Immo - Thy
ActiveImmo - Thy has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260k and a net result of €-19k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 52% of 9113 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-65
Solvency58▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 4.67 in 2024; short-term debt: 7.4% and cash: 9.3% of total assets), and 66.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
2 d early
2023
32 d early
2022
25 d early
2021
41 d early
2020
35 d early
2019
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€260k▼ 6.9%
2024 · €279k
2018: €115k
2019: €117k
2020: €131k
2021: €154k
2022: €167k
2023: €187k
2024: €279k
2018 → 2025
Total assets
€778k▲ 7.4%
2024 · €725k
2018: €153k
2019: €141k
2020: €360k
2021: €352k
2022: €456k
2023: €509k
2024: €725k
2018 → 2025
Net result
€-19k
2024 · €92k
2018: €24k
2019: €25k
2020: €15k
2021: €23k
2022: €13k
2023: €20k
2024: €92k
2018 → 2025
Working capital
€19k▼ 86.4%
2024 · €140k
2018: €6k
2019: €9k
2020: €-20k
2021: €1k
2022: €28k
2023: €-892
2024: €140k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€154k-€167k▲ 8.3%€187k▲ 12.2%€279k▲ 49.1%€260k▼ 6.9%
Operating result€34k-€23k▼ 31.4%€35k▲ 51.7%€133k▲ 279%€-11k
Net result€23k-€13k▼ 43.9%€20k▲ 60.4%€92k▲ 350%€-19k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €133k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €778k
Fixed assets
€701k▲ 28.4%
Current assets
€76k▼ 57.1%
Equity and liabilities €778k
Equity
€260k▼ 6.9%
Provisions
€33k▼ 1.0%
Debt
€485k▲ 17.7%
The debt ratio rises from 56.9% to 62.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€6k▼
2024 · €148k
Cash flow
€-3k▼
2024 · €107k
Solvency
33.4%▼
2024 · 38.5%
Current ratio
1.33▼
2024 · 4.67
Quick ratio
1.33▼
2024 · 4.67
Debt / equity
1.87▲
2024 · 1.48
ROE
-7.5%▼
2024 · 32.9%
ROA
-2.5%▼
2024 · 12.7%
Interest coverage
0.56▼
2024 · 18.14
Debt
€485k▲
2024 · €412k
Debt ≤ 1 year
€57k▲
2024 · €38k
Debt > 1 year
€428k▲
2024 · €374k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€725k€778k▲
Fixed assets21/28€546k€701k▲
Tangible fixed assets22/27€546k€701k▲
Land and buildings22€258k€696k▲
Furniture and vehicles24-€5k
Assets under construction and advance payments27€288k-
Current assets29/58€178k€76k▼
Amounts receivable within one year40/41€972€3k▲
Other amounts receivable41€972€3k▲
Current investments50/53€100k-
Cash at bank and in hand54/58€76k€73k▼
Deferred charges and accrued income490/1€709€709=
Equity and liabilities
Total equity and liabilities10/49€725k€778k▲
Equity10/15€279k€260k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€225k€224k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€100k€99k▼
Distributable reserves133€119k€119k=
Profit (loss) carried forward14€-8k€-26k▼
Provisions and deferred taxes16€33k€33k▼
Deferred taxes168€33k€33k▼
Amounts payable17/49€412k€485k▲
Amounts payable after more than one year17€374k€428k▲
Financial debts170/4€374k€428k▲
Amounts payable within one year42/48€38k€57k▲
Current portion of amounts payable after more than one year42€31k€37k▲
Taxes, remuneration and social security45€7k-
Taxes450/3€7k-
Other amounts payable47/48-€20k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€17k▲
Other operating charges640/8€7k€6k▼
Non-recurring operating charges66A€27k-
Gross operating margin9900€182k€11k▼
Operating profit (loss)9901€133k€-11k▼
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€8k€11k▲
Recurring financial charges65€8k€11k▲
Profit (loss) for the period before taxes9903€125k€-20k▼
Transfer from deferred taxes780-€337
Transfer to deferred taxes680€33k-
Income taxes67/77€-37-
Profit (loss) for the period9904€92k€-19k▼
Transfer from tax-exempt reserves789-€1k
Transfer to tax-exempt reserves689€100k-
Profit (loss) for the period to be appropriated9905€-8k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-26k▼
Profit (loss) brought forward from the previous period14P-€-8k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-19k ▼121%
Net result drops to €-19k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €92k ▲350%
Operating result €133k, net result €92k, both a record.
31-12
Financial
Liquidity times 5current ratio 4.67
Current ratio from 0.98 to 4.67; short-term debt falls from €44k to €38k.
31-12
Financial
Equity above €200kEq €279k ▲49.1%
7 profitable years in a row build equity to €279k.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 2.50
Current ratio from 1.09 to 2.50.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 1.09
Current ratio from 0.37 to 1.09; short-term debt falls from €33k to €15k.
31-12
Financial
Equity above €150kEq €154k ▲17.3%
4 profitable years in a row build equity to €154k.
26-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Farciennes · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jouay(PIR) 166240 FarciennesGround area
256 m²
Building footprint
75 m²
Parcel 52054A0233/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Morialmè, Thy-le-Bauduin 16, 5620 Florennes
since 19922.057.264.090
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52054A0233/00L000 | Wallonia | 256 m² | 1 · 75 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RGH IMMO
BE 0863.754.514
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BE 0424.977.784
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PAQUEBOT
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Ukkel · Eq €260k
ABIL
BE 0463.808.567
Liège · Eq €260k
Franska
BE 0776.527.065
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Of 12,014 companies in sector 68203 we hold annual accounts for 5,981. 4,366 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-03-1992
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.