IMPACT MOTORS

Active

Private limited companyfounded 198937 yrs activeAvenue Léopold III(PER) 32, 7134 Binche, BelgiumKBO/BCE: BE 0437.809.401

IMPACT MOTORS has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-2k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 95% of 2499 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

47 / 100

Fair▼ -47 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-43

Solvency86▼-10

Growth52=

Stability100

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity tight (current ratio 1.39 against 1.83 in 2024), and 4.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 95

Relative position

BE, all sectors

reference

Sector 95

lower

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

95.7%

Return on assets

-9%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

2 d early

2024

9 d early

2023

5 d early

2022

3 d early

2021

3 d early

2020

26 d late

2019

66 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

11-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€12k

EBIT margin

48.4%

Net result

€-2k

2024 · €2k

2018: €9k 2019: €7k 2020: €6k 2021: €6k 2022: €771 2023: €-2k 2024: €2k

2018 → 2025

Working capital

€427▼ 72.4%

2024 · €2k

2018: €-23k 2019: €-14k 2020: €-7k 2021: €-2k 2022: €-2k 2023: €-2k 2024: €2k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€26k-€26k▲ 3.0%€25k▼ 6.1%€27k▲ 9.3%€25k▼ 8.6%

Operating result€8k-€1k▼ 85.4%€-1k€3k€-2k

Net result€6k-€771▼ 87.7%€-2k€2k€-2k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €2k after €3k in 2024, the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €26k

94.1%

Fixed assets €24k▼ 4.7%

Current assets €2k▼ 55.2%

Equity and liabilities €26k

95.7%

Equity €25k▼ 8.6%

Debt €1k▼ 40.9%

The debt ratio falls from 6.4% to 4.3%: debt falls faster than equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-1k▼

2024 · €4k

Cash flow

€-1k▼

2024 · €4k

Solvency

95.7%▲

2024 · 93.6%

Current ratio

1.39▼

2024 · 1.83

Quick ratio

1.39▼

2024 · 1.48

Debt / equity

0.04▼

2024 · 0.07

ROE

-9.4%▼

2024 · 8.5%

ROA

-9.0%▼

2024 · 8.0%

Interest coverage

-23.20▼

2024 · 44.08

Debt

€1k▼

2024 · €2k

Debt ≤ 1 year

€1k▼

2024 · €2k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€29k€26k▼

Fixed assets21/28€26k€24k▼

Tangible fixed assets22/27€26k€24k▼

Land and buildings22€23k€23k=

Plant, machinery and equipment23€3k€2k▼

Current assets29/58€3k€2k▼

Stocks and contracts in progress3€655-

Stocks30/36€655-

Amounts receivable within one year40/41€674-

Trade receivables40€674-

Cash at bank and in hand54/58€2k€2k▼

Equity and liabilities

Total equity and liabilities10/49€29k€26k▼

Equity10/15€27k€25k▼

Contributions10/11€19k€19k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Profit (loss) carried forward14€7k€4k▼

Amounts payable17/49€2k€1k▼

Amounts payable within one year42/48€2k€1k▼

Trade debts44€65€148▲

Suppliers440/4€65€148▲

Advances received on contracts in progress46€235-

Taxes, remuneration and social security45€810€810=

Taxes450/3€810€810=

Other amounts payable47/48€758€146▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=

Other operating charges640/8€4k€4k▲

Gross operating margin9900€8k€3k▼

Operating profit (loss)9901€3k€-2k▼

Financial income75/76B€0€0▼

Recurring financial income75€0€0▼

Financial charges65/66B€97€46▼

Recurring financial charges65€97€46▼

Profit (loss) for the period before taxes9903€3k€-2k▼

Income taxes67/77€660-

Profit (loss) for the period9904€2k€-2k▼

Profit (loss) for the period to be appropriated9905€2k€-2k▼

Appropriation of the result

Profit (loss) to be appropriated9906€7k€4k▼

Profit (loss) brought forward from the previous period14P€4k€7k▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

29-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Weakest financial yearnet €-2k ▼200%

Net result drops to €-2k, the lowest in the series.

22-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €2k

Net result €2k after one loss-making year.

31-12

Financial Liquidity quadruplescurrent ratio 1.83

Current ratio from 0.48 to 1.83; short-term debt falls from €4k to €2k.

26-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

28-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

28-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

26-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 26 days late

2020

05-10

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 66 days late

2019

31-07

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

27-07

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

06-07

NBB filing Annual accounts filed

fiscal year 2016 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 directors, no change since 2023

Salvatore Filice

Director · since 31-03-2023

Current

31-03-2023 Salvatore Filice: Appointed as Director

31-03-2023 Guerino Sederico Filice: Resigned as Director

Location & real-estate footprint

Registered office, Binche · 1 establishment unit since 1989

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue Léopold III(PER) 327134 Binche

Ground area

395 m²

Building footprint

121 m²

Volume, LiDAR

949 m³

Parcel 55032A0203/00S005, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Avenue Léopold III(PER) 32, 7134 Binche

NACE 5010301

since 19892.044.097.727

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
55032A0203/00S005indicative	Wallonia	395 m²	1 · 121 m²	11.5 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

0 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Saint-Léger (Lux.) · Eq €25k

I-J

BE 0674.795.742

Sint-Niklaas · Eq €25k

Of 7,342 companies in sector 95311 we hold annual accounts for 2,938. 1,707 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded22-06-1989

Fiscal year end31-12

Activities, NACEBEL

95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)

50200

47811Retail sale of cars and light vans (up to 3.5 tonnes)

50103

Sources

Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.