Skip to content

CHRIS CONCEPT IMMO

Active
Private limited companyfounded 201313 yrs activeRue de l'Yser 41, 7180 Seneffe, BelgiumKBO/BCE: BE 0502.622.227
Summary

The annual accounts of CHRIS CONCEPT IMMO for fiscal year 2025 show a net loss of 67% of the equity at the start of that year. The 2025 annual accounts show equity of €4,713 and a net result of -€9,469. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 16707 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
CHRIS CONCEPT IMMOActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Real estate agency activities
NACE 68310NACE 68311
1 site
Size
€20,749total assets 2025
Equity
€4,713
Loss
-€9,469
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 17 d late0 of 4 deeds read
Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €9,469 (FY 2025)+ Size: total assets €20,749+ Liquidity: current ratio 1.29, cash €12,865+ Sector Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 31% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 48-11
equity 22.7% of total assets
Liquidity 58-7
short-term debt 77.3% · cash 62.0%
Profitability 0-100
return on assets -45.6%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,417 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▼ -1.4% vs 01-2025lowest value 03-2025: 0.1%▲ +4.3% vs 02-2025 04-2025: 0.1%▲ +1.4% vs 03-2025 05-2025: 0.1%▲ +2.7% vs 04-2025 06-2025: 0.1%▼ -1.3% vs 05-2025 07-2025: 0.1%▲ +31.1% vs 06-2025 08-2025: 0.2%▲ +61.9% vs 07-2025 09-2025: 0.1%▼ -43.3% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -1.1% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +8.0% vs 03-2026 05-2026: 0.1%▲ +3.2% vs 04-2026 06-2026: 0.1%▼ -1.0% vs 05-2026 07-2026: 0.1%▲ +12.4% vs 06-2026 08-2026: 0.2%▲ +81.7% vs 07-2026highest value 09-2026: 0.2%▼ -23.2% vs 08-2026 10-2026: 0.2%● 0.0% vs 09-2026
  • Size: total assets €20,749 lowers the probability for this profile
  • Liquidity: current ratio 1.29, cash €12,865 lowers the probability
  • Loss of €9,469 (FY 2025) raises the probability
  • Sector Real estate activities (NACE 68) lowers the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.29 against 1.52 in 2024; short-term debt: 77.3% and cash: 62% of total assets), and 77.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 43%, liquidity 69%, profitability 4%, growth against the median 9%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €20,749
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.29, cash €12,865
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Loss of €9,469 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
17 d late
2024
27 d late
2023
5 d late
2022
16 d late
2021
29 d late
2020
256 d late
2019
19 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 53 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€9,469
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20256 fiscal years filed €20,749 View
  • Active since 2013founded 21-01-2013 13 years View

By topic

Financials

Fiscal year
2025
Total assets
€20,749
Loss
-€9,469
Solvency
22.7%
Total assets▼ 50.1%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 17-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 27-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Real estate agency activitiesNACE 68310
Founded
21-01-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure