H VENTURES
ActiveH VENTURES has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €-4k. Equity is shrinking by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 32% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency20▼-79
Growth72▲+14
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.11 against 2.66 in 2024), and 90% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10%
Return on assets
-19.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€4k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
91 d late
2023
20 d early
2022
on the day
2021
3 d early
2020
19 d late
2019
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€12k▲ 1,160%
2024 · €955
2024: €955
2024 → 2025
EBIT margin
-30.8%▲ 168.7pp
2024 · -199.5%
2024: -199.5%
2024 → 2025
Net result
€-4k▼ 89.3%
2024 · €-2k
2018: €-4k
2019: €-5k
2020: €5k
2021: €24
2022: €-1k
2023: €-421
2024: €-2k
2018 → 2025
Working capital
€2k▼ 66.3%
2024 · €6k
2019: €1k
2020: €9k
2021: €9k
2022: €8k
2023: €8k
2024: €6k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€955€12k▲ 1,160%
Equity€9k-€8k▼ 13.6%€8k▼ 5.3%€6k▼ 25.9%€2k▼ 66.3%
Operating result€-225-€-2k▼ 611%€-771▲ 51.7%€-2k▼ 147%€-4k▼ 94.6%
Net result€24-€-1k€-421▲ 66.5%€-2k▼ 365%€-4k▼ 89.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €2k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €19k
Equity
€2k▼ 66.3%
Debt
€17k▲ 402%
The debt ratio rises from 37.6% to 90.0%: debt grows while equity shrinks.
Key figures and ratios
Solvency
10.0%▼
2024 · 62.4%
Current ratio
1.11▼
2024 · 2.66
Quick ratio
1.11▼
2024 · 2.66
Debt / equity
8.99▲
2024 · 0.60
ROE
-196.6%▼
2024 · -35.0%
ROA
-19.7%▲
2024 · -21.8%
Debt
€17k▲
2024 · €3k
Debt ≤ 1 year
€17k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9k€19k▲
Current assets29/58€9k€19k▲
Amounts receivable within one year40/41€9k€19k▲
Trade receivables40€1k€13k▲
Other amounts receivable41€8k€6k▼
Cash at bank and in hand54/58-€244
Equity and liabilities
Total equity and liabilities10/49€9k€19k▲
Equity10/15€6k€2k▼
Contributions10/11€19k€19k=
Reserves13€155€155=
Non-distributable reserves130/1€155€155=
Reserves not available under the articles1311€155€155=
Profit (loss) carried forward14€-13k€-17k▼
Amounts payable17/49€3k€17k▲
Amounts payable within one year42/48€3k€17k▲
Financial debts43€1k-
Credit institutions430/8€1k-
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Other amounts payable47/48€935€15k▲
Income statement
Code20242025
Turnover70€955€12k▲
Goods, raw materials, services and sundry goods60/61€2k€15k▲
Other operating charges640/8€387€416▲
Gross operating margin9900€-2k€-3k▼
Operating profit (loss)9901€-2k€-4k▼
Financial charges65/66B€55€3▼
Recurring financial charges65€55€3▼
Profit (loss) for the period before taxes9903€-2k€-4k▼
Profit (loss) for the period9904€-2k€-4k▼
Profit (loss) for the period to be appropriated9905€-2k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-17k▼
Profit (loss) brought forward from the previous period14P€-11k€-13k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 30current ratio 169.16
Current ratio from 5.60 to 169.16; short-term debt falls from €2k to €55.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 5.60
Current ratio from 2.20 to 5.60.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
24-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 85 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
16-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 108 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de France 266000 CharleroiGround area
527 m²
Building footprint
177 m²
Volume, LiDAR
3,237 m³
2 parcels, Wallonia · tallest building 24.5 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Immo Invest.be
since 20132.219.932.102
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011B0239/00C073 | Wallonia | 271 m² | 1 · 54 m² | 14.0 m · 4 fl. |
| 52011B0240/00P083 | Wallonia | 255 m² | 1 · 122 m² | 24.5 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LOUVE-IMMO INVEST
BE 0801.624.529
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MB INTERNATIONAL REALTY
BE 0791.961.844
Ukkel · Eq €2k
IMMOWA
BE 1031.864.422
Overijse · Eq €2k
THOM-IMMO
BE 1007.562.952
Perwez · Eq €2k
Jemar Eigendomsbeheer
BE 0760.345.485
Maasmechelen · Eq €2k
Of 11,708 companies in sector 68310 we hold annual accounts for 6,875. 1,065 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2013
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68312Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.