BUILD UP has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.54M and a net result of €34k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 45% of 3163 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
18 d early
2023
1 d early
2022
19 d early
2021
316 d late
2020
184 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€34k▲ 45.6%
2024 · €24k
2019: €27k
2020: €32k
2021: €12k
2022: €72k
2023: €90k
2024: €24k
2019 → 2025
Working capital
€-946k▲ 3.8%
2024 · €-984k
2019: €79k
2020: €242k
2021: €254k
2022: €135k
2023: €-1.01M
2024: €-984k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.39M-€1.40M▲ 0.9%€1.48M▲ 5.7%€1.50M▲ 1.6%€1.54M▲ 2.3%
Operating result€128k-€244k▲ 91.2%€266k▲ 9.0%€162k▼ 39.3%€165k▲ 2.3%
Net result€12k-€72k▲ 483%€90k▲ 24.1%€24k▼ 73.7%€34k▲ 45.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.29M
Fixed assets
€2.49M=
Current assets
€800k▲ 14.8%
Equity and liabilities €3.29M
Equity
€1.54M▲ 2.3%
Debt
€1.75M▲ 4.1%
The debt ratio rises from 52.8% to 53.2%. Equity and debt are higher.
Key figures and ratios
Solvency
46.8%▼
2024 · 47.2%
ROE
2.2%▲
2024 · 1.6%
ROA
1.0%▲
2024 · 0.7%
Debt
€1.75M▲
2024 · €1.68M
Debt ≤ 1 year
€1.75M▲
2024 · €1.68M
Income taxes
€14k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.18M€3.29M▲
Fixed assets21/28€2.49M€2.49M=
Tangible fixed assets22/27€12k€12k=
Land and buildings22€12k€12k=
Financial fixed assets28€2.47M€2.47M=
Current assets29/58€697k€800k▲
Amounts receivable within one year40/41€202k€170k▼
Trade receivables40€186k€157k▼
Other amounts receivable41€16k€13k▼
Current investments50/53€300k€500k▲
Cash at bank and in hand54/58€194k€129k▼
Deferred charges and accrued income490/1€456€781▲
Equity and liabilities
Total equity and liabilities10/49€3.18M€3.29M▲
Equity10/15€1.50M€1.54M▲
Contributions10/11€1.27M€1.27M=
Reserves13€231k€265k▲
Non-distributable reserves130/1€12k€12k=
Reserves not available under the articles1311€12k€12k=
Distributable reserves133€219k€253k▲
Profit (loss) carried forward14€3k€3k▲
Amounts payable17/49€1.68M€1.75M▲
Amounts payable within one year42/48€1.68M€1.75M▲
Trade debts44€13k€6k▼
Suppliers440/4€13k€6k▼
Taxes, remuneration and social security45€60k€53k▼
Taxes450/3€60k€53k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€1.61M€1.69M▲
Accrued charges and deferred income492/3€614€3k▲
Income statement
Code20242025
Other operating charges640/8€12k€130▼
Gross operating margin9900€174k€165k▼
Operating profit (loss)9901€162k€165k▲
Financial income75/76B€6k€9k▲
Recurring financial income75€6k€9k▲
Financial charges65/66B€131k€126k▼
Recurring financial charges65€131k€126k▼
Profit (loss) for the period before taxes9903€36k€49k▲
Income taxes67/77€12k€14k▲
Profit (loss) for the period9904€24k€34k▲
Profit (loss) for the period to be appropriated9905€24k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€37k▲
Profit (loss) brought forward from the previous period14P€909€3k▲
Transfer from equity791/2€0-
Transfer to equity691/2€22k€34k▲
To the legal reserve6920€0-
To other reserves6921€22k€34k▲
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
13-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Highest result since 2019net €90k ▲24.1%
Operating result €266k, net result €90k, both a record.
12-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 316 days late
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 184 days late
30-06
Financial
Weakest financial yearnet €12k ▼61%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrijwilligerslaan 191160 OudergemGround area
1,249 m²
Building footprint
319 m²
Volume, LiDAR
2,178 m³
2 parcels, Brussels, Wallonia · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Boussines, Vaux-Chavanne 20, 6960 Manhay
since 19982.089.836.591
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83051A0867/00W000 | Wallonia | 1,041 m² | 1 · 112 m² | - |
| 21002A0170/00E004 | Brussels | 208 m² | 1 · 207 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 23,115 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-12-1998
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.