IMMO-SOL
ActiveSummary
The computed 12-month bankruptcy probability of IMMO-SOL is 2.9% (moderate). The 2025 annual accounts show equity of €41,590 and a net result of €6,444. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability86▼-2
Solvency100=
Growth78
Track record82
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 10.26 against 2.75 in 2024; short-term debt: 4.5% and cash: 33.5% of total assets), and 13.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.8%
Return on assets
13.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
27 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 1 day after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€41,590▲ 18.3%
2024 · €35,146
Total assets
€47,906▲ 20.7%
2024 · €39,694
Net result
€6,444▲ 4.7%
2024 · €6,157
Working capital
€19,893▲ 150%
2024 · €7,963
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€8,244-€8,809▲ 6.9%
Net result€6,157-€6,444▲ 4.7%
Equity€35,146-€41,590▲ 18.3%
Total assets€39,694-€47,906▲ 20.7%
Debt€4,548-€6,316▲ 38.9%
Working capital€7,963-€19,893▲ 150%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47,906
Fixed assets
€25,866 ▼ 4.8%
Current assets
€22,041 ▲ 76.2%
Equity and liabilities €47,906
Equity
€41,590 ▲ 18.3%
Debt
€6,316 ▲ 38.9%
Debt's share of the balance-sheet total rises from 11.5% to 13.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10,127▲
2024 · €10,049
Cash flow
€7,762▼
2024 · €7,963
Current ratio
10.26▲
2024 · 2.75
Debt to equity
0.15▲
2024 · 0.13
ROE
15.5%▼
2024 · 17.5%
ROA
13.5%▼
2024 · 15.5%
Interest coverage
46.64▼
2024 · 292.47
Debt ≤ 1 year
€2,148▼
2024 · €4,548
Income taxes
€2,148▲
2024 · €2,052
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,806 | €1,318 | ▼ 27.0% |
| Other operating charges640/8 | - | €4,168 | - |
| Gross operating margin9900 | €10,049 | €14,295 | ▲ 42.2% |
| Operating profit (loss)9901 | €8,244 | €8,809 | ▲ 6.9% |
| Financial charges65/66B | €34 | €217 | ▲ 532% |
| Recurring financial charges65 | €34 | €217 | ▲ 532% |
| Profit (loss) for the period before taxes9903 | €8,209 | €8,592 | ▲ 4.7% |
| Income taxes67/77 | €2,052 | €2,148 | ▲ 4.7% |
| Profit (loss) for the period9904 | €6,157 | €6,444 | ▲ 4.7% |
| Profit (loss) for the period to be appropriated9905 | €6,157 | €6,444 | ▲ 4.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €39,694 | €47,906 | ▲ 20.7% |
| Fixed assets21/28 | €27,184 | €25,866 | ▼ 4.8% |
| Tangible fixed assets22/27 | €27,184 | €25,866 | ▼ 4.8% |
| Land and buildings22 | €23,704 | €23,704 | = |
| Plant, machinery and equipment23 | €3,480 | €2,162 | ▼ 37.9% |
| Current assets29/58 | €12,510 | €22,041 | ▲ 76.2% |
| Amounts receivable within one year40/41 | - | €6,000 | - |
| Trade receivables40 | - | €395 | - |
| Other amounts receivable41 | - | €5,605 | - |
| Cash at bank and in hand54/58 | €360 | €16,041 | ▲ 4,354% |
| Deferred charges and accrued income490/1 | €12,150 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €39,694 | €47,906 | ▲ 20.7% |
| Equity10/15 | €35,146 | €41,590 | ▲ 18.3% |
| Contributions10/11 | €28,989 | €28,989 | = |
| Profit (loss) carried forward14 | €6,157 | €12,601 | ▲ 105% |
| Amounts payable17/49 | €4,548 | €6,316 | ▲ 38.9% |
| Amounts payable within one year42/48 | €4,548 | €2,148 | ▼ 52.8% |
| Taxes, remuneration and social security45 | €2,052 | €2,148 | ▲ 4.7% |
| Taxes450/3 | €2,052 | €2,148 | ▲ 4.7% |
| Other amounts payable47/48 | €2,495 | - | - |
| Accrued charges and deferred income492/3 | - | €4,168 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €6,157 | €6,444 | ▲ 4.7% |
| + Depreciation and write-downs630 | €1,806 | €1,318 | ▼ 27.0% |
| Operating cash flow (approximation) | €7,963 | €7,762 | ▼ 2.5% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €15,681 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 10.26
Current ratio from 2.75 to 10.26; short-term debt falls from €4,548 to €2,148.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2024
Ground area
619 m²
Building footprint
104 m²
Volume, LiDAR
719 m³
Parcel 53019C0606/00H000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO-SOL
since 20242.366.461.290
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53019C0606/00H000 | Wallonia | 619 m² | 1 · 104 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded19-07-2024
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.