C.C.T.
ActiveThe computed 12-month bankruptcy probability of C.C.T. is 2.7% (moderate). The 2024 annual accounts show equity of €52k and a net result of €42k. Equity is growing by ~227% per year across the filed fiscal years. Its solvency ranks better than 55% of 36376 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+15
Solvency76▲+33
Growth78=
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity ample (current ratio 2.55 against 0.21 in 2023; short-term debt: 22% and cash: 19.3% of total assets), and 49% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-08-2026, 376 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
376 d late
2023
153 d late
2022
392 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€52k▲ 382%
2023 · €11k
2022: €3k
2023: €11k
2022 → 2024
Total assets
€103k▲ 70.9%
2023 · €60k
2022: €5k
2023: €60k
2022 → 2024
Net result
€42k▲ 427%
2023 · €8k
2022: €-2k
2023: €8k
2022 → 2024
Working capital
€35k
2023 · €-17k
2022: €3k
2023: €-17k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€3k-€11k▲ 263%€52k▲ 382%
Operating result€-2k-€10k€53k▲ 409%
Net result€-2k-€8k€42k▲ 427%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 409% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €103k
Fixed assets
€45k▼ 18.5%
Current assets
€57k▲ 1,146%
Equity and liabilities €103k
Equity
€52k▲ 382%
Debt
€50k▲ 2.2%
The debt ratio falls from 81.9% to 49.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€63k▲
2023 · €16k
Cash flow
€52k▲
2023 · €14k
Solvency
51.0%▲
2023 · 18.1%
Current ratio
2.55▲
2023 · 0.21
Quick ratio
2.55▲
2023 · 0.21
Debt / equity
0.96▼
2023 · 4.52
ROE
79.2%▲
2023 · 72.4%
ROA
40.4%▲
2023 · 13.1%
Interest coverage
116.36▲
2023 · 17.06
Debt
€50k▲
2023 · €49k
Debt ≤ 1 year
€23k▲
2023 · €21k
Debt > 1 year
€28k=
2023 · €28k
Income taxes
€12k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€60k€103k▲
Fixed assets21/28€55k€45k▼
Tangible fixed assets22/27€55k€45k▼
Land and buildings22€42k€38k▼
Furniture and vehicles24€13k€7k▼
Current assets29/58€5k€57k▲
Amounts receivable within one year40/41€674€38k▲
Trade receivables40-€2k
Other amounts receivable41€674€35k▲
Cash at bank and in hand54/58€4k€20k▲
Equity and liabilities
Total equity and liabilities10/49€60k€103k▲
Equity10/15€11k€52k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€6k€47k▲
Amounts payable17/49€49k€50k▲
Amounts payable after more than one year17€28k€28k=
Financial debts170/4€28k€28k=
Amounts payable within one year42/48€21k€23k▲
Current portion of amounts payable after more than one year42€11k-
Trade debts44€4k€9k▲
Suppliers440/4€4k€9k▲
Taxes, remuneration and social security45€5k€13k▲
Taxes450/3€5k€13k▲
Other amounts payable47/48€1k-
Income statement
Code20232024
Remuneration, social security and pensions62€196-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€10k▲
Other operating charges640/8-€1k
Gross operating margin9900€16k€64k▲
Operating profit (loss)9901€10k€53k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€955€542▼
Recurring financial charges65€955€542▼
Profit (loss) for the period before taxes9903€9k€53k▲
Income taxes67/77€2k€12k▲
Profit (loss) for the period9904€8k€42k▲
Profit (loss) for the period to be appropriated9905€8k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€47k▲
Profit (loss) brought forward from the previous period14P€-2k€6k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 376 days late
2024
31-12
Financial
Highest result since 2022net €42k ▲427%
Operating result €53k, net result €42k, both a record.
31-12
Financial
Liquidity times 12current ratio 2.55
Current ratio from 0.21 to 2.55.
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 392 days late
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergensesteenweg 709A1600 Sint-Pieters-LeeuwGround area
5,339 m²
Building footprint
1,207 m²
Volume, LiDAR
6,275 m³
2 parcels, Brussels, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
C.C.T.
since 20222.340.149.348
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23583F0543/00D002 | Flanders | 5,043 m² | 1 · 911 m² | 7.2 m · 2 fl. |
| 21372D0200/00A008 | Brussels | 296 m² | 1 · 295 m² | 11.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Start2Finish
BE 0673.980.645
Leuven · Eq €52k
IMMOPTIMIZE
BE 1004.679.478
Brussel · Eq €52k
Perfekt Home
BE 0896.684.133
Ukkel · Eq €52k
D&V Ingenieurs
BE 0742.712.073
Wingene · Eq €52k
NUH
BE 0550.464.706
Gent · Eq €52k
Of 7,294 companies in sector 43350 we hold annual accounts for 2,363. 2,005 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2022
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
41001General construction of residential buildings
43230Insulation installation
43291Specialised construction activities
43331Floor and wall tiling
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.