IMMOSAIL
ActiveSummary
IMMOSAIL has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €414k and a net result of €-10k. Equity is shrinking by ~31.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability66▼-34
Solvency100=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.29 against 5.59 in 2024; short-term debt: 1.4% and cash: 6.1% of total assets), and 2.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
33 d early
2024
32 d early
2023
49 d early
2022
8 d early
2021
22 d late
2020
22 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€414k▼ 2.3%
2024 · €424k
2019: €1.59M
2020: €3.22M▲ +103% vs 2019highest in 7 years
2021: €1.93M▼ -40.0% vs 2020
2022: €2.02M▲ +4.3% vs 2021
2023: €1.03M▼ -49.2% vs 2022
2024: €424k▼ -58.7% vs 2023
2025: €414k▼ -2.3% vs 2024lowest in 7 years
2019 → 2025
Total assets
€425k▼ 1.8%
2024 · €433k
2019: €1.92M
2020: €3.81M▲ +98.3% vs 2019highest in 7 years
2021: €3.52M▼ -7.5% vs 2020
2022: €2.22M▼ -37.0% vs 2021
2023: €1.19M▼ -46.3% vs 2022
2024: €433k▼ -63.6% vs 2023
2025: €425k▼ -1.8% vs 2024lowest in 7 years
2019 → 2025
Net result
€-10k
2024 · €119k
2019: €-2k
2020: €1.63M▲ +93762% vs 2019highest in 7 years
2021: €100k▼ -93.9% vs 2020
2022: €433k▲ +334% vs 2021
2023: €-131k▼ -130% vs 2022lowest in 7 years
2024: €119k▲ +191% vs 2023
2025: €-10k▼ -108% vs 2024
2019 → 2025
Working capital
€26k▼ 40.2%
2024 · €43k
2019: €695khighest in 7 years
2020: €242k▼ -65.1% vs 2019
2021: €-1.12M▼ -562% vs 2020lowest in 7 years
2022: €281k▲ +125% vs 2021
2023: €249k▼ -11.3% vs 2022
2024: €43k▼ -82.8% vs 2023
2025: €26k▼ -40.2% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.93M-€2.02M▲ 4.3%€1.03M▼ 49.2%€424k▼ 58.7%€414k▼ 2.3%
2021: €1.93M
2022: €2.02M▲ +4.3% vs 2021highest in 5 years
2023: €1.03M▼ -49.2% vs 2022
2024: €424k▼ -58.7% vs 2023
2025: €414k▼ -2.3% vs 2024lowest in 5 years
Operating result€142k-€483k▲ 239%€-127k€138k€-8k
2021: €142k
2022: €483k▲ +239% vs 2021highest in 5 years
2023: €-127k▼ -126% vs 2022lowest in 5 years
2024: €138k▲ +208% vs 2023
2025: €-8k▼ -106% vs 2024
Net result€100k-€433k▲ 334%€-131k€119k€-10k
2021: €100k
2022: €433k▲ +334% vs 2021highest in 5 years
2023: €-131k▼ -130% vs 2022lowest in 5 years
2024: €119k▲ +191% vs 2023
2025: €-10k▼ -108% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €138k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €425k
Fixed assets
€394k ▲ 3.4%
Current assets
€32k ▼ 39.5%
Equity and liabilities €425k
Equity
€414k ▼ 2.3%
Debt
€12k ▲ 24.5%
Debt's share of the balance-sheet total rises from 2.2% to 2.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €153k
Cash flow
€12k▼
2024 · €134k
Current ratio
5.29▼
2024 · 5.59
Debt to equity
0.03▲
2024 · 0.02
ROE
-2.4%▼
2024 · 28.1%
ROA
-2.3%▼
2024 · 27.5%
Interest coverage
9.47▼
2024 · 33.71
Debt ≤ 1 year
€6k▼
2024 · €9k
Debt > 1 year
€6k▲
2024 · €0
Income taxes
€540▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€433k€425k▼
Fixed assets21/28€381k€394k▲
Tangible fixed assets22/27€381k€394k▲
Land and buildings22€381k€366k▼
Furniture and vehicles24-€28k
Financial fixed assets28€0-
Current assets29/58€52k€32k▼
Amounts receivable within one year40/41€23k€4k▼
Trade receivables40€0-
Other amounts receivable41€23k€4k▼
Cash at bank and in hand54/58€29k€26k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€433k€425k▼
Equity10/15€424k€414k▼
Contributions10/11€277k€277k=
Capital10€277k€277k=
Issued capital100€277k€277k=
Reserves13€147k€147k=
Non-distributable reserves130/1€28k€28k=
Legal reserve130€28k€28k=
Distributable reserves133€119k€119k=
Profit (loss) carried forward14€0€-10k▼
Amounts payable17/49€9k€12k▲
Amounts payable after more than one year17€0€6k▲
Financial debts170/4€0€6k▲
Amounts payable within one year42/48€9k€6k▼
Current portion of amounts payable after more than one year42€0€5k▲
Trade debts44€8k€0▼
Suppliers440/4€8k€0▼
Other amounts payable47/48€1k€1k=
Income statement
Code20242025
Non-recurring operating income76A€161k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€21k▲
Other operating charges640/8€11k€9k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€164k€22k▼
Operating profit (loss)9901€138k€-8k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€7k€1k▼
Recurring financial charges65€5k€1k▼
Non-recurring financial charges66B€2k€0▼
Profit (loss) for the period before taxes9903€131k€-9k▼
Income taxes67/77€12k€540▼
Profit (loss) for the period9904€119k€-10k▼
Profit (loss) for the period to be appropriated9905€119k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€119k€-10k▼
Transfer from equity791/2€721k€0▼
Transfer to equity691/2€119k€0▼
To other reserves6921€119k€0▼
Profit to be distributed694/7€721k€0▼
Return on contributions (dividend)694€721k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €623k | €0 | €161k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €48k | €49k | €30k | €15k | €21k | ▲ 46.2% |
| Other operating charges640/8 | - | €34k | €15k | €11k | €9k | ▼ 20.6% |
| Non-recurring operating charges66A | - | €0 | €86k | €0 | - | - |
| Gross operating margin9900 | €215k | €566k | €4k | €164k | €22k | ▼ 86.4% |
| Operating profit (loss)9901 | €142k | €483k | €-127k | €138k | €-8k | ▼ 106% |
| Financial income75/76B | - | €162 | €190 | €0 | €0 | ▼ 100% |
| Recurring financial income75 | €3k | €162 | €190 | €0 | €0 | ▼ 100% |
| Non-recurring financial income76B | - | €0 | - | - | - | - |
| Financial charges65/66B | - | €6k | €4k | €7k | €1k | ▼ 79.6% |
| Recurring financial charges65 | €5k | €6k | €4k | €5k | €1k | ▼ 68.5% |
| Non-recurring financial charges66B | - | - | - | €2k | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €140k | €477k | €-131k | €131k | €-9k | ▼ 107% |
| Income taxes67/77 | €40k | €44k | €0 | €12k | €540 | ▼ 95.5% |
| Profit (loss) for the period9904 | €100k | €433k | €-131k | €119k | €-10k | ▼ 108% |
| Profit (loss) for the period to be appropriated9905 | €100k | €433k | €-131k | €119k | €-10k | ▼ 108% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.52M | €2.22M | €1.19M | €433k | €425k | ▼ 1.8% |
| Fixed assets21/28 | €3.24M | €1.90M | €905k | €381k | €394k | ▲ 3.4% |
| Tangible fixed assets22/27 | €3.24M | €1.89M | €903k | €381k | €394k | ▲ 3.4% |
| Land and buildings22 | - | €1.88M | €903k | €381k | €366k | ▼ 3.8% |
| Plant, machinery and equipment23 | - | €9k | €0 | - | - | - |
| Furniture and vehicles24 | - | - | - | - | €28k | - |
| Assets under construction and advance payments27 | - | €0 | - | - | - | - |
| Financial fixed assets28 | €2k | €2k | €2k | €0 | - | - |
| Current assets29/58 | €279k | €323k | €285k | €52k | €32k | ▼ 39.5% |
| Amounts receivable within one year40/41 | €211k | €198k | €175k | €23k | €4k | ▼ 80.7% |
| Trade receivables40 | - | €85k | €70k | €0 | - | - |
| Other amounts receivable41 | - | €113k | €106k | €23k | €4k | ▼ 80.7% |
| Current investments50/53 | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €69k | €125k | €110k | €29k | €26k | ▼ 10.6% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.52M | €2.22M | €1.19M | €433k | €425k | ▼ 1.8% |
| Equity10/15 | €1.93M | €2.02M | €1.03M | €424k | €414k | ▼ 2.3% |
| Contributions10/11 | €277k | €277k | €277k | €277k | €277k | = |
| Capital10 | - | €277k | €277k | €277k | €277k | = |
| Issued capital100 | - | €277k | €277k | €277k | €277k | = |
| Reserves13 | €1.66M | €1.74M | €748k | €147k | €147k | = |
| Non-distributable reserves130/1 | - | €28k | €28k | €28k | €28k | = |
| Legal reserve130 | - | €28k | €28k | €28k | €28k | = |
| Distributable reserves133 | - | €1.71M | €721k | €119k | €119k | = |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €-10k | - |
| Amounts payable17/49 | €1.59M | €202k | €166k | €9k | €12k | ▲ 24.5% |
| Amounts payable after more than one year17 | €189k | €159k | €129k | €0 | €6k | - |
| Financial debts170/4 | - | €159k | €129k | €0 | €6k | - |
| Amounts payable within one year42/48 | €1.40M | €43k | €36k | €9k | €6k | ▼ 36.1% |
| Current portion of amounts payable after more than one year42 | - | €30k | €30k | €0 | €5k | - |
| Trade debts44 | €13k | €9k | €5k | €8k | €0 | ▼ 100% |
| Suppliers440/4 | - | €9k | €5k | €8k | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €3k | €0 | - | - | - |
| Taxes450/3 | - | €3k | €0 | - | - | - |
| Other amounts payable47/48 | - | €1k | €1k | €1k | €1k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €100k | €433k | €-131k | €119k | €-10k | ▼ 108% |
| + Depreciation and write-downs630 | €48k | €49k | €30k | €15k | €21k | ▲ 46.2% |
| Operating cash flow (approximation) | €148k | €482k | €-101k | €134k | €12k | ▼ 91.4% |
| Investment in fixed assets (approximation) | - | €1.30M | €959k | €510k | €-34k | ▼ 107% |
| Change in cash | - | €56k | €-15k | €-81k | €-3k | ▲ 96.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €119k
Net result €119k after one loss-making year.
2023
13-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-131k
Net result drops to €-131k, the lowest in the series; recovery starts the following year.
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity times 38current ratio 7.61
Current ratio from 0.20 to 7.61; short-term debt falls from €1.40M to €43k.
30-06
Financial
Equity above €2MEq €2.02M ▲4.3%
3 profitable years in a row build equity to €2.02M.
22-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
22-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 22 days late
2020
30-06
Financial
Back to profitnet €1.63M
Net result €1.63M after one loss-making year.
30-06
Financial
Equity above €2MEq €3.22M ▲103%
Equity rises from €1.59M to €3.22M.
Show earlier events
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 20 days late
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lint · 1 establishment unit since 2003
Ground area
834 m²
Building footprint
171 m²
Volume, LiDAR
1,058 m³
Parcel 11025C0487/00B002, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
IMMOSAIL
since 20032.135.155.684
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11025C0487/00B002 | Flanders | 834 m² | 1 · 170 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 36,127 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded19-12-2003
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.