IMOGES
ActiveIMOGES has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.07M and a net result of €386k. Equity is growing by ~28.1% per year across the filed fiscal years. Its solvency ranks better than 29% of 2176 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+53
Solvency44▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 0.99 in 2024; short-term debt: 45.1% and cash: 5.2% of total assets), and 80.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.3%
Return on assets
7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
19 d late
2023
26 d late
2022
30 d late
2021
22 d late
2020
12 d late
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€386k▲ 1,791%
2024 · €20k
2018: €3k
2019: €16k
2020: €7k
2021: €188k
2022: €249k
2023: €12k
2024: €20k
2018 → 2025
Working capital
€815k
2024 · €-71k
2018: €2.71M
2019: €475k
2020: €495k
2021: €-1.41M
2022: €-910k
2023: €-561k
2024: €-71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€404k-€653k▲ 61.5%€665k▲ 1.9%€686k▲ 3.1%€1.07M▲ 56.3%
Operating result€351k-€93k▼ 73.4%€177k▲ 89.3%€47k▼ 73.6%€573k▲ 1,131%
Net result€188k-€249k▲ 31.9%€12k▼ 95.0%€20k▲ 64.5%€386k▲ 1,791%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,131% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.55M
Fixed assets
€2.23M▼ 0.9%
Current assets
€3.32M▼ 38.6%
Equity and liabilities €5.55M
Equity
€1.07M▲ 56.3%
Provisions
€78k
Debt
€4.40M▼ 36.9%
The debt ratio falls from 91.0% to 79.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€684k▲
2024 · €138k
Cash flow
€497k▲
2024 · €112k
Solvency
19.3%▲
2024 · 9.0%
Current ratio
1.33▲
2024 · 0.99
Quick ratio
0.58▲
2024 · 0.56
Debt / equity
4.11▼
2024 · 10.16
ROE
36.0%▲
2024 · 3.0%
ROA
7.0%▲
2024 · 0.3%
Interest coverage
6.55▲
2024 · 0.59
Debt
€4.40M▼
2024 · €6.97M
Debt ≤ 1 year
€2.50M▼
2024 · €5.47M
Debt > 1 year
€1.55M▲
2024 · €1.50M
Income taxes
€46k▲
2024 · €487
Staff costs
€194k▼
2024 · €204k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.66M€5.55M▼
Fixed assets21/28€2.25M€2.23M▼
Intangible fixed assets21€19k€11k▼
Tangible fixed assets22/27€984k€972k▼
Land and buildings22€815k€714k▼
Plant, machinery and equipment23€57k€107k▲
Furniture and vehicles24€84k€123k▲
Other tangible fixed assets26€29k€28k▼
Financial fixed assets28€1.25M€1.25M=
Current assets29/58€5.40M€3.32M▼
Amounts receivable after more than one year29-€32k
Trade receivables290-€32k
Stocks and contracts in progress3€2.36M€1.86M▼
Stocks30/36€2.36M€1.86M▼
Amounts receivable within one year40/41€2.78M€1.13M▼
Trade receivables40€2.75M€1.09M▼
Other amounts receivable41€35k€47k▲
Cash at bank and in hand54/58€255k€291k▲
Deferred charges and accrued income490/1€64€874▲
Equity and liabilities
Total equity and liabilities10/49€7.66M€5.55M▼
Equity10/15€686k€1.07M▲
Contributions10/11€100k€100k=
Reserves13€585k€971k▲
Tax-exempt reserves132-€117k
Distributable reserves133€585k€854k▲
Profit (loss) carried forward14€655€768▲
Provisions and deferred taxes16-€78k
Provisions for liabilities and charges160/5-€39k
Other liabilities and charges164/5-€39k
Deferred taxes168-€39k
Amounts payable17/49€6.97M€4.40M▼
Amounts payable after more than one year17€1.50M€1.55M▲
Financial debts170/4€1.50M€1.55M▲
Amounts payable within one year42/48€5.47M€2.50M▼
Current portion of amounts payable after more than one year42€126k€111k▼
Financial debts43€1.49M€300k▼
Credit institutions430/8€1.49M€300k▼
Trade debts44€3.19M€1.35M▼
Suppliers440/4€3.19M€1.35M▼
Taxes, remuneration and social security45€75k€66k▼
Taxes450/3€49k€46k▼
Remuneration and social security454/9€26k€21k▼
Other amounts payable47/48€583k€676k▲
Accrued charges and deferred income492/3-€345k
Income statement
Code20242025
Non-recurring operating income76A€106k-
Remuneration, social security and pensions62€204k€194k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92k€111k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€39k
Other operating charges640/8€12k€13k▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€355k€935k▲
Operating profit (loss)9901€47k€573k▲
Financial income75/76B€211k€2k▼
Recurring financial income75€211k€2k▼
Financial charges65/66B€237k€104k▼
Recurring financial charges65€237k€104k▼
Profit (loss) for the period before taxes9903€21k€471k▲
Transfer to deferred taxes680-€39k
Income taxes67/77€487€46k▲
Profit (loss) for the period9904€20k€386k▲
Transfer to tax-exempt reserves689-€117k
Profit (loss) for the period to be appropriated9905€20k€269k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€270k▲
Profit (loss) brought forward from the previous period14P€245€655▲
Transfer to equity691/2€20k€269k▲
To other reserves6921€20k€269k▲
Social balance
Average headcount (FTE)90873.43.2▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €386k ▲1791%
Operating result €573k, net result €386k, both a record.
31-12
Financial
Equity above €1MEq €1.07M ▲56.3%
8 profitable years in a row build equity to €1.07M.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 19 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Equity above €500kEq €653k ▲61.5%
5 profitable years in a row build equity to €653k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 22 days late
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 12 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 53 days late
2019
31-12
Financial
Equity above €200kEq €209k ▲8.3%
2 profitable years in a row build equity to €209k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ecaussinnes · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de la Déportation 417190 EcaussinnesGround area
468 m²
Building footprint
83 m²
Parcel 55008D0265/00X006, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMOGES
since 20032.133.535.982
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55008D0265/00X006 | Wallonia | 468 m² | 1 · 83 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
9 categoriesIMOGES SRL46556
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 6,170 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2003
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
45212
43230Insulation installation
43331Floor and wall tiling
43332Laying of wooden floor and wall coverings
43333Wallpapering and laying of floor and wall coverings in other materials
43341Painting of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.