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IMMOPTIMIZE

Active
Private limited companyfounded 2024active for 2 yearsBarricadenplein 1, 1000 Brussel, Belgium57 active companies are registered at this addressKBO/BCE: BE 1004.679.478
Summary

IMMOPTIMIZE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,373 and a net result of €24,847. Its solvency ranks better than 43% of 34,590 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Other building finishing work
NACE 43350
1 site
Size
€130,279total assets 2025
Equity
€52,373
Profit
€24,847
Turnover not published (micro format)
Financial health
72 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
  • ALEM YanisDirector
  • BELAHCENE ChakibDirector
Accounts 18 days early
Why 72raises riskFounded in 2024Size: total assets €130,279Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.67, cash €56,024Show the evidence

Checked score

Score 2025
72 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 67% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 65+34
equity 40.2% of total assets
Liquidity 69+3
short-term debt 59.8% · cash 43.0%
Profitability 85+36
return on assets 19.1%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,587 companies, NACE 43, micro)
Last 24 months 02-2025: 2.0% 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 2.4%▲ +0.4 percentage points vs 04-2025 06-2025: 2.5%▲ +0.1 percentage points vs 05-2025 07-2025: 2.8%▲ +0.3 percentage points vs 06-2025highest value 08-2025: 0.6%▼ -2.2 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 0.8%▲ +0.1 percentage points vs 04-2026 06-2026: 0.7%▼ -0.1 percentage points vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▼ -0.2 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026lowest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.67, compared with 3.14 in 2024, above the usual 1.5; short-term debt: 59.8% and cash: 43% of total assets), but 59.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 43% on solvency, 67% on liquidity, 69% on profitability and 90% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.67, cash €56,024
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €130,279
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
18 days early
2024
6 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 12 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointments: ALEM Yanis (director) and…

Financials · financial year 2025, micro format

Equity
€52,373▲ 90.3%
2024 · €27,526
Total assets
€130,279▼ 72.5%
2024 · €473,526
Net result
€24,847▲ 10.3%
2024 · €22,526
Working capital
€52,373▼ 83.8%
2024 · €322,487
Trend over the years

2024 to 2025, 2 financial years

The operating result rises in 2025; 2025 is 32% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€29,630 2025 Net result€24,847 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€22,444-€29,630▲ 32.0%
Net result€22,526within the sector's middle half-€24,847within the sector's middle half▲ 10.3%
Equity€27,526within the sector's middle half-€52,373within the sector's middle half▲ 90.3%
Total assets€473,526above the sector's middle half-€130,279within the sector's middle half▼ 72.5%
Debt€446,000-€77,905▼ 82.5%
Working capital€322,487above the sector's middle half-€52,373within the sector's middle half▼ 83.8%
Solvency5.8%below the sector's middle half-40.2%within the sector's middle half▲ 34.4pp
Current ratio3.14within the sector's middle half-1.67within the sector's middle half▼ 1.46
Return on assets (ROA)4.8%within the sector's middle half-19.1%above the sector's middle half▲ 14.3pp
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €130,279
Equity €52,373 ▲ 90.3%
Debt €77,905 ▼ 82.5%
Debt's share of the balance-sheet total falls from 94.2% to 59.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
1.49▼
2024 · 16.20
ROE
47.4%▼
2024 · 81.8%
Debt ≤ 1 year
€77,905▼
2024 · €151,038
Income taxes
€4,705
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€473,526€130,279▼
Current assets29/58€473,526€130,279▼
Amounts receivable within one year40/41€361,749€74,037▼
Trade receivables40€359,806€52,211▼
Other amounts receivable41€1,943€21,826▲
Cash at bank and in hand54/58€111,776€56,024▼
Deferred charges and accrued income490/1-€217
Equity and liabilities
Total equity and liabilities10/49€473,526€130,279▼
Equity10/15€27,526€52,373▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€22,526€47,373▲
Amounts payable17/49€446,000€77,905▼
Amounts payable within one year42/48€151,038€77,905▼
Trade debts44€135,442€77,905▼
Suppliers440/4€135,442€77,905▼
Taxes, remuneration and social security45€15,596-
Taxes450/3€15,596-
Accrued charges and deferred income492/3€294,961-
Income statement Code20242025
Other operating charges640/8€2,564-
Gross operating margin9900€25,008€29,630▲
Operating profit (loss)9901€22,444€29,630▲
Financial income75/76B€140€0▼
Recurring financial income75€140€0▼
Financial charges65/66B€58€78▲
Recurring financial charges65€58€78▲
Profit (loss) for the period before taxes9903€22,526€29,552▲
Income taxes67/77-€4,705
Profit (loss) for the period9904€22,526€24,847▲
Profit (loss) for the period to be appropriated9905€22,526€24,847▲
Appropriation of the result
Profit (loss) to be appropriated9906€22,526€47,373▲
Profit (loss) brought forward from the previous period14P-€22,526

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€2,564--
Gross operating margin9900€25,008€29,630▲ 18.5%
Operating profit (loss)9901€22,444€29,630▲ 32.0%
Financial income75/76B€140€0▼ 100.0%
Recurring financial income75€140€0▼ 100.0%
Financial charges65/66B€58€78▲ 34.9%
Recurring financial charges65€58€78▲ 34.9%
Profit (loss) for the period before taxes9903€22,526€29,552▲ 31.2%
Income taxes67/77-€4,705-
Profit (loss) for the period9904€22,526€24,847▲ 10.3%
Profit (loss) for the period to be appropriated9905€22,526€24,847▲ 10.3%
Line20242025Change
Assets
Total assets20/58€473,526€130,279▼ 72.5%
Current assets29/58€473,526€130,279▼ 72.5%
Amounts receivable within one year40/41€361,749€74,037▼ 79.5%
Trade receivables40€359,806€52,211▼ 85.5%
Other amounts receivable41€1,943€21,826▲ 1,023%
Cash at bank and in hand54/58€111,776€56,024▼ 49.9%
Deferred charges and accrued income490/1-€217-
Equity and liabilities
Total equity and liabilities10/49€473,526€130,279▼ 72.5%
Equity10/15€27,526€52,373▲ 90.3%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€22,526€47,373▲ 110%
Amounts payable17/49€446,000€77,905▼ 82.5%
Amounts payable within one year42/48€151,038€77,905▼ 48.4%
Trade debts44€135,442€77,905▼ 42.5%
Suppliers440/4€135,442€77,905▼ 42.5%
Taxes, remuneration and social security45€15,596--
Taxes450/3€15,596--
Accrued charges and deferred income492/3€294,961--
Line20242025Change
Profit (loss) for the period9904€22,526€24,847▲ 10.3%
Operating cash flow (approximation)€22,526€24,847▲ 10.3%
Change in cash--€55,752-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 13-07-2026 2026-00291025
31-12-2024 micro format 25-07-2025 2025-00312891

Similar companies · same sector, comparable size

Of the 7,245 active companies whose main activity is other building finishing work (NACE 43350), figures are known for 2,369. 2,005 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2024
ALEM Yanis
Director (not named in the articles) · since 17-01-2024
Current
BELAHCENE Chakib
Director (not named in the articles) · since 17-01-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2024, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
ALEM Yanis
  • Director (not named in the articles), from 17-01-2024 to date
BELAHCENE Chakib
  • Director (not named in the articles), from 17-01-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 15 January 2024, IMMOPTIMIZE was incorporated as a private limited company.1 Of the 2 current board members, 2 have served since 2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 17-01-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
13-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
25-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
17-01
Gazette deed Incorporation
Appointments: ALEM Yanis (director) and BELAHCENE Chakib (director) · Founder · Founding capital12 facts ▸
  • Incorporation, “IMMOPTIMIZE” (deed in French)
  • Founder, ALEM Yanis (comparant)
  • Founder, BELAHCENE Chakib (comparant)
  • Founding capital, €30,000
  • Capital
  • Other provision, “loi, effectivité dispositions finales/transitoires” (deed in French)
  • Registered office clause, “1000 Bruxelles, Place des Barricades 1” (deed in French)
  • Other provision, “site internet et adresse électronique, en cours” (deed in French)
  • Board rule, 2
  • Director appointment, ALEM Yanis (director (not named in the articles))
  • Director appointment, BELAHCENE Chakib (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, engagements,obligations,activités au nom et pour compte société en formation” (deed in French)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded15-01-2024
Financial year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
43600Specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1004679478
Registered 09-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 21 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1004.679.478

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
429 m²
Building footprint
404 m²
Building volume
6,052 m³
Parcel 21803C0379/00S000, Brussels · tallest building 19.4 m. Linked by address, not a title deed.
57 companies at this address See who is registered here
1 establishment unit
IMMOPTIMIZE
Barricadenplein 1, 1000 BrusselSite preparation
since 2024unit no. 2.354.875.928
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21803C0379/00S000
ProtectedMonumentHuizen rond het BarricadenpleinSource ↗
Brussels 429 m² 1 · 404 m² 19.4 m · 5
How the parcels are linked
Good to know
The parcel matches the address exactly.
1 of these parcels carries protected heritage: expect extra rules on renovation or sale.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Les travaux d’urbanisme,la conception d’immeuble,l’étude et la réalisation de travaux d’architecture; La peinture,la…” (deed in French)
4 activities (deed in French)
  1. Les travaux d’urbanisme,la conception d’immeuble,l’étude et la réalisation de travaux d’architecture
  2. La peinture,la maçonnerie,l’électricité,la toiture,serrurerie,la menuiserie,le plafonnage,le cimentage,la plomberie,la charpenterie,la menuiserie charpenterie
  3. La promotion immobilière,les transactions immobilières,les financements des projets
  4. L’installation d’appareil électrique,électronique ainsi que de satellite

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
IMMOPTIMIZE
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région de Bruxelles-Capitale, peut établir,par simple décision de l’organe d’administration,des sièges…” (deed in French)

deed of 17-01-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
Board ruleHow the board is made up, meets and takes decisions.
“Un ou plusieurs administrateurs, avec ou sans limitation de durée” (deed in French)
“Rémunération des administrateurs, frais généraux” (deed in French)

deed of 17-01-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Nominatives, registre des actions nominatives” (deed in French)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Moitié cédant/moitié acquéreurs, actions dont cession proposée” (deed in French)
Share issue ruleHow and by whom new shares can be issued.
“Apport en numéraire avec émission d'actions nouvelles, organe qui procède à l'émission” (deed in French)

deed of 17-01-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Modifications aux statuts, assemblée générale” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Si aucun autre liquidateur désigné, administrateurs en fonction” (deed in French)

deed of 17-01-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Décide souverainement des appels de fonds complémentaires moyennant traitement égal, Appels de fonds” (deed in French)
Other provision: “Gestion journalière, organe d'administration” (deed in French)
Other provision: “Contrôle de la société, lorsque la loi l'exige et dans les limites qu'elle prévoit” (deed in French)
Other provision: “Convocation assemblée générale, e-mails” (deed in French)
Other provision: “Admission assemblée générale, registre des titres nominatifs relatif à sa catégorie” (deed in French)
Other provision: “Séances procès-verbaux, un ou plusieurs membres de l'organe d'administration ayant pouvoir de représentation” (deed in French)
Other provision: “Délibérations vote, majorité des voix quel que soit nombre de titres représentés sauf loi ou statuts” (deed in French)
Other provision: “Organe d'administration, 3 semaines” (deed in French)
Other provision: “Répartition-réserves, assemblée générale” (deed in French)
Other provision: “Siège, élection de domicile” (deed in French)
Other provision: “Tribunaux du siège, compétence judiciaire” (deed in French)
Other provision: “Droit commun, Code des sociétés et des associations” (deed in French)
1 more provision in the deed, see the deed of 17-01-2024

deed of 17-01-2024