IMMOPTIMIZE
ActiveThe computed 12-month bankruptcy probability of IMMOPTIMIZE is 4.0% (moderate). The 2025 annual accounts show equity of €52k and a net result of €25k. Its solvency ranks better than 42% of 27711 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+36
Solvency65▲+34
Growth78
Track record82
Bankruptcy probability, 12 months
4.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 3.14 in 2024; short-term debt: 59.8% and cash: 43% of total assets), but 59.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.2%
Return on assets
19.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
18 d early
2024
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 90.3%
2024 · €28k
2024: €28k
2024 → 2025
Total assets
€130k▼ 72.5%
2024 · €474k
2024: €474k
2024 → 2025
Net result
€25k▲ 10.3%
2024 · €23k
2024: €23k
2024 → 2025
Working capital
€52k▼ 83.8%
2024 · €322k
2024: €322k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€28k-€52k▲ 90.3%
Operating result€22k-€30k▲ 32.0%
Net result€23k-€25k▲ 10.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €130k
Equity
€52k▲ 90.3%
Debt
€78k▼ 82.5%
The debt ratio falls from 94.2% to 59.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
40.2%▲
2024 · 5.8%
Current ratio
1.67▼
2024 · 3.14
Quick ratio
1.67▼
2024 · 3.14
Debt / equity
1.49▼
2024 · 16.20
ROE
47.4%▼
2024 · 81.8%
ROA
19.1%▲
2024 · 4.8%
Debt
€78k▼
2024 · €446k
Debt ≤ 1 year
€78k▼
2024 · €151k
Income taxes
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€474k€130k▼
Current assets29/58€474k€130k▼
Amounts receivable within one year40/41€362k€74k▼
Trade receivables40€360k€52k▼
Other amounts receivable41€2k€22k▲
Cash at bank and in hand54/58€112k€56k▼
Deferred charges and accrued income490/1-€217
Equity and liabilities
Total equity and liabilities10/49€474k€130k▼
Equity10/15€28k€52k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€23k€47k▲
Amounts payable17/49€446k€78k▼
Amounts payable within one year42/48€151k€78k▼
Trade debts44€135k€78k▼
Suppliers440/4€135k€78k▼
Taxes, remuneration and social security45€16k-
Taxes450/3€16k-
Accrued charges and deferred income492/3€295k-
Income statement
Code20242025
Other operating charges640/8€3k-
Gross operating margin9900€25k€30k▲
Operating profit (loss)9901€22k€30k▲
Financial income75/76B€140€0▼
Recurring financial income75€140€0▼
Financial charges65/66B€58€78▲
Recurring financial charges65€58€78▲
Profit (loss) for the period before taxes9903€23k€30k▲
Income taxes67/77-€5k
Profit (loss) for the period9904€23k€25k▲
Profit (loss) for the period to be appropriated9905€23k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€47k▲
Profit (loss) brought forward from the previous period14P-€23k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Barricadenplein 11000 BrusselGround area
429 m²
Building footprint
404 m²
Volume, LiDAR
6,052 m³
Parcel 21803C0379/00S000, Brussels · tallest building 19.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
IMMOPTIMIZE
since 20242.354.875.928
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C0379/00S000 | Brussels | 429 m² | 1 · 404 m² | 19.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 7,294 companies in sector 43350 we hold annual accounts for 2,361. 2,004 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2024
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43600Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.