IMMOSTEP
ActiveThe computed 12-month bankruptcy probability of IMMOSTEP is 4.3% (elevated). The 2025 annual accounts show equity of €579k and a net result of €-16k. Equity remains stable across the filed fiscal years (±2.3% per year). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-1
Solvency100=
Growth58=
Track record94
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days only on tighter terms
cash: 1.8% of total assets, and 13.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.8%
Return on assets
-2.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-02-2026, 179 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
179 d early
2024
128 d early
2023
135 d early
2022
83 d early
2021
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-16k▼ 38.4%
2024 · €-12k
2021: €-113k
2022: €-15k
2023: €-15k
2024: €-12k
2021 → 2025
Working capital
€29k▼ 17.4%
2021 · €35k
2021: €35k
2021 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€637k-€621k▼ 2.4%€607k▼ 2.3%€595k▼ 1.9%€579k▼ 2.7%
Operating result€-113k-€-15k▲ 86.5%€-14k▲ 6.2%€-11k▲ 20.6%€-16k▼ 38.5%
Net result€-113k-€-15k▲ 86.4%€-15k▲ 5.4%€-12k▲ 20.4%€-16k▼ 38.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €11k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €667k
Fixed assets
€654k▼ 2.7%
Current assets
€13k▼ 37.3%
Equity and liabilities €667k
Equity
€579k▼ 2.7%
Debt
€88k▼ 9.8%
The debt ratio falls from 14.1% to 13.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €6k
Cash flow
€2k▼
2024 · €6k
Solvency
86.8%▲
2024 · 85.9%
Debt / equity
0.15▼
2024 · 0.16
ROE
-2.8%▼
2024 · -1.9%
ROA
-2.4%▼
2024 · -1.7%
Interest coverage
8.92▼
2024 · 36.82
Debt
€88k▼
2024 · €97k
Debt > 1 year
€88k▼
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€693k€667k▼
Fixed assets21/28€672k€654k▼
Tangible fixed assets22/27€672k€654k▼
Land and buildings22€672k€654k▼
Current assets29/58€21k€13k▼
Cash at bank and in hand54/58€20k€12k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€693k€667k▼
Equity10/15€595k€579k▼
Contributions10/11€750k€750k=
Profit (loss) carried forward14€-155k€-171k▼
Amounts payable17/49€97k€88k▼
Amounts payable after more than one year17€97k€88k▼
Other amounts payable178/9€97k€88k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k=
Other operating charges640/8€2k€4k▲
Gross operating margin9900€8k€6k▼
Operating profit (loss)9901€-11k€-16k▼
Financial charges65/66B€176€235▲
Recurring financial charges65€176€235▲
Profit (loss) for the period before taxes9903€-12k€-16k▼
Profit (loss) for the period9904€-12k€-16k▼
Profit (loss) for the period to be appropriated9905€-12k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-155k€-171k▼
Profit (loss) brought forward from the previous period14P€-143k€-155k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joseph Stevensstraat 71000 BrusselGround area
2,159 m²
Building footprint
2,113 m²
Volume, LiDAR
79,173 m³
Parcel 21808H1372/00K000, Brussels · tallest building 88.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
IMMOSTEP
since 20202.310.455.569
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1372/00K000 | Brussels | 2,159 m² | 1 · 2,113 m² | 88.8 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.