCKC
BE 0878.606.697
Waasmunster · Eq €201,083
INAMA CONSULTING AND MANAGEMENT
BE 0734.613.167
Tervuren · Eq €201,090
ECTEM
BE 0472.649.425
Zedelgem · Eq €201,072
StaMil
BE 0800.812.697
Steenokkerzeel · Eq €201,103
DCA MANAGEMENT
BE 0502.621.138
Sambreville · Eq €201,061
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,040 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2013
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
63920Other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.