Equity
€323,251 ▲ 6.0%
MARECHAL - SERVICE has made a profit without a break since 2021.
MARECHAL - SERVICE
Lifetime
20 annual accounts with figures on one time axis, 48 filings since 1979Gross marginpeak €873,076 (2023)
€807,353▼ 3.6%
Resultlowest -€81,533 (2020)
€18,188▼ 61.1%
Equitypeak €323,251 (2026)
€323,251▲ 6.0%
Debts
€443,173▼ 21.8%
Staffpeak 17.8 FTE (2013)
16.4 FTE▲ 10.1%
Board4 names since 2017
4 directorsCLIMATSOL and 3 others
Owners
Documentsfilings and deeds
31-08-202661 days before the deadline
2026abbreviated format
Result from €46,731 to €18,188Staff from 14.9 FTE to 16.4 FTEDebts from €566,423 to €443,173
Key points
from the 2026 annual accountsFilings
48 annual accounts since 1979
The 2018 accounts came 117 days late. The other nine of the last ten were filed on time.
Restructuring
2024
Branch transferred to IMMO-SOL. Contribution on 03-07-2024.
Checked score
90
Excellent
Financially stronger than 53% of small companies in repair of computers and personal goods (NACE 95)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 327 companies (NACE 95, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025highest value
11-2025: 0.2%▼ -0.1 percentage points vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025lowest value
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026lowest value
04-2026: 0.2%● unchanged vs 03-2026lowest value
05-2026: 0.2%● unchanged vs 04-2026lowest value
06-2026: 0.2%● unchanged vs 05-2026lowest value
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: 16.4 FTE, total assets €766,424
Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
lowers risk
Founded in 1978
Liquidity: current ratio 1.69, cash €100,028
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, small). It does better than 63% of them on solvency, 47% on liquidity, 49% on profitability and 54% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as MARECHAL - SERVICE has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MARECHAL - SERVICE itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for MARECHAL - SERVICE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.69 (1.56 in 2025), above the usual 1.5. Short-term debt is 57.8% and cash 13.1% of total assets. However, 57.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 31-08-2026, 61 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
61 days early
2025
31 days early
2024
on the day
2023
61 days early
2022
on the day
2021
61 days early
2020
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 30 September (5 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-03-2027 year end31-10-2027 deadline
Board and ownership
- CLIMATSOL 99.76%score 94equity €627,282 (2025) · 2025 annual accounts of CLIMATSOL
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0418210550
4 directors reappointed
Climatsol, MARECHAL Jean-Luc, MARECHAL Christophe and MARECHAL Vanessa · Permanent representative: MARECHAL Vanessa · General meeting of 28-01-2025 · Gazette deed
Demerger: MARECHAL-SERVICE splits off to IMMO-SOL
Capital from €62,000 to €55,594.65 · Capital after the increase: €62,000 · Jean-Luc Maréchal holds 1 share · Gazette deed
Demerger proposal: MARECHAL-SERVICE splits off to IMMO-SOL
Permanent representative: Jean-Luc Maréchal · Jean-Luc Maréchal holds 1 share · Christophe Maréchal holds 1 share · Board meeting of 12-03-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| MARECHAL - SERVICE Mons | €0.8m | €0.8m | 42.2% | 16.4 |
| ABFLEX + WALLONIE Fleurus | €1.0m | €1.1m | 32.3% | 10.2 |
| JONNY DE BEULE Beveren-Kruibeke-Zwijndrecht | €0.5m | €0.8m | -5.3% | 12.3 |
| WINGE MOTORS Rotselaar | €1.5m | €0.9m | 34.5% | 9 |
| Mazoutechnic Brussels | €1.8m | €1.4m | 68.5% | 14 |
| CACTUS Deinze | €0.4m | €0.8m | -1.7% | 22.1 |
| Taki Brasschaat | €1.1m | €0.6m | 47.0% | 7.2 |
These companies have the same main activity as MARECHAL - SERVICE: repair and maintenance of other personal and household goods (NACE 95290). They are comparable in size and age: total assets between €359,000 and €1.8m, founded between 1968 and 2000.
Official details
Source: KBO- Status
- Active since 01-04-1978Normal situation
- Activity
- Repair and maintenance of other personal and household goodsNACE 95290and 2 others
- Joint committee
- 124Construction · annual accounts 31-03-2022
- Establishment unit
- 2.014.815.6057033 Mons, since 01-04-1978
- Financial year end
- 31 March
- Peppol
- Reachable since 07-01-2026
Annual accounts to 31-03-2026
- Turnover
- ≈ €3.1mestimated
- Total assets
- €766,424▼ 12.1%
- Employeeson 31-03-2026
- 17▲ 6.3%
- Filing
- Filed on 31-08-2026, 61 days before the end of the filing period
Insights on MARECHAL - SERVICE
MARECHAL - SERVICE files the abbreviated format. That format states no turnover. The gross margin rose from €632,257 in 2007 to €807,353 in 2026.
CLIMATSOL holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MARECHAL - SERVICE
- What is the company number of MARECHAL - SERVICE?
- The company number of MARECHAL - SERVICE is 0418.210.550. The VAT number is the same number with BE in front: BE 0418.210.550.
- Where is MARECHAL - SERVICE based?
- The registered office is at Rue de Ciply (C.) 454, 7033 Mons.Company details
- What does MARECHAL - SERVICE do?
- According to the KBO register, the main activity is repair and maintenance of other personal and household goods (NACE 95290).
- What is the legal form of MARECHAL - SERVICE?
- MARECHAL - SERVICE is a public limited company (NV).
- When was MARECHAL - SERVICE founded?
- MARECHAL - SERVICE was founded on 01-04-1978.
- Is MARECHAL - SERVICE still active?
- Yes, MARECHAL - SERVICE is an active enterprise in the KBO register.
- How many employees does MARECHAL - SERVICE have?
- MARECHAL - SERVICE had an average of 16.4 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- Which joint committee does MARECHAL - SERVICE fall under?
- In its 31-03-2022 annual accounts, MARECHAL - SERVICE states joint committee 124 (Construction).
- What is the turnover of MARECHAL - SERVICE?
- The turnover in financial year 2026 is ≈ €3.1m. This figure is estimated from the gross margin of €807,353 and 30 comparable companies (NACE 95). It probably lies between €2.3m and €5.1m.
- Is MARECHAL - SERVICE profitable?
- In financial year 2026, MARECHAL - SERVICE made a profit of €18,188.
- Where can I find the annual accounts of MARECHAL - SERVICE?
- MARECHAL - SERVICE filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of MARECHAL - SERVICE due?
- MARECHAL - SERVICE must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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