IMMOBILIERE BOIS LES DAMES
ActiveSummary
IMMOBILIERE BOIS LES DAMES has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.92M and a net result of €369k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 76% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+3
Solvency90▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 0.67 in 2024; short-term debt: 14.3% and cash: 12.2% of total assets), and 34.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.1%
Return on assets
12.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.92M
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
29 d late
2023
64 d early
2022
23 d late
2021
20 d early
2020
57 d early
2019
52 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.92M▲ 23.8%
2024 · €1.55M
2018: €1.37M
2019: €1.40M
2020: €1.39M
2021: €1.43M
2022: €1.46M
2023: €1.50M
2024: €1.55M
2018 → 2025
Total assets
€2.96M▲ 11.8%
2024 · €2.65M
2018: €2.03M
2019: €1.92M
2020: €2.34M
2021: €2.56M
2022: €2.65M
2023: €2.76M
2024: €2.65M
2018 → 2025
Net result
€369k▲ 323%
2024 · €87k
2018: €30k
2019: €26k
2020: €-7k
2021: €36k
2022: €34k
2023: €72k
2024: €87k
2018 → 2025
Working capital
€391k
2024 · €-141k
2018: €-43k
2019: €18k
2020: €-418k
2021: €-440k
2022: €-511k
2023: €-212k
2024: €-141k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.43M-€1.46M▲ 2.4%€1.50M▲ 2.4%€1.55M▲ 3.7%€1.92M▲ 23.8%
Operating result€130k-€137k▲ 5.3%€179k▲ 31.1%€212k▲ 18.2%€180k▼ 15.0%
Net result€36k-€34k▼ 6.1%€72k▲ 112%€87k▲ 20.7%€369k▲ 323%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.96M
Fixed assets
€2.14M ▼ 9.2%
Current assets
€814k ▲ 185%
Equity and liabilities €2.96M
Equity
€1.92M ▲ 23.8%
Provisions
€85k ▲ 843%
Debt
€948k ▼ 12.3%
Debt's share of the balance-sheet total falls from 40.9% to 32.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€298k▼
2024 · €334k
Cash flow
€487k▲
2024 · €209k
Current ratio
1.92▲
2024 · 0.67
Debt to equity
0.49▼
2024 · 0.70
ROE
19.2%▲
2024 · 5.6%
ROA
12.5%▲
2024 · 3.3%
Interest coverage
3.28▼
2024 · 4.28
Debt ≤ 1 year
€423k▼
2024 · €427k
Debt > 1 year
€506k▼
2024 · €639k
Income taxes
€35k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 64 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.65M€2.96M▲
Fixed assets21/28€2.36M€2.14M▼
Tangible fixed assets22/27€2.26M€2.04M▼
Land and buildings22€2.03M€1.83M▼
Plant, machinery and equipment23€188k€185k▼
Furniture and vehicles24€38k€28k▼
Financial fixed assets28€101k€101k=
Current assets29/58€286k€814k▲
Amounts receivable within one year40/41€228k€450k▲
Trade receivables40€12k€156k▲
Other amounts receivable41€216k€294k▲
Cash at bank and in hand54/58€55k€362k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€2.65M€2.96M▲
Equity10/15€1.55M€1.92M▲
Contributions10/11€75k€75k=
Capital10€75k€75k=
Issued capital100€75k€75k=
Revaluation surpluses12€697k€666k▼
Reserves13€715k€1.12M▲
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Tax-exempt reserves132€80k€383k▲
Distributable reserves133€627k€725k▲
Profit (loss) carried forward14€68k€68k▲
Provisions and deferred taxes16€9k€85k▲
Deferred taxes168€9k€85k▲
Amounts payable17/49€1.08M€948k▼
Amounts payable after more than one year17€639k€506k▼
Financial debts170/4€639k€506k▼
Amounts payable within one year42/48€427k€423k▼
Current portion of amounts payable after more than one year42€107k€85k▼
Financial debts43€0€6▲
Credit institutions430/8€0€6▲
Trade debts44€4k€11k▲
Suppliers440/4€4k€11k▲
Taxes, remuneration and social security45€77k€44k▼
Taxes450/3€77k€44k▼
Other amounts payable47/48€240k€284k▲
Accrued charges and deferred income492/3€15k€19k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€122k€118k▼
Other operating charges640/8€18k€20k▲
Gross operating margin9900€352k€318k▼
Operating profit (loss)9901€212k€180k▼
Financial income75/76B€254€391k▲
Recurring financial income75€254€4k▲
Non-recurring financial income76B€0€387k▲
Financial charges65/66B€78k€91k▲
Recurring financial charges65€78k€91k▲
Profit (loss) for the period before taxes9903€134k€481k▲
Transfer from deferred taxes780€1k€1k▲
Transfer to deferred taxes680-€77k
Income taxes67/77€48k€35k▼
Profit (loss) for the period9904€87k€369k▲
Transfer from tax-exempt reserves789€6k€7k▲
Transfer to tax-exempt reserves689-€309k
Profit (loss) for the period to be appropriated9905€93k€67k▼
Appropriation of the result
Profit (loss) to be appropriated9906€161k€134k▼
Profit (loss) brought forward from the previous period14P€68k€68k▲
Transfer from equity791/2€32k€0▼
Transfer to equity691/2€93k€66k▼
To other reserves6921€93k€66k▼
Profit to be distributed694/7€32k€0▼
Return on contributions (dividend)694€32k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
31-12
Financial
Highest result since 2018net €369k ▲323%
Net result €369k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 1.92
Current ratio from 0.67 to 1.92; short-term debt falls from €427k to €423k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-7k ▼129%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Welkenraedt · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quatre-Chemins 534841 WelkenraedtGround area
760 m²
Building footprint
99 m²
Volume, LiDAR
782 m³
Parcel 63032E0206/00X000, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Immobilière Bois les Dames
since 20192.294.989.415
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63032E0206/00X000 | Wallonia | 760 m² | 1 · 99 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900RZB65NHUKUI139
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HOME DELUXE
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Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 3,037 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-03-1993
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.