Garage du Centre
ActiveSummary
The annual accounts of Garage du Centre for fiscal year 2025 show a net loss of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €25k and a net result of €-30k. Equity is growing by ~36.6% per year across the filed fiscal years. Its solvency ranks better than 30% of 18280 sector peers (fiscal year 2025). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-81
Solvency36▼-18
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.69 against 1.22 in 2024; short-term debt: 61.1% and cash: 5.8% of total assets), and 89.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.5%
Return on assets
-12.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
27 d late
2022
148 d late
2021
41 d early
2020
16 d early
2019
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€327k
EBIT margin
6.5%
Net result
€-30k
2024 · €23k
2018: €-8k
2019: €287
2020: €9k
2021: €8k
2022: €15k
2023: €30k
2024: €23k
2018 → 2025
Working capital
€-45k
2024 · €24k
2018: €-48k
2019: €-47k
2020: €-36k
2021: €-30k
2022: €-14k
2023: €2k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€327k
Equity€-12k-€2k€32k▲ 1,285%€55k▲ 71.2%€25k▼ 54.9%
Operating result€10k-€21k▲ 110%€43k▲ 104%€35k▼ 19.5%€-26k
Net result€8k-€15k▲ 84.4%€30k▲ 104%€23k▼ 23.2%€-30k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €26k after €35k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €236k
Fixed assets
€137k ▲ 130%
Current assets
€99k ▼ 25.8%
Equity and liabilities €236k
Equity
€25k ▼ 54.9%
Debt
€211k ▲ 53.3%
Debt's share of the balance-sheet total rises from 71.5% to 89.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-10k▼
2024 · €45k
Cash flow
€-14k▼
2024 · €33k
Current ratio
0.69▼
2024 · 1.22
Quick ratio
0.35▼
2024 · 0.88
Debt to equity
8.51▲
2024 · 2.51
ROE
-121.6%▼
2024 · 41.6%
ROA
-12.8%▼
2024 · 11.9%
Interest coverage
-2.07▼
2024 · 12.45
Debt ≤ 1 year
€144k▲
2024 · €109k
Debt > 1 year
€64k▲
2024 · €27k
Income taxes
€59▼
2024 · €9k
Staff costs
€235k▲
2024 · €150k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€193k€236k▲
Fixed assets21/28€60k€137k▲
Tangible fixed assets22/27€60k€137k▲
Land and buildings22€19k€78k▲
Plant, machinery and equipment23€36k€56k▲
Furniture and vehicles24€4k€3k▼
Current assets29/58€133k€99k▼
Stocks and contracts in progress3€37k€48k▲
Stocks30/36€37k€48k▲
Amounts receivable within one year40/41€35k€27k▼
Trade receivables40€26k€19k▼
Other amounts receivable41€9k€7k▼
Cash at bank and in hand54/58€54k€14k▼
Deferred charges and accrued income490/1€7k€10k▲
Equity and liabilities
Total equity and liabilities10/49€193k€236k▲
Equity10/15€55k€25k▼
Contributions10/11€19k€19k=
Reserves13€36k€6k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€35k€4k▼
Profit (loss) carried forward14€67€82▲
Amounts payable17/49€138k€211k▲
Amounts payable after more than one year17€27k€64k▲
Financial debts170/4€27k€64k▲
Amounts payable within one year42/48€109k€144k▲
Current portion of amounts payable after more than one year42€3k€8k▲
Financial debts43-€24k
Credit institutions430/8-€24k
Trade debts44€47k€61k▲
Suppliers440/4€47k€61k▲
Advances received on contracts in progress46€8k-
Taxes, remuneration and social security45€51k€44k▼
Taxes450/3€22k€14k▼
Remuneration and social security454/9€29k€30k▲
Other amounts payable47/48-€8k
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€150k€235k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€16k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k€-54▼
Other operating charges640/8€5k€7k▲
Non-recurring operating charges66A€350-
Gross operating margin9900€202k€232k▲
Operating profit (loss)9901€35k€-26k▼
Financial income75/76B€432€730▲
Recurring financial income75€432€730▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€32k€-30k▼
Income taxes67/77€9k€59▼
Profit (loss) for the period9904€23k€-30k▼
Profit (loss) for the period to be appropriated9905€23k€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€-30k▼
Profit (loss) brought forward from the previous period14P€4k€67▼
Transfer from equity791/2-€30k
Transfer to equity691/2€27k-
To contributions691€911-
To the legal reserve6920€26k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
State Gazette act
Resignation: GEORGES Viviane (director)Appointment: SUBLON Alexandre (director) · Director discharge8 facts ▸
State Gazette act
Resignation: GEORGES Viviane (director)
Appointment: SUBLON Alexandre (director) · Director discharge8 facts ▸
- General meeting, 30-06-2026
- Director resignation, GEORGES Viviane (director)
- Director discharge, GEORGES Viviane
- Director appointment, SUBLON Alexandre (director)
- Board meeting, 30-06-2026
- Director appointment, SUBLON Alexandre (managing director and chair of the board)
- Director in office, GEORGES Viviane (director)
- Director in office, SUBLON Alexandre (director)
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-30k ▼232%
Net result drops to €-30k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Highest result since 2018net €30k ▲104%
Operating result €43k, net result €30k, both a record.
26-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 148 days late
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €287
Net result €287 after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 17 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
SUBLON Alexandre
CurrentDirector · since 01-07-2026
01-07-2026
SUBLON Alexandre: Appointed as Director
01-07-2026
SUBLON Alexandre: Appointed as Managing director and chair of the board
30-06-2026
GEORGES Viviane: Resigned as Director
Location & real-estate footprint
Registered office, Saint-Léger (Lux.) · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Arlon 146747 Saint-Léger (Lux.)Ground area
1,173 m²
Building footprint
73 m²
Volume, LiDAR
638 m³
Parcel 85034A1017/00W000, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue d'Arlon 14, 6747 Saint-Léger (Lux.)
since 19952.072.203.971
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85034A1017/00W000 | Wallonia | 1,173 m² | 1 · 73 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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UTILITAIRE RENERTE
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Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 2,840 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-1995
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47300Retail sale of automotive fuel
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:garageducentre.6747@gmail.com