FVDM Invest

Active

Private limited companyfounded 2017active for 9 yearsRue de Wayaux 38, 6041 Charleroi, BelgiumKBO/BCE: BE 0672.481.006

Summary

FVDM Invest has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €457,965 and a net result of -€15,229. Equity is shrinking by about 3.3% per year across the filed financial years. Its solvency ranks better than 67% of 5,763 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

FVDM InvestActiveChecked score 89/100

Risk analysis Report Compare

Activity

Renting and operating of own or leased non-residential real estate, excluding land

NACE 68203Property management for co-owned buildings (syndics) NACE 68321

1 site

Size

€93,253turnover 2025

Equity: €457,965
Loss: -€15,229

Financial health

89 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

2025 accounts 64 days early1 of 7 deeds summarised

Why 89raises riskLiquidity: current ratio 0.10, cash €14,764, halvedlowers riskSize: turnover €93,253, total assets €772,128Sector: Real estate activities (NACE 68)Figures for financial year 2025 (filed 31-05-2026)Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 49% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 84-1

equity 59.3% of total assets

Liquidity 33-3

short-term debt 40.7% · cash 1.9%

Profitability 74-4

return on assets -2.0%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,608 companies, NACE 68, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.1%▼ -0.1 percentage points vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%▼ -0.1 percentage points vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026highest value 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €9,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.1, compared with 0.16 in 2024, below 1; short-term debt: 40.7% and cash: 1.9% of total assets), and 40.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 71% on solvency, 26% on liquidity, 68% on profitability and 30% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: turnover €93,253, total assets €772,128

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 0.10, cash €14,764, halved

NBB · annual accounts

Sector: Real estate activities (NACE 68)

KBO

Figures for financial year 2025 (filed 31-05-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

64 days early

2024

43 days early

2023

33 days early

2022

34 days early

2021

33 days early

2020

39 days early

2019

29 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 39 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-05-2026 Annual accounts filedfinancial year 2025 · full…
18-06-2025 Annual accounts filedfinancial year 2024 · full…
17-12-2024 Capital & shares · Amendment of…Kind of shares · Shareholding…

Key points

Risk: 8 loss-making years in a rowloss financial year 2025 -€15,229 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Turnover 20256 financial years filed €93,253 View

By topic

Financials

Financial year: 2025
Turnover: €93,253
Loss: -€15,229
Solvency: 59.3%

Turnover▼ 18.3%

Net result

20192025

Go to Financials

Timeline

Events: 12
Since: 2018
Next accounts: by 31-07-2027

28-06-2024Annual accounts filed
27-06-2023Annual accounts filed
28-06-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Renting and operating of own or leased non-residential…NACE 68203
Founded: 07-03-2017
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 6

See the provisions in the deeds

Go to Articles of association

Key facts about FVDM Invest

What is the company number of FVDM Invest?: 0672.481.006. In Belgium the VAT number is the company number with BE in front: BE 0672.481.006.
Where is FVDM Invest based?: The registered office is at Rue de Wayaux 38, 6041 Charleroi.Company details
What does FVDM Invest do?: According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
What is the legal form of FVDM Invest?: Private limited company (BV).
When was FVDM Invest founded?: On 07-03-2017.
Is FVDM Invest still active?: Yes, FVDM Invest is an active enterprise in the KBO register.
What is the turnover of FVDM Invest?: €93,253 in financial year 2025, according to the filed annual accounts.Financials
Is FVDM Invest profitable?: In financial year 2025, FVDM Invest made a loss of €15,229.
Where can I find the annual accounts of FVDM Invest?: FVDM Invest filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FVDM Invest due?: By 31-07-2027, for financial year 2026.Timeline