Maison Celine
ActiveMaison Celine has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €80k and a net result of €25k. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 49% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +55 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency98▲+19
Growth52▲+20
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.47 against 1.78 in 2023), and 42.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
33 d early
2023
24 d late
2022
28 d late
2021
26 d late
2020
17 d early
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€80k▲ 45.0%
2023 · €55k
2019: €63k
2020: €52k
2021: €63k
2022: €65k
2023: €55k
2019 → 2024
Total assets
€141k▲ 2.6%
2023 · €137k
2019: €88k
2020: €78k
2021: €85k
2022: €95k
2023: €137k
2019 → 2024
Net result
€25k
2023 · €-10k
2019: €51k
2020: €-11k
2021: €11k
2022: €2k
2023: €-10k
2019 → 2024
Working capital
€70k▲ 43.2%
2023 · €49k
2019: €57k
2020: €36k
2021: €38k
2022: €41k
2023: €49k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€52k-€63k▲ 22.0%€65k▲ 3.1%€55k▼ 15.2%€80k▲ 45.0%
Operating result€-11k-€14k€3k▼ 79.0%€-10k€35k
Net result€-11k-€11k€2k▼ 83.0%€-10k€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €35k after a loss of €10k in 2023, the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €141k
Fixed assets
€23k▼ 8.7%
Current assets
€118k▲ 5.2%
Equity and liabilities €141k
Equity
€80k▲ 45.0%
Debt
€60k▼ 26.2%
The debt ratio falls from 59.5% to 42.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€42k▲
2023 · €-3k
Cash flow
€32k▲
2023 · €-3k
Solvency
57.2%▲
2023 · 40.5%
Current ratio
2.47▲
2023 · 1.78
Quick ratio
2.47▲
2023 · 1.78
Debt / equity
0.75▼
2023 · 1.47
ROE
31.0%▲
2023 · -17.9%
ROA
17.7%▲
2023 · -7.3%
Interest coverage
19.01▲
2023 · -2.95
Debt
€60k▼
2023 · €82k
Debt ≤ 1 year
€48k▼
2023 · €63k
Debt > 1 year
€13k▼
2023 · €19k
Income taxes
€8k▲
2023 · €-829
Staff costs
€82k▲
2023 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€137k€141k▲
Fixed assets21/28€25k€23k▼
Tangible fixed assets22/27€25k€23k▼
Land and buildings22€18k€16k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€5k€6k▲
Current assets29/58€112k€118k▲
Amounts receivable within one year40/41€105k€94k▼
Trade receivables40€60k€40k▼
Other amounts receivable41€45k€54k▲
Cash at bank and in hand54/58-€22k
Deferred charges and accrued income490/1€7k€1k▼
Equity and liabilities
Total equity and liabilities10/49€137k€141k▲
Equity10/15€55k€80k▲
Contributions10/11€12k€12k=
Outside capital11€12k-
Other1109/19€12k-
Reserves13€43k€68k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€41k€68k▲
Amounts payable17/49€82k€60k▼
Amounts payable after more than one year17€19k€13k▼
Financial debts170/4€19k€13k▼
Amounts payable within one year42/48€63k€48k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Financial debts43€5k-
Credit institutions430/8€5k-
Trade debts44€14k€13k▼
Suppliers440/4€14k€13k▼
Advances received on contracts in progress46€14k€600▼
Taxes, remuneration and social security45€25k€28k▲
Taxes450/3€14k€16k▲
Remuneration and social security454/9€11k€11k▼
Income statement
Code20232024
Remuneration, social security and pensions62€78k€82k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€1k€141▼
Gross operating margin9900€77k€125k▲
Operating profit (loss)9901€-10k€35k▲
Financial income75/76B-€248
Recurring financial income75-€248
Non-recurring financial income76B-€248
Financial charges65/66B€877€2k▲
Recurring financial charges65€877€2k▲
Non-recurring financial charges66B-€0
Profit (loss) for the period before taxes9903€-11k€33k▲
Income taxes67/77€-829€8k▲
Profit (loss) for the period9904€-10k€25k▲
Profit (loss) for the period to be appropriated9905€-10k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€25k▲
Transfer from equity791/2€10k-
Transfer to equity691/2-€25k
To other reserves6921-€25k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-11k ▼121%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpstraat 479140 TemseGround area
175 m²
Building footprint
153 m²
Volume, LiDAR
1,046 m³
Parcel 46008A0679/00B000, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Maison Celine
since 20182.311.585.818
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46008A0679/00B000 | Flanders | 175 m² | 1 · 153 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 5,104 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2018
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.