E.S.M. ENGINEERING
ActiveE.S.M. ENGINEERING has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €419k and a net result of €13k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 67% of 340 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability51▼-16
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 5.99 against 5.72 in 2025; short-term debt: 16.7% and cash: 26.6% of total assets), and 16.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
83.3%
Return on assets
2.6%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 15-09-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
46 d early
2025
37 d early
2024
55 d early
2023
56 d early
2022
32 d early
2021
40 d early
2020
2 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€419k▲ 3.2%
2025 · €406k
2019: €150k
2020: €166k
2021: €228k
2022: €276k
2023: €312k
2024: €348k
2025: €406k
2019 → 2026
Total assets
€503k▲ 2.2%
2025 · €493k
2019: €230k
2020: €249k
2021: €325k
2022: €379k
2023: €397k
2024: €427k
2025: €493k
2019 → 2026
Net result
€13k▼ 77.5%
2025 · €58k
2019: €66k
2020: €16k
2021: €62k
2022: €48k
2023: €35k
2024: €37k
2025: €58k
2019 → 2026
Working capital
€419k▲ 3.0%
2025 · €406k
2019: €157k
2020: €166k
2021: €228k
2022: €276k
2023: €312k
2024: €348k
2025: €406k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€276k-€312k▲ 12.8%€348k▲ 11.8%€406k▲ 16.6%€419k▲ 3.2%
Operating result€76k-€64k▼ 16.1%€52k▼ 18.0%€81k▲ 55.7%€20k▼ 75.7%
Net result€48k-€35k▼ 27.1%€37k▲ 4.5%€58k▲ 57.4%€13k▼ 77.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 76% below 2025 and is the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €503k
Fixed assets
€828
Current assets
€503k
Equity and liabilities €503k
Equity
€419k▲ 3.2%
Debt
€84k▼ 2.5%
The debt ratio falls from 17.5% to 16.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k
Cash flow
€13k
Solvency
83.3%▲
2025 · 82.5%
Current ratio
5.99▲
2025 · 5.72
Quick ratio
5.99▲
2025 · 5.72
Debt / equity
0.20▼
2025 · 0.21
ROE
3.1%▼
2025 · 14.3%
ROA
2.6%▼
2025 · 11.8%
Interest coverage
3.52
Debt
€84k▼
2025 · €86k
Debt ≤ 1 year
€84k▼
2025 · €86k
Income taxes
€6k▼
2025 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€493k€503k▲
Fixed assets21/28-€828
Tangible fixed assets22/27-€828
Furniture and vehicles24-€828
Current assets29/58€493k€503k▲
Amounts receivable within one year40/41€59k€18k▼
Trade receivables40€59k€17k▼
Other amounts receivable41-€315
Current investments50/53-€351k
Cash at bank and in hand54/58€433k€134k▼
Deferred charges and accrued income490/1€192-
Equity and liabilities
Total equity and liabilities10/49€493k€503k▲
Equity10/15€406k€419k▲
Contributions10/11€12k€12k=
Reserves13€394k€407k▲
Distributable reserves133€394k€407k▲
Amounts payable17/49€86k€84k▼
Amounts payable within one year42/48€86k€84k▼
Trade debts44€180€1k▲
Suppliers440/4€180€1k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€83k€80k▼
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€36
Other operating charges640/8€730€520▼
Gross operating margin9900€82k€20k▼
Operating profit (loss)9901€81k€20k▼
Financial income75/76B€12k€5k▼
Recurring financial income75€12k€5k▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€85k€19k▼
Income taxes67/77€27k€6k▼
Profit (loss) for the period9904€58k€13k▼
Profit (loss) for the period to be appropriated9905€58k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€13k▼
Transfer to equity691/2€58k€13k▼
To other reserves6921€58k€13k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Weakest financial yearnet €13k ▼77.5%
Net result drops to €13k, the lowest in the series.
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
06-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €200kEq €228k ▲37.3%
3 profitable years in a row build equity to €228k.
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2019
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
22-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meivuurstraat(HRT) 582200 HerentalsGround area
917 m²
Building footprint
123 m²
Volume, LiDAR
714 m³
Parcel 13011A0215/00L000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Meivuurstraat(HRT) 58, 2200 Herentals
since 20032.133.178.369
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13011A0215/00L000 | Flanders | 917 m² | 1 · 123 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SECMAER
BE 0897.030.759
Zaventem · Eq €419k
Waaiberg
BE 0751.551.347
Nijlen · Eq €419k
EVN CONSULTING
BE 0806.117.213
Grimbergen · Eq €419k
ZOLYER CONSULTING
BE 0644.679.717
Puurs-Sint-Amands · Eq €420k
ONCOLOGX
BE 0862.775.606
Wuustwezel · Eq €420k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 36,017 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2003
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.