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CLIMATSOL

Active
Public limited companyfounded 198739 yrs activeRue de Ciply (C.) 454, 7033 Mons, BelgiumKBO/BCE: BE 0431.554.087
Summary

CLIMATSOL has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €627,282 and a net result of €270. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 80% of 8281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

What they do
Wholesale of other household goods
NACE 46499NACE 51478
1 site
How big
€826,854total assets 2025
Equity
€627,282
Profit
€270
Financially healthy?
70 Healthy Checked score 2025
Bankruptcy chance 12 m
0.3%
Who decides
Holdings
2
Accounts filed 28 d late0 of 5 deeds read
Why 70- Higher-failure-rate sector- Higher-failure-rate region+ Long track record+ Annual accounts: healthy financial profile+ Lower-risk legal formFiled after the deadlineShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability38▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.03 in 2024; short-term debt: 22.8% and cash: 0.4% of total assets), and 24.1% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 39 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
75.9%
Return on assets
0%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
27 d early
2023
14 d late
2022
17 d late
2021
50 d late
2020
2 d late
2019
30 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 August (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €270
  3. Annual accounts filedfiscal year 2024 · full…

Financials

Fiscal year 2025Total assets €826,854Profit €270Solvency 75.9%Liquidity 0.02
Total assets
€826,854▼ 0.4%
2018 - 2025
Net result
€270
2018 - 2025
Equity
€627,282=
2018 - 2025
Solvency
75.9%▲ 0.3pp
2018 - 2025

Financials · fiscal year 2025, abbreviated schema

Trend over the years8 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€11,527▼ 54.2%€11,743▲ 1.9%€10,977▼ 6.5%€9,857▼ 10.2%€12,139▲ 23.2%
Net result€1,719below the sector's middle half▼ 85.8%€1,932within the sector's middle half▲ 12.4%-€301within the sector's middle half-€4,419below the sector's middle half▼ 1,367%€270within the sector's middle half
Equity€629,800within the sector's middle half▲ 0.3%€631,732above the sector's middle half▲ 0.3%€631,431above the sector's middle half=€627,012within the sector's middle half▼ 0.7%€627,282within the sector's middle half=
Total assets€865,012within the sector's middle half▼ 2.4%€855,122above the sector's middle half▼ 1.1%€842,069above the sector's middle half▼ 1.5%€829,890below the sector's middle half▼ 1.4%€826,854within the sector's middle half▼ 0.4%
Debt€235,211▼ 8.8%€223,390▼ 5.0%€210,638▼ 5.7%€202,877▼ 3.7%€199,572▼ 1.6%
Working capital-€185,038below the sector's middle half▲ 0.4%-€183,757below the sector's middle half▲ 0.7%-€181,381below the sector's middle half▲ 1.3%-€182,347below the sector's middle half▼ 0.5%-€184,645below the sector's middle half▼ 1.3%
Solvency72.8%above the sector's middle half▲ 1.9pp73.9%above the sector's middle half▲ 1.1pp75.0%above the sector's middle half▲ 1.1pp75.6%above the sector's middle half▲ 0.6pp75.9%above the sector's middle half▲ 0.3pp
Current ratio0.18below the sector's middle half▼ 0.070.15below the sector's middle half▼ 0.040.09below the sector's middle half▼ 0.050.03below the sector's middle half▼ 0.060.02below the sector's middle half▼ 0.02
Return on assets (ROA)0.2%below the sector's middle half▼ 1.2pp0.2%within the sector's middle half=0.0%within the sector's middle half▼ 0.3pp-0.5%below the sector's middle half▼ 0.5pp0.0%within the sector's middle half▲ 0.6pp
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2021: €11,527€11,527Net result 2021: €1,719€1,719Operating result 2022: €11,743€11,743Net result 2022: €1,932€1,932Operating result 2023: €10,977€10,977Net result 2023: -€301-€301Operating result 2024: €9,857€9,857Net result 2024: -€4,419-€4,419Operating result 2025: €12,139€12,139Net result 2025: €270€27020212022202320242025-€5,000€0€5,000€10,000Operating result 2023: €10,977€11,000Net result 2023: -€301-€301Operating result 2024: €9,857€9,860Net result 2024: -€4,419-€4,420Operating result 2025: €12,139€12,100Net result 2025: €270€270202320242025
The operating result recovers in 2025; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €826,854
Fixed assets €823,383 =
Current assets €3,471 ▼ 46.6%
Equity and liabilities €826,854
Equity €627,282 =
Debt €199,572 ▼ 1.6%
Debt's share of the balance-sheet total falls from 24.4% to 24.1%. Debt is lower.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.32▼
2024 · 0.32
ROE
0.0%▲
2024 · -0.7%
Debt ≤ 1 year
€188,117▼
2024 · €188,854
Income taxes
€340▲
2024 · -€60
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€829,890€826,854▼
Fixed assets21/28€823,383€823,383=
Financial fixed assets28€823,383€823,383=
Current assets29/58€6,507€3,471▼
Amounts receivable within one year40/41€4,869€112▼
Trade receivables40€4,816-
Other amounts receivable41€53€112▲
Cash at bank and in hand54/58€1,637€3,359▲
Equity and liabilities
Total equity and liabilities10/49€829,890€826,854▼
Equity10/15€627,012€627,282=
Contributions10/11€496,528€496,528=
Reserves13€9,615€9,615=
Non-distributable reserves130/1€9,615€9,615=
Reserves not available under the articles1311€9,615€9,615=
Profit (loss) carried forward14€120,869€121,139▲
Amounts payable17/49€202,877€199,572▼
Amounts payable within one year42/48€188,854€188,117▼
Trade debts44€606€692▲
Suppliers440/4€606€692▲
Taxes, remuneration and social security45€9,857€10,047▲
Taxes450/3€9,813€10,047▲
Remuneration and social security454/9€44-
Other amounts payable47/48€178,391€177,378▼
Accrued charges and deferred income492/3€14,024€11,456▼
Income statement Code20242025
Other operating charges640/8€943€195▼
Gross operating margin9900€10,800€12,334▲
Operating profit (loss)9901€9,857€12,139▲
Financial charges65/66B€14,335€11,529▼
Recurring financial charges65€14,335€11,529▼
Profit (loss) for the period before taxes9903-€4,479€610▲
Income taxes67/77-€60€340▲
Profit (loss) for the period9904-€4,419€270▲
Profit (loss) for the period to be appropriated9905-€4,419€270▲
Appropriation of the result
Profit (loss) to be appropriated9906€120,869€121,139▲
Profit (loss) brought forward from the previous period14P€125,288€120,869▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8-€102€920€943€195▼ 79.3%
Gross operating margin9900€11,527€11,846€11,897€10,800€12,334▲ 14.2%
Operating profit (loss)9901€11,527€11,743€10,977€9,857€12,139▲ 23.2%
Financial charges65/66B€8,846€8,407€10,860€14,335€11,529▼ 19.6%
Recurring financial charges65€8,846€8,407€10,860€14,335€11,529▼ 19.6%
Profit (loss) for the period before taxes9903€2,681€3,337€117-€4,479€610▲ 114%
Income taxes67/77€962€1,405€419-€60€340▲ 667%
Profit (loss) for the period9904€1,719€1,932-€301-€4,419€270▲ 106%
Profit (loss) for the period to be appropriated9905€1,719€1,932-€301-€4,419€270▲ 106%
Line20212022202320242025Change
Assets
Total assets20/58€865,012€855,122€842,069€829,890€826,854▼ 0.4%
Fixed assets21/28€823,383€823,383€823,383€823,383€823,383=
Financial fixed assets28€823,383€823,383€823,383€823,383€823,383=
Current assets29/58€41,629€31,739€18,686€6,507€3,471▼ 46.6%
Amounts receivable within one year40/41€40,833€27,764€17,555€4,869€112▼ 97.7%
Trade receivables40€40,741€27,764€17,555€4,816--
Other amounts receivable41€92--€53€112▲ 110%
Cash at bank and in hand54/58€796€3,975€1,131€1,637€3,359▲ 105%
Equity and liabilities
Total equity and liabilities10/49€865,012€855,122€842,069€829,890€826,854▼ 0.4%
Equity10/15€629,800€631,732€631,431€627,012€627,282=
Contributions10/11€496,528€496,528€496,528€496,528€496,528=
Capital10€496,528€496,528€496,528---
Issued capital100€496,528€496,528€496,528---
Reserves13€9,518€9,615€9,615€9,615€9,615=
Non-distributable reserves130/1€9,518€9,615€9,615€9,615€9,615=
Legal reserve130€9,518€9,615€9,615---
Reserves not available under the articles1311---€9,615€9,615=
Profit (loss) carried forward14€123,754€125,589€125,288€120,869€121,139▲ 0.2%
Amounts payable17/49€235,211€223,390€210,638€202,877€199,572▼ 1.6%
Amounts payable within one year42/48€226,666€215,496€200,067€188,854€188,117▼ 0.4%
Trade debts44€922€1,535€1,258€606€692▲ 14.2%
Suppliers440/4€922€1,535€1,258€606€692▲ 14.2%
Taxes, remuneration and social security45€12,259€12,495€9,817€9,857€10,047▲ 1.9%
Taxes450/3€12,259€12,481€9,817€9,813€10,047▲ 2.4%
Remuneration and social security454/9-€14-€44--
Other amounts payable47/48€213,485€201,466€188,992€178,391€177,378▼ 0.6%
Accrued charges and deferred income492/3€8,545€7,894€10,571€14,024€11,456▼ 18.3%
Line20212022202320242025Change
Profit (loss) for the period9904€1,719€1,932-€301-€4,419€270▲ 106%
Operating cash flow (approximation)€1,719€1,932-€301-€4,419€270▲ 106%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€3,179-€2,843€506€1,722▲ 240%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 1,173 companies in this sector we hold annual accounts for 743. 527 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Board & ownership

2 holdings

Directors

Directors
No directors read yet: 0 of 5 Gazette acts processed. See the function holders in the CBE →

Structure & network

Owners and holdings

3 owners · 2 holdings

Owners 3

Holdings 2

According to the 2025 annual accounts of CLIMATSOL and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No directors read yet: 0 of 5 Gazette acts processed.

Timeline

13 eventsLatest 28-08-2026Next filing 31-07-2027

History

CLIMATSOL was incorporated on 3 June 1987.1 Total assets went from €904,781 in 2018 to €826,854 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial Back to profitnet €270
Net result €270 after 2 loss-making years.
04-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Weakest financial yearnet -€4,419
Net result drops to -€4,419, the lowest in the series; recovery starts the following year.
14-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
17-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
19-09
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 50 days late
2021
02-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-12
Financial Highest result since 2018net €12,111 ▲777%
Operating result €25,161, net result €12,111, both a record.
01-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
26-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
22-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 22 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Company details

Public limited company · founded 03-06-1987Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPublic limited company
Founded03-06-1987
Fiscal year end31-12
Activities, NACEBEL 2025
46499Wholesale of other household goods
43211General electrical installation work
43310Plastering work
81220Other building cleaning and industrial cleaning
Contact
Phone 065/32.88.88
Fax 065/32.88.89
E-invoicing
Reachable via Peppol
Peppol ID 0208:0431554087
Also 9925:BE0431554087
Registered 07-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 1991
seat establishment The establishment unit on the map
Ground area
619 m²
Building footprint
104 m²
Volume, LiDAR
719 m³
Parcel 53019C0606/00H000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Climatsol
Rue de Ciply (C.) 454, 7033 MonsHoldings
since 1991unit no. 2.030.222.470
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53019C0606/00H000 Wallonia 619 m² 1 · 104 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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