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Immo Valent

Active
Private limited companyfounded 2015active for 11 yearsRue Vandervelde 35, 6041 Charleroi, BelgiumKBO/BCE: BE 0627.871.892

The file of Immo Valent contains 3 judicial reorganisation notices, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 21.4% (high). The 2024 annual accounts show negative equity (-€14,922) and a net result of -€3,584. Equity has been shrinking by about 40% per year since 2018. Its solvency ranks better than 6% of 19,156 sector peers (NACE 68, financial year 2024).

Overview

Official details

Source: KBO
Status
Active since 02-04-2015 Normal situation
Activity
Real estate agency activities NACE 68310and 7 others
Establishment unit
2.251.116.810 6041 Charleroi, since 18-03-2016
Financial year end
31 December
Peppol
Reachable since 17-06-2025

Board and ownership

Board
  • Mercier LaeticiaDirector
Shareholders
  • MERCIER Laetitia Anne Lise Marie Ghislaineact of 17-10-2022
  • DEFORCE Ramses Paul Joorisact of 17-10-2022

Financial position

10 Critical Checked score 2024
Bankruptcy probabilitywithin 12 months
21.4%
Annual accounts 2024
Gross margin
€1,929
▲ 238%
Turnover
≈ €8,300
estimated
Loss
€3,584
▲ 59.9%
Equity
-€14,922
▼ 31.6%
Total assets
€24,080
▲ 4.8%
  • Negative equity on 31-12-2024
  • 2025 accounts not filed, 97 days past the deadline
Score breakdownraises riskReorganisation plan being carried out (approved, Gazette 13-10-2025)Liquidity: current ratio 0.54, cash €36, halved1 financial year not filed after the legal deadline; last filed accounts filed 45 days late; 3 of the last 3 accounts latelowers riskSize: total assets €24,080Show the evidence

Checked score

Score 2024
10 / 100
Critical
Probability in this band: over 15.0%
Financially stronger than 8% of micro companies in real estate (NACE 68)
Financial strength · tick: 2023
Weak
Solvency 0=
equity -62.0% of total assets
Liquidity 0-11
short-term debt 162.0% · cash 0.1%
Profitability 0-7
return on assets -14.9%
Bankruptcy probability within 12 months
21.4% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 12-2024: 6.6% 01-2025: 9.1%▲ +2.5 percentage points vs 12-2024 02-2025: 9.1%● unchanged vs 01-2025 03-2025: 9.4%▲ +0.3 percentage points vs 02-2025 04-2025: 6.6%▼ -2.8 percentage points vs 03-2025lowest value 11-2025: 20.1% 12-2025: 20.4%▲ +0.3 percentage points vs 11-2025 01-2026: 20.4%● unchanged vs 12-2025 02-2026: 20.4%● unchanged vs 01-2026 03-2026: 20.9%▲ +0.5 percentage points vs 02-2026 04-2026: 21.4%▲ +0.5 percentage points vs 03-2026 05-2026: 21.5%▲ +0.1 percentage points vs 04-2026 06-2026: 20.9%▼ -0.6 percentage points vs 05-2026 07-2026: 20.6%▼ -0.3 percentage points vs 06-2026 08-2026: 21.3%▲ +0.7 percentage points vs 07-2026 09-2026: 20.7%▼ -0.6 percentage points vs 08-2026 10-2026: 22.8%▲ +2.1 percentage points vs 09-2026highest value 11-2026: 21.4%▼ -1.4 percentage points vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.54 (0.52 in 2023), below 1. Short-term debt is 162% and cash 0.1% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 2% on liquidity, 9% on profitability and 16% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
raises risk · Reorganisation plan being carried out (approved, Gazette 13-10-2025)
Belgian Official Gazette
raises risk · Liquidity: current ratio 0.54, cash €36, halved
NBB · annual accounts
lowers risk · Size: total assets €24,080
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 45 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€14,922
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 97 days later.
NBB · 9 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline05-11-2026 today
raises risk · 2024 accounts filed 45 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-09-2025, 45 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
not filed
2024
45 days late
2023
240 days late
2022
305 days late
2021
670 days late
2020
61 days late
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 215 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2024 -€14,922 View
  • Risk: 4 loss-making years in a rowloss in financial year 2024 -€3,584 View
  • Caution: Lower solvency than 94% of companies in real estatesector median 31.1% · 19,156 companies -62.0% View

Recent changes

  1. · Judicial reorganisation Plan homologationEnterprise Court of Hainaut · judgment of 06-10-2025
  2. · Judicial reorganisation ExtensionEnterprise Court of Hainaut · collective agreement · judgment of 08-07-2025
  3. · Judicial reorganisation Judicial reorganisation openedEnterprise Court of Hainaut · collective agreement · judgment of 18-04-2025
All 17 events

Comparable companies

These companies have the same main activity as Immo Valent: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €15,300 and €33,200, founded between 2010 and 2015.

CompanyTotal assetsGross margin
Immo Valent Charleroi€24,080€1,929
Mechalogic Lennik€33,216€1,560
De Doncker Projects Affligem€15,321€1,575
CHRIS CONCEPT IMMO Seneffe€20,749-€7,784
H VENTURES Charleroi€18,843-€3,289
ACTIF INVEST Charleroi€22,044€3,088
IMMOTORRES Châtelet€23,346-€25,881
Full comparison

Key facts about Immo Valent

What is the company number of Immo Valent?
The company number of Immo Valent is 0627.871.892. The VAT number is the same number with BE in front: BE 0627.871.892.
Where is Immo Valent based?
The registered office is at Rue Vandervelde 35, 6041 Charleroi.Company details
What does Immo Valent do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of Immo Valent?
The legal form of Immo Valent is Private limited company (BV).
When was Immo Valent founded?
Immo Valent was founded on 02-04-2015.
Is Immo Valent still active?
Yes, Immo Valent is an active enterprise in the KBO register.
How many employees does Immo Valent have?
Immo Valent had an average of 0.3 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of Immo Valent?
The turnover in financial year 2024 is ≈ €8,300. This figure is estimated from the gross margin of €1,929 and 37 comparable companies (NACE 68310). It probably lies between €2,800 and €14,000. It is a rough estimate.
Is Immo Valent profitable?
In financial year 2024, Immo Valent made a loss of €3,584.
Where can I find the annual accounts of Immo Valent?
Immo Valent filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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