IMMO-TROIANI
ActiveSummary
IMMO-TROIANI has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.1m and a net result of €638,047. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 73% of 9354 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▼-6
Solvency85▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €310,000 at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.55 in 2024; short-term debt: 39.2% and cash: 3.1% of total assets), and 39.5% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.5%
Return on assets
9.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
16 d early
2023
8 d early
2022
7 d early
2021
60 d late
2020
29 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
In the rankings
#5 company by equity in Fleurus, Real estate sector#8 company by total assets in Fleurus, Real estate sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€638,047▼ 26.4%
2024 · €867,160
Working capital
-€901,700▲ 40.6%
2024 · -€1.5m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€80,279▼ 31.2%€106,990▲ 33.3%€153,241▲ 43.2%€783,061▲ 411%€85,345▼ 89.1%
Net result€299,010above the sector's middle half▼ 7.9%€125,844within the sector's middle half▼ 57.9%€235,194above the sector's middle half▲ 86.9%€867,160above the sector's middle half▲ 269%€638,047above the sector's middle half▼ 26.4%
Equity€2.3mwithin the sector's middle half▲ 15.1%€2.4mwithin the sector's middle half▲ 5.5%€2.6mwithin the sector's middle half▲ 9.8%€3.5mabove the sector's middle half▲ 32.8%€4.1mabove the sector's middle half▲ 18.2%
Total assets€6.5mwithin the sector's middle half▲ 5.0%€6.6mwithin the sector's middle half▲ 1.6%€6.4mwithin the sector's middle half▼ 3.3%€6.9mwithin the sector's middle half▲ 7.4%€6.9mabove the sector's middle half▼ 0.7%
Debt€4.3m▲ 0.3%€4.2m▼ 0.5%€3.8m▼ 10.7%€3.4m▼ 10.3%€2.7m▼ 20.3%
Working capital-€2.6mbelow the sector's middle half▲ 9.0%-€2.6mbelow the sector's middle half▲ 2.1%-€2.3mbelow the sector's middle half▲ 9.6%-€1.5mbelow the sector's middle half▲ 35.0%-€901,700below the sector's middle half▲ 40.6%
Solvency34.9%within the sector's middle half▲ 3.1pp36.2%within the sector's middle half▲ 1.3pp41.1%within the sector's middle half▲ 4.9pp50.8%within the sector's middle half▲ 9.7pp60.5%within the sector's middle half▲ 9.7pp
Current ratio0.36below the sector's middle half▲ 0.070.36below the sector's middle half=0.36below the sector's middle half=0.55within the sector's middle half▲ 0.190.66within the sector's middle half▲ 0.12
Return on assets (ROA)4.6%within the sector's middle half▼ 0.6pp1.9%within the sector's middle half▼ 2.7pp3.7%within the sector's middle half▲ 1.8pp12.5%above the sector's middle half▲ 8.9pp9.3%above the sector's middle half▼ 3.2pp
Staff (FTE)15.4above the sector's middle half▼ 6.7%18.3above the sector's middle half▲ 18.8%18.6above the sector's middle half▲ 1.6%18.2above the sector's middle half▼ 2.2%18.4above the sector's middle half▲ 1.1%
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 89% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.9m
Fixed assets
€5.1m =
Current assets
€1.8m ▼ 2.6%
Equity and liabilities €6.9m
Equity
€4.1m ▲ 18.2%
Debt
€2.7m ▼ 20.3%
Debt's share of the balance-sheet total falls from 49.2% to 39.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€128,279▼
2024 · €822,375
Cash flow
€680,981▼
2024 · €906,474
Quick ratio
0.53▲
2024 · 0.40
Debt to equity
0.65▼
2024 · 0.97
ROE
15.4%▼
2024 · 24.7%
Interest coverage
5.67▼
2024 · 38.68
Debt ≤ 1 year
€2.7m▼
2024 · €3.4m
Debt > 1 year
€19,580▼
2024 · €42,808
Income taxes
€28,838▼
2024 · €196,999
Staff costs
€930,891▲
2024 · €835,991
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €576 | €38,537 | €1,622 | €4,149 | €824 | ▼ 80.1% |
| Remuneration, social security and pensions62 | €630,228 | €847,323 | €841,742 | €835,991 | €930,891 | ▲ 11.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,198 | €34,094 | €44,808 | €39,314 | €42,933 | ▲ 9.2% |
| Other operating charges640/8 | €4,649 | €17,907 | €6,969 | €8,116 | €7,880 | ▼ 2.9% |
| Non-recurring operating charges66A | €4,346 | €5,010 | €5,428 | €10,979 | €1,358 | ▼ 87.6% |
| Gross operating margin9900 | €731,699 | €1.0m | €1.1m | €1.7m | €1.1m | ▼ 36.3% |
| Operating profit (loss)9901 | €80,279 | €106,990 | €153,241 | €783,061 | €85,345 | ▼ 89.1% |
| Financial income75/76B | €250,435 | €51,192 | €157,877 | €302,358 | €604,145 | ▲ 99.8% |
| Recurring financial income75 | €249,935 | €51,192 | €157,877 | €302,358 | €604,145 | ▲ 99.8% |
| Non-recurring financial income76B | €500 | - | - | - | - | - |
| Financial charges65/66B | €13,581 | €16,336 | €36,186 | €21,260 | €22,605 | ▲ 6.3% |
| Recurring financial charges65 | €13,581 | €16,336 | €21,486 | €21,260 | €22,605 | ▲ 6.3% |
| Non-recurring financial charges66B | - | - | €14,700 | - | - | - |
| Profit (loss) for the period before taxes9903 | €317,133 | €141,846 | €274,932 | €1.1m | €666,885 | ▼ 37.3% |
| Income taxes67/77 | €18,123 | €16,003 | €39,738 | €196,999 | €28,838 | ▼ 85.4% |
| Profit (loss) for the period9904 | €299,010 | €125,844 | €235,194 | €867,160 | €638,047 | ▼ 26.4% |
| Profit (loss) for the period to be appropriated9905 | €299,010 | €125,844 | €235,194 | €867,160 | €638,047 | ▼ 26.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.5m | €6.6m | €6.4m | €6.9m | €6.9m | ▼ 0.7% |
| Formation expenses20 | - | - | - | €0 | €0 | - |
| Fixed assets21/28 | €5.0m | €5.2m | €5.1m | €5.1m | €5.1m | = |
| Tangible fixed assets22/27 | €44,688 | €202,344 | €123,175 | €81,973 | €79,770 | ▼ 2.7% |
| Plant, machinery and equipment23 | €2,834 | €2,024 | €3,355 | €2,378 | €1,401 | ▼ 41.1% |
| Furniture and vehicles24 | €41,854 | €200,319 | €119,820 | €79,594 | €78,369 | ▼ 1.5% |
| Financial fixed assets28 | €5.0m | €5.0m | €5.0m | €5.0m | €5.0m | = |
| Current assets29/58 | €1.5m | €1.5m | €1.3m | €1.8m | €1.8m | ▼ 2.6% |
| Stocks and contracts in progress3 | €461,535 | €536,495 | €491,989 | €507,578 | €369,612 | ▼ 27.2% |
| Stocks30/36 | €275,629 | €222,165 | €216,380 | €230,019 | €217,940 | ▼ 5.3% |
| Contracts in progress37 | €185,906 | €314,330 | €275,609 | €277,559 | €151,672 | ▼ 45.4% |
| Amounts receivable within one year40/41 | €777,862 | €807,335 | €472,533 | €612,222 | €796,896 | ▲ 30.2% |
| Trade receivables40 | €649,065 | €675,452 | €422,041 | €526,256 | €642,438 | ▲ 22.1% |
| Other amounts receivable41 | €128,796 | €131,883 | €50,492 | €85,966 | €154,458 | ▲ 79.7% |
| Current investments50/53 | €180,126 | €100,115 | €300,631 | €350,000 | €400,728 | ▲ 14.5% |
| Cash at bank and in hand54/58 | €88,199 | €9,974 | €51,212 | €362,168 | €210,216 | ▼ 42.0% |
| Deferred charges and accrued income490/1 | - | €864 | €228 | €4,508 | €10,567 | ▲ 134% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.5m | €6.6m | €6.4m | €6.9m | €6.9m | ▼ 0.7% |
| Equity10/15 | €2.3m | €2.4m | €2.6m | €3.5m | €4.1m | ▲ 18.2% |
| Contributions10/11 | €700,000 | €700,000 | €700,000 | €700,000 | €700,000 | = |
| Reserves13 | €1.6m | €1.7m | €1.9m | €2.8m | €3.4m | ▲ 22.7% |
| Non-distributable reserves130/1 | €70,000 | €70,000 | - | - | - | - |
| Reserves not available under the articles1311 | €70,000 | €70,000 | - | - | - | - |
| Distributable reserves133 | €1.5m | €1.6m | €1.9m | €2.8m | €3.4m | ▲ 22.7% |
| Amounts payable17/49 | €4.3m | €4.2m | €3.8m | €3.4m | €2.7m | ▼ 20.3% |
| Amounts payable after more than one year17 | €112,794 | €198,999 | €131,746 | €42,808 | €19,580 | ▼ 54.3% |
| Financial debts170/4 | €112,794 | €198,999 | €131,746 | €42,808 | €19,580 | ▼ 54.3% |
| Amounts payable within one year42/48 | €4.1m | €4.0m | €3.7m | €3.4m | €2.7m | ▼ 19.8% |
| Current portion of amounts payable after more than one year42 | €38,755 | €68,202 | €67,253 | €215,458 | €65,506 | ▼ 69.6% |
| Trade debts44 | €695,147 | €462,746 | €433,171 | €764,670 | €1.1m | ▲ 46.1% |
| Suppliers440/4 | €695,147 | €462,746 | €433,171 | €764,670 | €1.1m | ▲ 46.1% |
| Advances received on contracts in progress46 | €339,246 | €542,137 | €639,301 | €649,673 | €371,223 | ▼ 42.9% |
| Taxes, remuneration and social security45 | €35,577 | €29,962 | €25,725 | €27,451 | €37,079 | ▲ 35.1% |
| Taxes450/3 | €155 | €167 | €5,136 | €5,214 | €9,523 | ▲ 82.7% |
| Remuneration and social security454/9 | €35,422 | €29,795 | €20,589 | €22,237 | €27,556 | ▲ 23.9% |
| Other amounts payable47/48 | €3.0m | €2.9m | €2.5m | €1.7m | €1.1m | ▼ 35.3% |
| Accrued charges and deferred income492/3 | - | €326 | €652 | €505 | €291 | ▼ 42.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €299,010 | €125,844 | €235,194 | €867,160 | €638,047 | ▼ 26.4% |
| + Depreciation and write-downs630 | €12,198 | €34,094 | €44,808 | €39,314 | €42,933 | ▲ 9.2% |
| Operating cash flow (approximation) | €311,208 | €159,938 | €280,002 | €906,474 | €680,981 | ▼ 24.9% |
| Investment in fixed assets (approximation) | - | -€191,750 | €34,361 | €1,889 | -€40,731 | ▼ 2,256% |
| Change in cash | - | -€78,226 | €41,239 | €310,955 | -€151,952 | ▼ 149% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €867,160 ▲269%
Operating result €783,061, net result €867,160, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 60 days late
2021
31-12
Financial
Equity above €2mEq €2.3m ▲15.1%
4 profitable years in a row build equity to €2.3m.
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 29 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
09-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 40 days late
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 2 establishment units since 2014
Ground area
2,987 m²
Building footprint
199 m²
Volume, LiDAR
1,220 m³
2 parcels, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Rue des Marchands 42, 6200 Châtelet
since 20142.236.365.880
IMMO-TROIANI
since 20172.276.532.590
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52062C0097/00M000 | Wallonia | 2,350 m² | - | - |
| 52502C0072/00E045 | Wallonia | 637 m² | 1 · 199 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 1 holdingOwners 1
- Tiziano TROIANInatural personSourceown accounts 2025100%
Holdings 1
- TROIANI & FILSsubsidiaryEquity €2.4mResult €122,65299.89%
According to the 2025 annual accounts of IMMO-TROIANI and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Recognised contractor
30 categoriesIMMO-TROIANI SRL42575
Similar companies · same sector, comparable size
GECOK
BE 0435.589.584
Sint-Truiden · Eq €4,151,743
ERGO TUA RURA MANEBUNT
BE 0826.447.720
Evergem · Eq €4,140,741
OPDEEROY INVEST
BE 0888.405.182
Sint-Niklaas · Eq €4,138,338
TOP INVEST
BE 0444.172.502
Lokeren · Eq €4,165,785
Vandeberg Finance Management
BE 0860.406.034
Schilde · Eq €4,123,095
Of 7,321 companies in sector 68110 we hold annual accounts for 5,387. 1,960 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-10-2014
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID
0208:0565917103
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.