IMMO PHIELS
ActiveIMMO PHIELS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €164k and a net result of €36k. Equity is growing by ~56.3% per year across the filed fiscal years. Its solvency ranks better than 42% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75=
Solvency49▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.1 in 2024; short-term debt: 9.2% and cash: 10.4% of total assets), and 76.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.6%
Return on assets
5.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
50 d early
2024
56 d early
2023
40 d early
2022
40 d early
2021
46 d early
2020
41 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€164k▲ 28.6%
2024 · €127k
2019: €-40k
2020: €-10k
2021: €24k
2022: €61k
2023: €94k
2024: €127k
2019 → 2025
Total assets
€693k▼ 1.2%
2024 · €701k
2019: €546k
2020: €696k
2021: €739k
2022: €731k
2023: €714k
2024: €701k
2019 → 2025
Net result
€36k▲ 9.7%
2024 · €33k
2019: €-59k
2020: €31k
2021: €34k
2022: €37k
2023: €33k
2024: €33k
2019 → 2025
Working capital
€21k▲ 238%
2024 · €6k
2019: €-206k
2020: €-170k
2021: €-30k
2022: €-18k
2023: €-6k
2024: €6k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€61k▲ 153%€94k▲ 54.7%€127k▲ 35.3%€164k▲ 28.6%
Operating result€40k-€43k▲ 8.5%€46k▲ 8.1%€50k▲ 6.9%€54k▲ 8.1%
Net result€34k-€37k▲ 9.1%€33k▼ 9.5%€33k▼ 0.1%€36k▲ 9.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €693k
Fixed assets
€608k▼ 4.4%
Current assets
€85k▲ 30.4%
Equity and liabilities €693k
Equity
€164k▲ 28.6%
Debt
€529k▼ 7.8%
The debt ratio falls from 81.9% to 76.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▲
2024 · €78k
Cash flow
€64k▲
2024 · €61k
Solvency
23.6%▲
2024 · 18.1%
Current ratio
1.32▲
2024 · 1.10
Quick ratio
1.32▲
2024 · 1.10
Debt / equity
3.24▼
2024 · 4.51
ROE
22.3%▼
2024 · 26.1%
ROA
5.3%▲
2024 · 4.7%
Interest coverage
15.94▲
2024 · 14.35
Debt
€529k▼
2024 · €574k
Debt ≤ 1 year
€64k▲
2024 · €59k
Debt > 1 year
€465k▼
2024 · €515k
Income taxes
€12k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€701k€693k▼
Fixed assets21/28€636k€608k▼
Tangible fixed assets22/27€636k€608k▼
Land and buildings22€623k€597k▼
Plant, machinery and equipment23€13k€11k▼
Current assets29/58€65k€85k▲
Amounts receivable within one year40/41€4k€9k▲
Trade receivables40€4k€9k▲
Cash at bank and in hand54/58€57k€72k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€701k€693k▼
Equity10/15€127k€164k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€109k€145k▲
Amounts payable17/49€574k€529k▼
Amounts payable after more than one year17€515k€465k▼
Financial debts170/4€515k€465k▼
Amounts payable within one year42/48€59k€64k▲
Current portion of amounts payable after more than one year42€49k€50k▲
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€8k€9k▲
Suppliers440/4€8k€9k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k=
Other operating charges640/8€8k€9k▲
Gross operating margin9900€86k€90k▲
Operating profit (loss)9901€50k€54k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€44k€49k▲
Income taxes67/77€11k€12k▲
Profit (loss) for the period9904€33k€36k▲
Profit (loss) for the period to be appropriated9905€33k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€109k€145k▲
Profit (loss) brought forward from the previous period14P€75k€109k▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Equity above €150kEq €164k ▲28.6%
6 profitable years in a row build equity to €164k.
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Equity above €100kEq €127k ▲35.3%
5 profitable years in a row build equity to €127k.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Highest result since 2019net €37k ▲9.1%
Net result €37k, the highest in the series.
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vliegveld 398560 WevelgemGround area
3,335 m²
Building footprint
2,042 m²
Volume, LiDAR
11,066 m³
Parcel 34302B0875/00Z006, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO PHIELS
since 20172.272.453.642
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34302B0875/00Z006 | Flanders | 3,335 m² | 1 · 2,042 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 4,153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2017
Fiscal year end30-06
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
52100Warehousing and storage
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.