IMMO-QP
ActiveIMMO-QP has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €63k. Equity is growing by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 9088 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-22
Solvency20▲+3
Growth49▲+27
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.22 in 2024), and 93.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.2%
Return on assets
4.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9088 sector peers (2025).
NBB · sector comparisonPosition among 9088 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
114 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€883k▲ 280%
2020 · €232k
2018: €835k
2020: €232k
2018 → 2025
EBIT margin
11.1%▲ 15.3pp
2020 · -4.2%
2018: 19.9%
2020: -4.2%
2018 → 2025
Net result
€63k▲ 412%
2024 · €12k
2018: €116k
2019: €-77k
2020: €2k
2021: €30k
2022: €203k
2023: €8k
2024: €12k
2018 → 2025
Working capital
€215k▲ 25.0%
2024 · €172k
2018: €-24k
2019: €49k
2020: €34k
2021: €40k
2022: €68k
2023: €151k
2024: €172k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€883k
Equity€-25k-€-2k▲ 92.5%€6k€18k▲ 216%€81k▲ 350%
Operating result€60k-€230k▲ 283%€26k▼ 88.6%€42k▲ 59.7%€98k▲ 134%
Net result€30k-€203k▲ 567%€8k▼ 96.3%€12k▲ 62.7%€63k▲ 412%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 134% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.29M
Fixed assets
€86k▼ 27.9%
Current assets
€1.20M▲ 26.0%
Equity and liabilities €1.29M
Equity
€81k▲ 350%
Debt
€1.21M▲ 14.4%
The debt ratio falls from 98.3% to 93.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€132k▲
2024 · €78k
Cash flow
€96k▲
2024 · €49k
Solvency
6.2%▲
2024 · 1.7%
Current ratio
1.22▼
2024 · 1.22
Quick ratio
1.22▼
2024 · 1.22
Debt / equity
15.02▼
2024 · 59.09
ROE
77.8%▲
2024 · 68.4%
ROA
4.9%▲
2024 · 1.1%
Interest coverage
9.11▲
2024 · 2.85
Debt
€1.21M▲
2024 · €1.06M
Debt ≤ 1 year
€989k▲
2024 · €784k
Debt > 1 year
€220k▼
2024 · €245k
Income taxes
€28k▲
2024 · €8k
Staff costs
€61k▲
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.07M€1.29M▲
Fixed assets21/28€119k€86k▼
Tangible fixed assets22/27€110k€76k▼
Land and buildings22€91k€66k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€11k€5k▼
Financial fixed assets28€9k€9k=
Current assets29/58€956k€1.20M▲
Stocks and contracts in progress3-€0
Contracts in progress37-€0
Amounts receivable within one year40/41€879k€906k▲
Trade receivables40€256k€157k▼
Other amounts receivable41€623k€749k▲
Cash at bank and in hand54/58€64k€291k▲
Deferred charges and accrued income490/1€13k€8k▼
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.29M▲
Equity10/15€18k€81k▲
Contributions10/11€20k€20k=
Reserves13€27k€27k=
Tax-exempt reserves132€27k€27k=
Profit (loss) carried forward14€-29k€33k▲
Amounts payable17/49€1.06M€1.21M▲
Amounts payable after more than one year17€245k€220k▼
Financial debts170/4€245k€220k▼
Amounts payable within one year42/48€784k€989k▲
Current portion of amounts payable after more than one year42€25k€28k▲
Financial debts43€202k€203k▲
Credit institutions430/8€202k€203k▲
Trade debts44€133k€130k▼
Suppliers440/4€133k€130k▼
Taxes, remuneration and social security45€34k€122k▲
Taxes450/3€26k€114k▲
Remuneration and social security454/9€8k€8k▲
Other amounts payable47/48€390k€507k▲
Accrued charges and deferred income492/3€28k€39▼
Income statement
Code20242025
Turnover70-€883k
Goods, raw materials, services and sundry goods60/61€635k€762k▲
Remuneration, social security and pensions62€57k€61k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€33k▼
Other operating charges640/8€8k€3k▼
Gross operating margin9900€143k€196k▲
Operating profit (loss)9901€42k€98k▲
Financial income75/76B€5k€7k▲
Recurring financial income75€5k€7k▲
Financial charges65/66B€27k€14k▼
Recurring financial charges65€27k€14k▼
Profit (loss) for the period before taxes9903€20k€91k▲
Income taxes67/77€8k€28k▲
Profit (loss) for the period9904€12k€63k▲
Profit (loss) for the period to be appropriated9905€12k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€33k▲
Profit (loss) brought forward from the previous period14P€-42k€-29k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
State Gazette act
Resignations & appointmentsGeneral meeting · Name change · Statutes amendment3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Name change · Statutes amendment3 facts ▸
- General meeting, 2026-08-25
- Name change, IMMO-QP
- Statutes amendment
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €203k ▲567%
Operating result €230k, net result €203k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
22-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 114 days late
2019
31-12
Financial
Weakest financial yearnet €-77k ▼167%
Net result drops to €-77k, the lowest in the series; recovery starts the following year.
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 70 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 13 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oreye · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue L. Maréchal 1014360 Oreye1 establishment unit
IMMOQUEST - CHRISTOPHE NIHON
since 20022.098.876.003
Similar companies · same sector, comparable size
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VISION-R
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A.N.G. IMMO
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Maison Celine
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B 2 B sprl
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Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 5,105 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2002
Fiscal year end31-12
Legal name FR
IMMOQUEST - CHRISTOPHE NIHON
Abbreviation FR
IMMOQUEST
Trade name FR
IMMOBILIERE WALLONNE D'ENTREPRISES
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
74142
52210Service activities incidental to land transportation
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filings
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.