Checked.be
Active
BE 0758.404.594Private limited company
IMMOSTEP
Joseph Stevensstraat 7 ·1000 Brussel, Belgium· 5 yrs active
Conclusion
The computed 12-month bankruptcy probability of IMMOSTEP is 4.3% (elevated). The 2025 annual accounts show equity of €579k and a net result of €-16k. Equity remains stable across the filed fiscal years (±2.3% per year). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €579k |
| Net result | €-16k |
| Active | 5 yrs |
| Locations | 1 |
Financial profile
61
/ 100
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Health
55
Profitability
0
Solvency
100
Growth
58
Stability
94
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
55
/ 100
Fair
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€30k
estimate, not credit advice
Score history
55
2021
78
2022
63
2023
63
2024
55
2025
purely financial, excl. current insolvency signals
Score components
Leverage
Debt/equity 0.15 (< 1.0)
+10
Profitability
Negatieve ROE -3%
-10
Interest coverage
Interest coverage 8.9× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 02-02-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable
Equity: stable across 5 fiscal years (±2.3%/year).
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
€2k
-67.7%
21-25
€-16k
-38.4%
21-25
€2k
-70.5%
21-25
€667k
-3.7%
21-25
€579k
-2.7%
21-25
€29k
-17.4%
21-25
€88k
-9.8%
21-25
€1k
+178.5%
21-25
€88k
-9.8%
21-25
21.00
-69.3%
21-25
21.00
-69.3%
21-25
86.8%
+1.0%
21-25
0.15
-7.3%
21-25
-2.8%
-42.3%
21-25
-2.4%
-43.7%
21-25
8.92
-75.8%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | full schema | full schema | full schema |
| Revenue | - | - | - | - | - |
| EBITDA | €2k | €6k | €4k | €3k | €-74k |
| Net profit | €-16k | €-12k | €-15k | €-15k | €-113k |
| Cash flow | €2k | €6k | €3k | €3k | €-74k |
| Staff costs | - | - | - | - | - |
| Income taxes | - | - | - | - | - |
| Dividends | - | - | - | - | - |
| Total assets | €667k | €693k | €713k | €738k | €761k |
| Equity | €579k | €595k | €607k | €621k | €637k |
| Debt | €88k | €97k | €106k | €117k | €124k |
| of which ≤ 1y | - | - | - | €1k | €520 |
| of which > 1y | €88k | €97k | €106k | €115k | €124k |
| Working capital | - | - | - | €29k | €35k |
| Employees (FTE) | - | - | - | - | - |
Note: these years are not on the same basis. The filed schemas differ (micro schema, full schema), so the columns are not directly comparable.
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | - | - | - | 21.00 | 68.45 |
| Quick ratio | - | - | - | 21.00 | 68.45 |
| Working capital ratio | - | - | - | 3.9% | 4.6% |
| Solvency | 86.8% | 85.9% | 85.1% | 84.2% | 83.7% |
| Debt / equity | 0.15 | 0.16 | 0.18 | 0.19 | 0.20 |
| Long-term debt ratio | 0.15 | 0.16 | 0.18 | 0.19 | 0.19 |
| Interest coverage | 8.92 | 36.82 | 19.33 | 35.77 | -895.93 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | -2.4% | -1.7% | -2.0% | -2.1% | -14.9% |
| ROE | -2.8% | -1.9% | -2.4% | -2.5% | -17.8% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €667k | €693k | €713k | €738k | €761k |
| Fixed assets | 21/28 | €654k | €672k | €690k | €708k | €726k |
| Tangible fixed assets | 22/27 | €654k | €672k | €690k | €708k | €726k |
| Current assets | 29/58 | €13k | €21k | €23k | €30k | €36k |
| Cash & bank | 54/58 | €12k | €20k | €22k | €29k | €35k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €667k | €693k | €713k | €738k | €761k |
| Equity | 10/15 | €579k | €595k | €607k | €621k | €637k |
| Contributions / capital | 10/11 | €750k | €750k | €750k | €750k | €750k |
| Accumulated profits (losses) | 14 | €-171k | €-155k | €-143k | €-129k | €-113k |
| Amounts payable | 17/49 | €88k | €97k | €106k | €117k | €124k |
| Amounts payable after one year | 17 | €88k | €97k | €106k | €115k | €124k |
| Amounts payable within one year | 42/48 | - | - | - | €1k | €520 |
| Trade debts payable within one year | 44 | - | - | - | €1k | €520 |
| Income statement | ||||||
| Gross operating margin | 9900 | €6k | €8k | €5k | €4k | €-72k |
| Operating result | 9901 | €-16k | €-11k | €-14k | €-15k | €-113k |
| Financial charges | 65 | €235 | €176 | €182 | €72 | €83 |
| Result before taxes | 9903 | €-16k | €-12k | €-15k | €-15k | €-113k |
| Net result for the period | 9904 | €-16k | €-12k | €-15k | €-15k | €-113k |
| Result to be appropriated | 9905 | €-16k | €-12k | €-15k | €-15k | €-113k |
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 13-11-2020 |
| Status | Active |
| Postal code | 1000 |
Establishment units
IMMOSTEP
since 20202.310.455.569
Real-estate footprint
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1372/00K000 | Brussels | 2,159 m² | 1 · 2,113 m² | 88.8 m · 7 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
NBB filing
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Names & trade names
| Legal nameFR | IMMOSTEP |