Immo Scriptor
ActiveImmo Scriptor has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.54M and a net result of €47k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 37% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability15▼-2
Solvency51▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity short (current ratio 0.21 against 0.28 in 2024), and 59.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.3%
Return on assets
1.2%
Age of the figures
17 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
6 d early
2022
2 d late
2021
69 d early
2020
11 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.54M▲ 3.0%
2024 · €1.49M
2019: €172k
2020: €183k
2021: €1.20M
2022: €1.15M
2023: €1.19M
2024: €1.49M
2019 → 2025
Total assets
€3.82M▼ 3.9%
2024 · €3.97M
2019: €1.81M
2020: €1.89M
2021: €3.06M
2022: €3.98M
2023: €3.83M
2024: €3.97M
2019 → 2025
Net result
€47k▼ 8.6%
2024 · €51k
2019: €23k
2020: €10k
2021: €21k
2022: €-51k
2023: €35k
2024: €51k
2019 → 2025
Working capital
€-162k▼ 0.2%
2024 · €-162k
2019: €-62k
2020: €-132k
2021: €-136k
2022: €-170k
2023: €-202k
2024: €-162k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.20M-€1.15M▼ 4.2%€1.19M▲ 3.0%€1.49M▲ 25.7%€1.54M▲ 3.0%
Operating result€71k-€5k▼ 93.5%€108k▲ 2,228%€109k▲ 1.0%€122k▲ 11.6%
Net result€21k-€-51k€35k€51k▲ 47.6%€47k▼ 8.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 12% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.82M
Fixed assets
€3.78M▼ 3.5%
Current assets
€43k▼ 30.1%
Equity and liabilities €3.82M
Equity
€1.54M▲ 3.0%
Debt
€2.28M▼ 8.1%
The debt ratio falls from 62.4% to 59.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€258k▲
2024 · €245k
Cash flow
€183k▼
2024 · €187k
Solvency
40.3%▲
2024 · 37.6%
Current ratio
0.21▼
2024 · 0.28
Quick ratio
0.21▼
2024 · 0.28
Debt / equity
1.48▼
2024 · 1.66
ROE
3.0%▼
2024 · 3.4%
ROA
1.2%▼
2024 · 1.3%
Interest coverage
5.76▲
2024 · 4.86
Debt
€2.28M▼
2024 · €2.48M
Debt ≤ 1 year
€205k▼
2024 · €223k
Debt > 1 year
€2.07M▼
2024 · €2.26M
Income taxes
€30k▲
2024 · €8k
Staff costs
€2k▲
2024 · €709
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.97M€3.82M▼
Fixed assets21/28€3.91M€3.78M▼
Tangible fixed assets22/27€3.51M€3.38M▼
Land and buildings22€3.45M€3.32M▼
Furniture and vehicles24€26k€20k▼
Other tangible fixed assets26€39k€33k▼
Financial fixed assets28€400k€400k=
Current assets29/58€62k€43k▼
Amounts receivable within one year40/41€26k€18k▼
Trade receivables40€21k€18k▼
Other amounts receivable41€6k-
Cash at bank and in hand54/58€35k€25k▼
Deferred charges and accrued income490/1-€693
Equity and liabilities
Total equity and liabilities10/49€3.97M€3.82M▼
Equity10/15€1.49M€1.54M▲
Contributions10/11€137k€137k=
Revaluation surpluses12€1.02M€1.02M=
Reserves13€326k€370k▲
Distributable reserves133€326k€370k▲
Profit (loss) carried forward14€8k€9k▲
Amounts payable17/49€2.48M€2.28M▼
Amounts payable after more than one year17€2.26M€2.07M▼
Financial debts170/4€2.26M€2.07M▼
Amounts payable within one year42/48€223k€205k▼
Current portion of amounts payable after more than one year42€203k€183k▼
Trade debts44€16k€6k▼
Suppliers440/4€16k€6k▼
Taxes, remuneration and social security45€4k€13k▲
Taxes450/3€2k€11k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€399€3k▲
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€709€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€136k€136k▲
Other operating charges640/8€24k€24k▼
Gross operating margin9900€270k€285k▲
Operating profit (loss)9901€109k€122k▲
Financial charges65/66B€50k€45k▼
Recurring financial charges65€50k€45k▼
Profit (loss) for the period before taxes9903€59k€77k▲
Income taxes67/77€8k€30k▲
Profit (loss) for the period9904€51k€47k▼
Profit (loss) for the period to be appropriated9905€51k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€292k€55k▼
Profit (loss) brought forward from the previous period14P€241k€8k▼
Transfer to equity691/2€282k€44k▼
To other reserves6921€282k€44k▼
Profit to be distributed694/7€2k€2k▲
Return on contributions (dividend)694€2k€2k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €51k ▲47.6%
Net result €51k, the highest in the series.
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
2022
02-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
31-03
Financial
Weakest financial yearnet €-51k ▼345%
Net result drops to €-51k, the lowest in the series; recovery starts the following year.
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €1MEq €1.20M ▲559%
3 profitable years in a row build equity to €1.20M.
2020
11-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
10-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
ANGILLIS Kelly Michèle
CurrentDirector · since 19-01-2024
DESCHRYVER Randy
CurrentDirector · since 19-01-2024
19-01-2024
ANGILLIS Kelly Michèle: Appointed as Director
19-01-2024
DESCHRYVER Randy: Appointed as Director
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlasstraat 148760 TieltGround area
1,543 m²
Building footprint
277 m²
Volume, LiDAR
1,429 m³
Parcel 37322C0373/00L000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Immo Scriptor
since 20112.351.805.976
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37322C0373/00L000 | Flanders | 1,543 m² | 1 · 277 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400F6QOM4E2L7GX46
Similar companies · same sector, comparable size
MAXAM
BE 0860.037.434
Knokke-Heist · Eq €1.52M
Sparta Consulting
BE 0451.282.701
Houthalen-Helchteren · Eq €1.50M
SASPUT
BE 0453.611.986
Hasselt · Eq €1.65M
DEMAAN
BE 0450.901.431
Nieuwpoort · Eq €1.68M
Meningate
BE 0863.765.895
Ieper · Eq €1.70M
Of 1,850 companies in sector 55204 we hold annual accounts for 444. 158 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2011
Fiscal year end31-03
Activities, NACEBEL
55204Guest rooms (bed and breakfast)
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.