Xira is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €548k and a net result of €316k. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 80% of 5523 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
46 d early
2024
56 d early
2023
19 d early
2022
40 d early
2021
46 d early
2020
41 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€548k▲ 136%
2024 · €232k
2019: €42k
2020: €102k
2021: €151k
2022: €166k
2023: €178k
2024: €232k
2019 → 2025
Net result
€316k▲ 307%
2024 · €78k
2019: €23k
2020: €60k
2021: €50k
2022: €90k
2023: €42k
2024: €78k
2019 → 2025
Total assets
€644k▲ 67.9%
2024 · €383k
2019: €169k
2020: €328k
2021: €413k
2022: €350k
2023: €351k
2024: €383k
2019 → 2025
Solvency
85.1%▲ 24.5pp
2024 · 60.6%
2019: 24.8%
2020: 31.0%
2021: 36.7%
2022: 47.5%
2023: 50.8%
2024: 60.6%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€151k-€166k▲ 9.9%€178k▲ 7.2%€232k▲ 30.4%€548k▲ 136%
Operating result€70k-€124k▲ 77.2%€58k▼ 53.0%€106k▲ 82.7%€71k▼ 33.3%
Net result€50k-€90k▲ 81.5%€42k▼ 53.4%€78k▲ 84.8%€316k▲ 307%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €644k
Fixed assets
€318k▲ 1.7%
Current assets
€326k▲ 359%
Equity and liabilities €644k
Equity
€548k▲ 136%
Debt
€96k▼ 36.6%
The debt ratio falls from 39.4% to 14.9%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
85.1%▲
2024 · 60.6%
ROE
57.6%▲
2024 · 33.4%
ROA
49.0%▲
2024 · 20.2%
Debt
€96k▼
2024 · €151k
Debt ≤ 1 year
€83k▼
2024 · €121k
Debt > 1 year
€13k▼
2024 · €30k
Income taxes
€17k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€383k€644k▲
Fixed assets21/28€312k€318k▲
Tangible fixed assets22/27€5k€11k▲
Furniture and vehicles24€5k€11k▲
Financial fixed assets28€307k€307k=
Current assets29/58€71k€326k▲
Amounts receivable within one year40/41€4k€3k▼
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€64k€322k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€383k€644k▲
Equity10/15€232k€548k▲
Contributions10/11€19k€19k=
Reserves13€214k€529k▲
Non-distributable reserves130/1€0-
Other1319€0-
Distributable reserves133€214k€529k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€151k€96k▼
Amounts payable after more than one year17€30k€13k▼
Financial debts170/4€30k€13k▼
Amounts payable within one year42/48€121k€83k▼
Current portion of amounts payable after more than one year42€17k€17k▲
Financial debts43€13k€4k▼
Credit institutions430/8€13k€4k▼
Trade debts44€708€693▼
Suppliers440/4€708€693▼
Taxes, remuneration and social security45-€4k
Taxes450/3-€4k
Other amounts payable47/48€91k€57k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€653€638▼
Non-recurring operating charges66A€159€497▲
Gross operating margin9900€114k€78k▼
Operating profit (loss)9901€106k€71k▼
Financial income75/76B€55€266k▲
Recurring financial income75€55€266k▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€104k€333k▲
Income taxes67/77€26k€17k▼
Profit (loss) for the period9904€78k€316k▲
Profit (loss) for the period to be appropriated9905€78k€316k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€316k▲
Transfer from equity791/2€23k€0▼
Transfer to equity691/2€78k€316k▲
To other reserves6921€78k€316k▲
Profit to be distributed694/7€23k€0▼
Return on contributions (dividend)694€23k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Highest result since 2019net €316k ▲307%
Net result €316k, the highest in the series.
30-06
Financial
Liquidity times 7current ratio 3.94
Current ratio from 0.59 to 3.94; short-term debt falls from €121k to €83k.
30-06
Financial
Equity above €500kEq €548k ▲136%
7 profitable years in a row build equity to €548k.
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Equity above €200kEq €232k ▲30.4%
6 profitable years in a row build equity to €232k.
12-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Equity above €150kEq €151k ▲48.7%
3 profitable years in a row build equity to €151k.
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Equity above €100kEq €102k ▲142%
2 profitable years in a row build equity to €102k.
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lendelede · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlasbloemstraat 208860 LendeledeGround area
480 m²
Building footprint
125 m²
Volume, LiDAR
636 m³
Parcel 34025B0438/00D000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Xira
since 20182.276.714.021
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34025B0438/00D000 | Flanders | 480 m² | 1 · 125 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,577 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2018
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.