JODICO
ActiveJODICO has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.54M and a net result of €28k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 64% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+3
Solvency95▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 6.24 in 2024; short-term debt: 12.1% and cash: 0.3% of total assets), and 30.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.6%
Return on assets
1.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
11 d early
2023
31 d early
2022
35 d early
2021
54 d early
2020
48 d early
2019
192 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.54M▼ 6.5%
2024 · €1.65M
2019: €681k
2020: €756k
2021: €786k
2022: €742k
2023: €1.77M
2024: €1.65M
2019 → 2025
Total assets
€2.21M▼ 1.9%
2024 · €2.25M
2019: €3.63M
2020: €3.60M
2021: €2.36M
2022: €2.09M
2023: €2.63M
2024: €2.25M
2019 → 2025
Net result
€28k
2024 · €-31k
2019: €138k
2020: €87k
2021: €29k
2022: €-44k
2023: €1.03M
2024: €-31k
2019 → 2025
Working capital
€227k▼ 71.3%
2024 · €791k
2019: €100k
2020: €65k
2021: €347k
2022: €239k
2023: €1.29M
2024: €791k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€786k-€742k▼ 5.6%€1.77M▲ 139%€1.65M▼ 7.2%€1.54M▼ 6.5%
Operating result€18k-€-44k€1.36M€-48k€30k
Net result€29k-€-44k€1.03M€-31k€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €30k after a loss of €48k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.21M
Fixed assets
€1.72M▲ 30.9%
Current assets
€494k▼ 47.6%
Equity and liabilities €2.21M
Equity
€1.54M▼ 6.5%
Provisions
€349k▲ 0.1%
Debt
€323k▲ 24.6%
The debt ratio rises from 11.5% to 14.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€127k▲
2024 · €91k
Cash flow
€125k▲
2024 · €108k
Solvency
69.6%▼
2024 · 73.0%
Current ratio
1.85▼
2024 · 6.24
Quick ratio
1.85▼
2024 · 6.24
Debt / equity
0.21▲
2024 · 0.16
ROE
1.8%▲
2024 · -1.9%
ROA
1.3%▲
2024 · -1.4%
Interest coverage
14.80▲
2024 · 6.84
Debt
€323k▲
2024 · €259k
Debt ≤ 1 year
€266k▲
2024 · €151k
Debt > 1 year
€56k▼
2024 · €108k
Income taxes
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.25M€2.21M▼
Fixed assets21/28€1.31M€1.72M▲
Tangible fixed assets22/27€1.31M€1.57M▲
Land and buildings22€1.30M€1.39M▲
Plant, machinery and equipment23€10k€10k▼
Furniture and vehicles24€2k€173k▲
Financial fixed assets28-€143k
Current assets29/58€942k€494k▼
Amounts receivable within one year40/41€109k€25k▼
Trade receivables40-€10k
Other amounts receivable41€109k€15k▼
Current investments50/53€637k€450k▼
Cash at bank and in hand54/58€195k€7k▼
Deferred charges and accrued income490/1€2k€11k▲
Equity and liabilities
Total equity and liabilities10/49€2.25M€2.21M▼
Equity10/15€1.65M€1.54M▼
Contributions10/11€221k€221k=
Reserves13€1.42M€1.31M▼
Tax-exempt reserves132€1.07M€1.07M▲
Distributable reserves133€352k€243k▼
Profit (loss) carried forward14€7k€7k▲
Provisions and deferred taxes16€349k€349k▲
Deferred taxes168€349k€349k▲
Amounts payable17/49€259k€323k▲
Amounts payable after more than one year17€108k€56k▼
Financial debts170/4€108k€56k▼
Amounts payable within one year42/48€151k€266k▲
Current portion of amounts payable after more than one year42€127k€52k▼
Trade debts44€23k€63k▲
Suppliers440/4€23k€63k▲
Taxes, remuneration and social security45€2k€17k▲
Taxes450/3€2k€17k▲
Other amounts payable47/48-€135k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€138k€97k▼
Other operating charges640/8€34k€33k▼
Gross operating margin9900€125k€159k▲
Operating profit (loss)9901€-48k€30k▲
Financial income75/76B€26k€14k▼
Recurring financial income75€26k€14k▼
Financial charges65/66B€13k€9k▼
Recurring financial charges65€13k€9k▼
Profit (loss) for the period before taxes9903€-35k€35k▲
Transfer from deferred taxes780€4k€5k▲
Transfer to deferred taxes680-€6k
Income taxes67/77-€7k
Profit (loss) for the period9904€-31k€28k▲
Transfer from tax-exempt reserves789€13k€15k▲
Transfer to tax-exempt reserves689-€17k
Profit (loss) for the period to be appropriated9905€-18k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€33k▲
Profit (loss) brought forward from the previous period14P€25k€7k▼
Transfer from equity791/2€98k€135k▲
Transfer to equity691/2-€26k
To other reserves6921-€26k
Profit to be distributed694/7€98k€135k▲
Return on contributions (dividend)694€98k€135k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €1.03M
Net result €1.03M after one loss-making year.
30-06
Financial
Liquidity quadruplescurrent ratio 6.01
Current ratio from 1.53 to 6.01; short-term debt falls from €453k to €258k.
30-06
Financial
Equity above €1MEq €1.77M ▲139%
Equity rises from €742k to €1.77M.
2022
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €-44k ▼249%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
2021
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 192 days late
2018
10-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Donkereweg 192520 RanstGround area
2,311 m²
Building footprint
396 m²
2 parcels, Flanders. Linked by address, not a title deed.
1 establishment unit
Donkereweg 5, 2520 Ranst
since 19962.075.173.656
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11035C0101/00V000 | Flanders | 1,367 m² | 1 · 224 m² | - |
| 11035C0058/00X000 | Flanders | 943 m² | 1 · 172 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 23,110 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-1995
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
68201Renting and operating of own or leased residential real estate, excluding social housing
69202Legal and accounting activities
69209Other tax advisory services
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.