IMMOFFICE
ActiveIMMOFFICE has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.92M and a net result of €224k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 83% of 19348 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80▲+11
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days only on tighter terms
Liquidity ample (current ratio 4.09 against 2.04 in 2023; short-term debt: 6.7% and cash: 8.2% of total assets), and 22.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
77.6%
Return on assets
9%
Age of the figures
24 mo
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 140 days later.
NBB · 10 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline17-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 16-04-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
14 d early
2023
46 d early
2022
37 d early
2021
4 d late
2020
27 d late
2019
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1.92M▲ 11.5%
2023 · €1.72M
2018: €1.67M
2019: €1.79M
2020: €1.85M
2021: €1.75M
2022: €1.76M
2023: €1.72M
2018 → 2024
Total assets
€2.48M▲ 5.4%
2023 · €2.35M
2018: €2.37M
2019: €2.65M
2020: €2.75M
2021: €2.52M
2022: €2.43M
2023: €2.35M
2018 → 2024
Net result
€224k▲ 3,113%
2023 · €7k
2018: €-885
2019: €139k
2020: €101k
2021: €-63k
2022: €7k
2023: €7k
2018 → 2024
Working capital
€511k▲ 131%
2023 · €221k
2018: €530k
2019: €430k
2020: €513k
2021: €322k
2022: €282k
2023: €221k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.85M-€1.75M▼ 5.2%€1.76M▲ 0.4%€1.72M▼ 2.2%€1.92M▲ 11.5%
Operating result€147k-€-73k€10k€17k▲ 64.8%€284k▲ 1,552%
Net result€101k-€-63k€7k€7k▲ 2.8%€224k▲ 3,113%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 1,552% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.48M
Fixed assets
€1.80M▼ 6.0%
Current assets
€677k▲ 55.5%
Equity and liabilities €2.48M
Equity
€1.92M▲ 11.5%
Provisions
€245k▲ 16.7%
Debt
€311k▼ 25.4%
The debt ratio falls from 17.8% to 12.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€346k▲
2023 · €85k
Cash flow
€286k▲
2023 · €74k
Solvency
77.6%▲
2023 · 73.3%
Current ratio
4.09▲
2023 · 2.04
Quick ratio
4.09▲
2023 · 2.04
Debt / equity
0.16▼
2023 · 0.24
ROE
11.6%▲
2023 · 0.4%
ROA
9.0%▲
2023 · 0.3%
Interest coverage
263.54▲
2023 · 8.58
Debt
€311k▼
2023 · €417k
Debt ≤ 1 year
€165k▼
2023 · €214k
Debt > 1 year
€145k▼
2023 · €203k
Income taxes
€35k▲
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.35M€2.48M▲
Fixed assets21/28€1.91M€1.80M▼
Tangible fixed assets22/27€1.91M€1.80M▼
Land and buildings22€1.87M€1.76M▼
Furniture and vehicles24€17k€13k▼
Other tangible fixed assets26€22k€30k▲
Current assets29/58€435k€677k▲
Amounts receivable within one year40/41€24k€24k=
Trade receivables40€24k€24k=
Current investments50/53€377k€442k▲
Cash at bank and in hand54/58€20k€203k▲
Deferred charges and accrued income490/1€14k€7k▼
Equity and liabilities
Total equity and liabilities10/49€2.35M€2.48M▲
Equity10/15€1.72M€1.92M▲
Contributions10/11€744k€744k=
Capital10€744k€744k=
Issued capital100€744k€744k=
Reserves13€778k€888k▲
Non-distributable reserves130/1€36k€36k=
Legal reserve130€36k€36k=
Tax-exempt reserves132€629k€734k▲
Distributable reserves133€113k€118k▲
Profit (loss) carried forward14€201k€289k▲
Provisions and deferred taxes16€210k€245k▲
Deferred taxes168€210k€245k▲
Amounts payable17/49€417k€311k▼
Amounts payable after more than one year17€203k€145k▼
Financial debts170/4€203k€145k▼
Amounts payable within one year42/48€214k€165k▼
Current portion of amounts payable after more than one year42€81k€55k▼
Trade debts44€27k€42k▲
Suppliers440/4€27k€42k▲
Taxes, remuneration and social security45€26k€16k▼
Taxes450/3€26k€16k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€79k€53k▼
Accrued charges and deferred income492/3€861€673▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68k€62k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€27k€27k▲
Gross operating margin9900€112k€373k▲
Operating profit (loss)9901€17k€284k▲
Financial income75/76B€2k€12k▲
Recurring financial income75€2k€12k▲
Financial charges65/66B€10k€1k▼
Recurring financial charges65€10k€1k▼
Profit (loss) for the period before taxes9903€9k€294k▲
Transfer from deferred taxes780€9k€9k=
Transfer to deferred taxes680-€44k
Income taxes67/77€12k€35k▲
Profit (loss) for the period9904€7k€224k▲
Transfer from tax-exempt reserves789€28k€28k=
Transfer to tax-exempt reserves689-€133k
Profit (loss) for the period to be appropriated9905€35k€119k▲
Appropriation of the result
Profit (loss) to be appropriated9906€235k€319k▲
Profit (loss) brought forward from the previous period14P€200k€201k▲
Transfer from equity791/2€45k€25k▼
Transfer to equity691/2€34k€30k▼
To the legal reserve6920€2k€0▼
To other reserves6921€33k€30k▼
Profit to be distributed694/7€45k€25k▼
Return on contributions (dividend)694€45k€25k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €224k ▲3113%
Operating result €284k, net result €224k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 4.09
Current ratio from 2.04 to 4.09; short-term debt falls from €214k to €165k.
15-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
30-09
Financial
Weakest financial yearnet €-63k ▼162%
Net result drops to €-63k, the lowest in the series; recovery starts the following year.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Back to profitnet €139k
Net result €139k after one loss-making year.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
11-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kluisweg 51980 ZemstGround area
6,087 m²
Building footprint
401 m²
Volume, LiDAR
2,173 m³
2 parcels, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kluisweg 3, 1980 Zemst
since 19942.065.725.658
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23096C0683/00C000 | Flanders | 3,815 m² | 1 · 261 m² | 8.1 m · 2 fl. |
| 23096C0682/00B000 | Flanders | 2,272 m² | 1 · 139 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,378. 3,041 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-12-1993
Fiscal year end30-09
Activities, NACEBEL
68121Development of residential building projects
70111
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68311Real estate activities
70120
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.