Immo Potijzer
ActiveImmo Potijzer has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47.80M and a net result of €161k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 44% of 4489 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-31
Solvency65▲+31
Growth63▼-19
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €700k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.65 in 2024), but 68.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.5%
Return on assets
0.1%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
27 d early
2023
22 d early
2022
41 d early
2021
8 d late
2020
12 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€6.94M▲ 3.9%
2024 · €6.68M
2018: €2.54M
2019: €4.87M
2020: €5.17M
2021: €5.37M
2022: €6.44M
2023: €6.54M
2024: €6.68M
2018 → 2025
EBIT margin
29.2%▼ 19.1pp
2024 · 48.3%
2018: 64.5%
2019: -5.7%
2020: 30.8%
2021: 20.9%
2022: 37.2%
2023: 34.3%
2024: 48.3%
2018 → 2025
Net result
€161k▼ 84.3%
2024 · €1.03M
2018: €171k
2019: €-1.47M
2020: €548k
2021: €-489k
2022: €655k
2023: €492k
2024: €1.03M
2018 → 2025
Working capital
€16.93M▼ 0.4%
2024 · €16.99M
2018: €-3.75M
2019: €-66.99M
2020: €33.41M
2021: €28.14M
2022: €24.12M
2023: €19.95M
2024: €16.99M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€5.37M-€6.44M▲ 20.0%€6.54M▲ 1.6%€6.68M▲ 2.1%€6.94M▲ 3.9%
Equity€4.25M-€4.90M▲ 15.4%€5.39M▲ 10.0%€16.14M▲ 199%€47.80M▲ 196%
Operating result€1.12M-€2.40M▲ 114%€2.24M▼ 6.4%€3.23M▲ 43.8%€2.02M▼ 37.2%
Net result€-489k-€655k€492k▼ 24.9%€1.03M▲ 109%€161k▼ 84.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €151.89M
Fixed assets
€110.24M▲ 33.8%
Current assets
€41.65M▼ 3.8%
Equity and liabilities €151.90M
Equity
€47.80M▲ 196%
Debt
€104.10M▼ 5.0%
The debt ratio falls from 87.2% to 68.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€5.01M▼
2024 · €6.21M
Cash flow
€3.14M▼
2024 · €4.01M
Solvency
31.5%▲
2024 · 12.8%
Current ratio
1.68▲
2024 · 1.65
Quick ratio
1.68▲
2024 · 1.65
Debt / equity
2.18▼
2024 · 6.79
ROE
0.3%▼
2024 · 6.4%
ROA
0.1%▼
2024 · 0.8%
Interest coverage
2.77▼
2024 · 3.19
Debt
€104.10M▼
2024 · €109.52M
Debt ≤ 1 year
€24.72M▼
2024 · €26.28M
Debt > 1 year
€29.84M▼
2024 · €31.35M
Income taxes
€49k▼
2024 · €254k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€125.66M€151.90M▲
Formation expenses20€20k€16k▼
Fixed assets21/28€82.37M€110.24M▲
Tangible fixed assets22/27€82.10M€109.97M▲
Land and buildings22€20.63M€19.96M▼
Plant, machinery and equipment23€96k€63k▼
Furniture and vehicles24€8k€6k▼
Leasing and similar rights25€45.68M€64.71M▲
Other tangible fixed assets26€15.01M€25.23M▲
Assets under construction and advance payments27€679k€0▼
Financial fixed assets28€266k€266k=
Affiliated companies280/1€260k€260k=
Participating interests280€260k€260k=
Other financial fixed assets284/8€6k€6k=
Amounts receivable and cash guarantees285/8€6k€6k=
Current assets29/58€43.27M€41.65M▼
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€280k€591k▲
Trade receivables40€206k€511k▲
Other amounts receivable41€74k€80k▲
Cash at bank and in hand54/58€7k€18k▲
Deferred charges and accrued income490/1€42.99M€41.04M▼
Equity and liabilities
Total equity and liabilities10/49€125.66M€151.90M▲
Equity10/15€16.14M€47.80M▲
Contributions10/11€431k€431k=
Capital10€431k€431k=
Issued capital100€431k€431k=
Revaluation surpluses12€9.72M€41.22M▲
Reserves13€5.99M€6.15M▲
Non-distributable reserves130/1€43k€43k=
Legal reserve130€43k€43k=
Distributable reserves133€5.94M€6.11M▲
Amounts payable17/49€109.52M€104.10M▼
Amounts payable after more than one year17€31.35M€29.84M▼
Financial debts170/4€31.35M€29.84M▼
Leasing and similar obligations172€29.50M€28.75M▼
Credit institutions173€1.85M€1.09M▼
Amounts payable within one year42/48€26.28M€24.72M▼
Current portion of amounts payable after more than one year42€3.98M€1.51M▼
Financial debts43€66k€0▼
Credit institutions430/8€66k€0▼
Trade debts44€467k€431k▼
Suppliers440/4€467k€431k▼
Taxes, remuneration and social security45€1.02M€574k▼
Taxes450/3€1.02M€574k▼
Other amounts payable47/48€20.75M€22.21M▲
Accrued charges and deferred income492/3€51.89M€49.54M▼
Income statement
Code20242025
Operating income70/76A€10.41M€9.45M▼
Turnover70€6.68M€6.94M▲
Other operating income74€174k€152k▼
Non-recurring operating income76A€3.55M€2.35M▼
Operating charges60/66A€7.18M€7.42M▲
Services and other goods61€1.32M€1.07M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2.98M€2.98M▼
Other operating charges640/8€715k€725k▲
Non-recurring operating charges66A€2.16M€2.64M▲
Operating profit (loss)9901€3.23M€2.02M▼
Financial income75/76B€4k€195▼
Recurring financial income75€4k€195▼
Income from financial fixed assets750€0-
Income from current assets751€4k€195▼
Non-recurring financial income76B€42€0▼
Financial charges65/66B€1.95M€1.82M▼
Recurring financial charges65€1.95M€1.82M▼
Debt charges650€1.94M€1.81M▼
Other financial charges652/9€6k€5k▼
Non-recurring financial charges66B€0€0▲
Profit (loss) for the period before taxes9903€1.28M€210k▼
Income taxes67/77€254k€49k▼
Taxes670/3€254k€49k▼
Tax adjustments and reversals of tax provisions77-€130
Profit (loss) for the period9904€1.03M€161k▼
Profit (loss) for the period to be appropriated9905€1.03M€161k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.03M€161k▼
Transfer to equity691/2€1.03M€161k▼
To other reserves6921€1.03M€161k▼
The notes to these accounts (93 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 13 days late
2025
31-12
Financial
Equity above €25MEq €47.80M ▲196%
4 profitable years in a row build equity to €47.80M.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €1.03M ▲109%
Operating result €3.23M, net result €1.03M, both a record.
31-12
Financial
Equity above €10MEq €16.14M ▲199%
3 profitable years in a row build equity to €16.14M.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €5MEq €5.39M ▲10%
2 profitable years in a row build equity to €5.39M.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €655k
Net result €655k after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 8 days late
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €548k
Net result €548k after one loss-making year.
31-12
Financial
Liquidity times 261current ratio 2.84
Current ratio from 0.01 to 2.84; short-term debt falls from €67.73M to €18.11M.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-1.47M ▼956%
Net result drops to €-1.47M, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
05-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2025
Magdalena DE ROECK: Resigned as Director
19-09-2024
BV FEGEPRO: Resigned as Director
26-07-2021
Magdalena DE ROECK: Resigned as Director
26-07-2021
Charles HERTOGS: Resigned as Director
22-06-2021
Caroline VAN MARCKE: Resigned as Director
22-06-2021
Caroline VAN MARCKE: Resigned as Managing director
19-12-2019
CVBA СPСVM: Resigned as Director
Location & real-estate footprint
Registered office, Kortrijk · 2 establishment units since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
LAR Blok Z (Aal) 58511 KortrijkGround area
19.6 ha
Building footprint
5.9 ha
Volume, LiDAR
14,090 m³
2 parcels, Flanders · tallest building 30.0 m, ±10 floors. Linked by address, not a title deed.
2 establishment units
WEGGEVOERDENLAAN PROPERTIES
since 19912.052.951.649
WEGGEVOERDENLAAN PROPERTIES
since 20182.276.821.513
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34001A0684/00D000 | Flanders | 12.1 ha | 1 · 5.9 ha | - |
| 34022E0579/00T003 | Flanders | 7.5 ha | 1 · 536 m² | 29.9 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,974 companies in sector 68203 we hold annual accounts for 5,946. 594 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-03-1991
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.