KUPA IMMO

Active

Private limited companyfounded 20241 yr activeGrote Baan 196, 9920 Lievegem, BelgiumKBO/BCE: BE 1017.738.648

Summary

KUPA IMMO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179,447 and a net result of €64,447. Its solvency ranks better than 81% of 11006 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

KUPA IMMOActiveChecked score 99/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310NACE 68311

1 site

Size

€239,759total assets 2025

Equity: €179,447
Profit: €64,447

Turnover not published (abridged schema)

Financial health

99 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Parent: KUPPENS REAL ESTATE · 90%
Board: 1 member

Accounts 42 d early1 of 2 deeds read

Why 99- Founded in 2024+ Liquidity: current ratio 3.98, cash €221,786+ Sector Real estate activities (NACE 68)+ Equity €179,447 (74.8% of total assets)Show the evidence

Checked score

Score 2025

99 / 100

Excellent

Probability in this band: under 0.55%

Better than 89% of its sector peers (NACE 68, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 100

equity 74.8% of total assets

Liquidity 91

short-term debt 25.2% · cash 92.5%

Profitability 100

return on assets 26.9%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,530 companies)

Last 24 months 01-2026: 0.7% 02-2026: 0.7%● 0.0% vs 01-2026 03-2026: 0.7%▲ +3.0% vs 02-2026 04-2026: 0.7%▲ +5.7% vs 03-2026 05-2026: 0.8%▲ +6.0% vs 04-2026 06-2026: 0.9%▲ +12.5% vs 05-2026highest value 07-2026: < 0.1%▼ -95.7% vs 06-2026lowest value 08-2026: < 0.1%▲ +2.7% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%▼ -2.6% vs 09-2026lowest value

Liquidity: current ratio 3.98, cash €221,786 lowers the probability
Sector Real estate activities (NACE 68) lowers the probability
Equity €179,447 (74.8% of total assets) lowers the probability
Founded in 2024 raises the probability for this profile

Credit up to €17,000 at 30 days only on tighter terms

Liquidity ample (current ratio 3.98; short-term debt: 25.2% and cash: 92.5% of total assets), and 25.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 81%, liquidity 92%, profitability 95%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 3.98, cash €221,786

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Real estate activities (NACE 68)

In the bankruptcy model this factor lowers the probability.

KBO

Equity €179,447 (74.8% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

42 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

19-06-26 Annual accounts filedfiscal year 2025 · abbreviated…
05-02-26 Appointment: DEPARES (director)Permanent representative: De Paepe Bram

Key points

Positive: Among the best 19% on solvencysector median 31.3% · 11,006 companies 74.8% View
Controlled by KUPPENS REAL ESTATE 90% View
New directorlatest change 05-02-2026 · 1 in office 1 joined View