IMMO-ML
ActiveSummary
IMMO-ML has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €79k. Its solvency ranks better than 57% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency63
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity short (current ratio 0.84; short-term debt: 30.4% and cash: 13.3% of total assets), and 61.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.3%
Return on assets
35.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
7 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€85k
Total assets
€222k
Net result
€79k
Working capital
€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €222k
Fixed assets
€165k
Current assets
€56k
Equity and liabilities €222k
Equity
€85k
Debt
€137k
Debt finances 61.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€86k
Cash flow
€84k
Current ratio
0.84
Debt to equity
1.61
ROE
92.9%
ROA
35.6%
Interest coverage
43.20
Debt ≤ 1 year
€67k
Debt > 1 year
€68k
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet
Code2025
Assets
Total assets20/58€222k
Fixed assets21/28€165k
Intangible fixed assets21€23k
Tangible fixed assets22/27€142k
Land and buildings22€140k
Plant, machinery and equipment23€397
Furniture and vehicles24€2k
Current assets29/58€56k
Amounts receivable within one year40/41€21k
Trade receivables40€6k
Other amounts receivable41€15k
Cash at bank and in hand54/58€30k
Deferred charges and accrued income490/1€5k
Equity and liabilities
Total equity and liabilities10/49€222k
Equity10/15€85k
Contributions10/11€6k
Reserves13€79k
Distributable reserves133€79k
Amounts payable17/49€137k
Amounts payable after more than one year17€68k
Financial debts170/4€68k
Amounts payable within one year42/48€67k
Current portion of amounts payable after more than one year42€7k
Trade debts44€12
Suppliers440/4€12
Other amounts payable47/48€61k
Accrued charges and deferred income492/3€1k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Other operating charges640/8€401
Gross operating margin9900€86k
Operating profit (loss)9901€81k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€79k
Profit (loss) for the period9904€79k
Profit (loss) for the period to be appropriated9905€79k
Appropriation of the result
Profit (loss) to be appropriated9906€79k
Transfer to equity691/2€79k
To other reserves6921€79k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k |
| Other operating charges640/8 | €401 |
| Gross operating margin9900 | €86k |
| Operating profit (loss)9901 | €81k |
| Financial charges65/66B | €2k |
| Recurring financial charges65 | €2k |
| Profit (loss) for the period before taxes9903 | €79k |
| Profit (loss) for the period9904 | €79k |
| Profit (loss) for the period to be appropriated9905 | €79k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €222k | |
| Fixed assets21/28 | €165k | |
| Intangible fixed assets21 | €23k | |
| Tangible fixed assets22/27 | €142k | |
| Land and buildings22 | €140k | |
| Plant, machinery and equipment23 | €397 | |
| Furniture and vehicles24 | €2k | |
| Current assets29/58 | €56k | |
| Amounts receivable within one year40/41 | €21k | |
| Trade receivables40 | €6k | |
| Other amounts receivable41 | €15k | |
| Cash at bank and in hand54/58 | €30k | |
| Deferred charges and accrued income490/1 | €5k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €222k | |
| Equity10/15 | €85k | |
| Contributions10/11 | €6k | |
| Reserves13 | €79k | |
| Distributable reserves133 | €79k | |
| Amounts payable17/49 | €137k | |
| Amounts payable after more than one year17 | €68k | |
| Financial debts170/4 | €68k | |
| Amounts payable within one year42/48 | €67k | |
| Current portion of amounts payable after more than one year42 | €7k | |
| Trade debts44 | €12 | |
| Suppliers440/4 | €12 | |
| Other amounts payable47/48 | €61k | |
| Accrued charges and deferred income492/3 | €1k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €79k |
| + Depreciation and write-downs630 | €5k |
| Operating cash flow (approximation) | €84k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2025
Ground area
2,440 m²
Building footprint
153 m²
Volume, LiDAR
1,281 m³
Parcel 12015A0575/00R000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO-ML
since 20252.374.693.127
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12015A0575/00R000 | Flanders | 2,440 m² | 1 · 153 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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FLASH HORIZON
BE 0460.320.923
Mons · Eq €84,848
B2L
BE 0735.639.189
Kraainem · Eq €84,758
GROEP D
BE 0428.743.562
Keerbergen · Eq €84,752
LPO IMMO
BE 0741.823.633
Comines-Warneton · Eq €84,751
Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 5,145 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.