IMMO LEYS
ActiveSummary
IMMO LEYS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €590,430 and a net result of -€13,927. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 14254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability48▼-35
Solvency98▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 4.72 against 4.3 in 2024; short-term debt: 0.6% and cash: 2.5% of total assets), and 27% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73%
Return on assets
-1.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
27 d late
2023
29 d late
2022
11 d early
2021
31 d late
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€590,430▼ 1.3%
2024 · €598,189
Total assets
€808,894▼ 7.3%
2024 · €872,924
Net result
-€13,927
2024 · €97,509
Working capital
€18,393▲ 64.8%
2024 · €11,158
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€105,237▲ 272%€49,811▼ 52.7%€89,854▲ 80.4%€159,228▲ 77.2%-€5,629
Net result€74,606above the sector's middle half▲ 679%€28,274within the sector's middle half▼ 62.1%€54,276above the sector's middle half▲ 92.0%€97,509above the sector's middle half▲ 79.7%-€13,927below the sector's middle half
Equity€420,258above the sector's middle half▲ 21.6%€448,532above the sector's middle half▲ 6.7%€502,808above the sector's middle half▲ 12.1%€598,189above the sector's middle half▲ 19.0%€590,430above the sector's middle half▼ 1.3%
Total assets€721,800within the sector's middle half▼ 0.4%€695,464within the sector's middle half▼ 3.6%€743,383within the sector's middle half▲ 6.9%€872,924within the sector's middle half▲ 17.4%€808,894within the sector's middle half▼ 7.3%
Debt€301,542▼ 20.4%€246,932▼ 18.1%€240,575▼ 2.6%€218,391▼ 9.2%€163,858▼ 25.0%
Working capital€39,601within the sector's middle half€108,122within the sector's middle half▲ 173%€134,003above the sector's middle half▲ 23.9%€11,158within the sector's middle half▼ 91.7%€18,393within the sector's middle half▲ 64.8%
Solvency58.2%within the sector's middle half▲ 10.5pp64.5%above the sector's middle half▲ 6.3pp67.6%above the sector's middle half▲ 3.1pp68.5%above the sector's middle half▲ 0.9pp73.0%above the sector's middle half▲ 4.5pp
Current ratio1.62within the sector's middle half▲ 1.278.34above the sector's middle half▲ 6.726.50above the sector's middle half▼ 1.844.30above the sector's middle half▼ 2.204.72above the sector's middle half▲ 0.42
Return on assets (ROA)10.3%above the sector's middle half▲ 9.0pp4.1%within the sector's middle half▼ 6.3pp7.3%within the sector's middle half▲ 3.2pp11.2%above the sector's middle half▲ 3.9pp-1.7%within the sector's middle half▼ 12.9pp
Staff (FTE)1.7▼ 29.2%2▲ 17.6%2.4▲ 20.0%
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5,629 after €159,228 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €808,894
Fixed assets
€785,559 ▼ 8.5%
Current assets
€23,335 ▲ 60.5%
Equity and liabilities €808,894
Equity
€590,430 ▼ 1.3%
Provisions
€54,606 ▼ 3.1%
Debt
€163,858 ▼ 25.0%
Debt's share of the balance-sheet total falls from 25.0% to 20.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€37,526▼
2024 · €260,327
Cash flow
€29,228▼
2024 · €198,608
Debt to equity
0.28▼
2024 · 0.37
ROE
-2.4%▼
2024 · 16.3%
Interest coverage
3.81▼
2024 · 22.77
Debt ≤ 1 year
€4,942▲
2024 · €3,379
Debt > 1 year
€148,708▼
2024 · €203,708
Income taxes
€177▲
2024 · €175
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,616 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.2%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,616 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €8,500 | €288,192 | €25,290 | ▼ 91.2% |
| Remuneration, social security and pensions62 | €50,463 | €67,164 | €110,586 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €76,436 | €64,627 | €50,904 | €101,099 | €43,155 | ▼ 57.3% |
| Other operating charges640/8 | €8,994 | €11,189 | €14,275 | €11,641 | €8,645 | ▼ 25.7% |
| Non-recurring operating charges66A | €9,964 | - | - | - | - | - |
| Gross operating margin9900 | €251,094 | €192,791 | €265,619 | €271,968 | €46,171 | ▼ 83.0% |
| Operating profit (loss)9901 | €105,237 | €49,811 | €89,854 | €159,228 | -€5,629 | ▼ 104% |
| Financial income75/76B | €260 | €15 | €1,413 | €6,231 | - | - |
| Recurring financial income75 | €260 | €15 | €1,413 | €6,231 | - | - |
| Financial charges65/66B | €9,283 | €9,702 | €16,302 | €11,431 | €9,859 | ▼ 13.8% |
| Recurring financial charges65 | €9,283 | €9,702 | €16,302 | €11,431 | €9,859 | ▼ 13.8% |
| Profit (loss) for the period before taxes9903 | €96,214 | €40,124 | €74,965 | €154,028 | -€15,488 | ▼ 110% |
| Transfer from deferred taxes780 | - | - | - | €1,024 | €1,738 | ▲ 69.7% |
| Transfer to deferred taxes680 | - | - | - | €57,368 | - | - |
| Income taxes67/77 | €21,608 | €11,850 | €20,689 | €175 | €177 | ▲ 1.1% |
| Profit (loss) for the period9904 | €74,606 | €28,274 | €54,276 | €97,509 | -€13,927 | ▼ 114% |
| Transfer from tax-exempt reserves789 | - | - | - | €3,073 | €5,215 | ▲ 69.7% |
| Transfer to tax-exempt reserves689 | - | - | - | €172,106 | - | - |
| Profit (loss) for the period to be appropriated9905 | €74,606 | €28,274 | €54,276 | -€71,524 | -€8,712 | ▲ 87.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €721,800 | €695,464 | €743,383 | €872,924 | €808,894 | ▼ 7.3% |
| Fixed assets21/28 | €618,609 | €572,618 | €585,023 | €858,387 | €785,559 | ▼ 8.5% |
| Tangible fixed assets22/27 | €618,609 | €572,618 | €585,023 | €858,387 | €785,559 | ▼ 8.5% |
| Land and buildings22 | €559,595 | €513,679 | €492,896 | €801,302 | €743,123 | ▼ 7.3% |
| Plant, machinery and equipment23 | €10,042 | €11,608 | €15,358 | €1,395 | €842 | ▼ 39.6% |
| Furniture and vehicles24 | €48,972 | €47,331 | €76,769 | €55,690 | €41,594 | ▼ 25.3% |
| Current assets29/58 | €103,191 | €122,846 | €158,360 | €14,537 | €23,335 | ▲ 60.5% |
| Stocks and contracts in progress3 | €5,504 | €3,902 | - | - | - | - |
| Stocks30/36 | €5,504 | €3,902 | - | - | - | - |
| Amounts receivable within one year40/41 | €4,274 | €960 | €5,560 | €2,758 | €2,821 | ▲ 2.3% |
| Trade receivables40 | €849 | - | €4,396 | - | - | - |
| Other amounts receivable41 | €3,425 | €960 | €1,164 | €2,758 | €2,821 | ▲ 2.3% |
| Current investments50/53 | - | - | €100,612 | - | - | - |
| Cash at bank and in hand54/58 | €89,472 | €111,787 | €44,074 | €9,828 | €20,514 | ▲ 109% |
| Deferred charges and accrued income490/1 | €3,941 | €6,197 | €8,114 | €1,951 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €721,800 | €695,464 | €743,383 | €872,924 | €808,894 | ▼ 7.3% |
| Equity10/15 | €420,258 | €448,532 | €502,808 | €598,189 | €590,430 | ▼ 1.3% |
| Contributions10/11 | €12,505 | €12,505 | €12,505 | €12,505 | €12,505 | = |
| Revaluation surpluses12 | €6,353 | €6,353 | €6,353 | €4,225 | €10,393 | ▲ 146% |
| Reserves13 | €76,790 | €105,064 | €105,064 | €274,097 | €268,882 | ▼ 1.9% |
| Non-distributable reserves130/1 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | - | - | - | - | - |
| Tax-exempt reserves132 | €34,930 | €34,930 | €34,930 | €203,963 | €198,748 | ▼ 2.6% |
| Distributable reserves133 | €40,000 | €70,134 | €70,134 | €70,134 | €70,134 | = |
| Profit (loss) carried forward14 | €324,610 | €324,610 | €378,886 | €307,362 | €298,650 | ▼ 2.8% |
| Provisions and deferred taxes16 | - | - | - | €56,344 | €54,606 | ▼ 3.1% |
| Deferred taxes168 | - | - | - | €56,344 | €54,606 | ▼ 3.1% |
| Amounts payable17/49 | €301,542 | €246,932 | €240,575 | €218,391 | €163,858 | ▼ 25.0% |
| Amounts payable after more than one year17 | €237,952 | €232,208 | €203,708 | €203,708 | €148,708 | ▼ 27.0% |
| Financial debts170/4 | €237,952 | €232,208 | €203,708 | €203,708 | €148,708 | ▼ 27.0% |
| Amounts payable within one year42/48 | €63,590 | €14,724 | €24,357 | €3,379 | €4,942 | ▲ 46.3% |
| Current portion of amounts payable after more than one year42 | €42,823 | - | - | - | - | - |
| Trade debts44 | €1,017 | €3,441 | €12,287 | €1,067 | €740 | ▼ 30.6% |
| Suppliers440/4 | €1,017 | €3,441 | €12,287 | €1,067 | €740 | ▼ 30.6% |
| Taxes, remuneration and social security45 | €15,754 | €11,283 | €12,063 | €1,023 | €835 | ▼ 18.4% |
| Taxes450/3 | €11,954 | €8,903 | €5,377 | €1,023 | €835 | ▼ 18.4% |
| Remuneration and social security454/9 | €3,800 | €2,380 | €6,686 | - | - | - |
| Other amounts payable47/48 | €3,996 | - | €7 | €1,289 | €3,367 | ▲ 161% |
| Accrued charges and deferred income492/3 | - | - | €12,510 | €11,304 | €10,208 | ▼ 9.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €74,606 | €28,274 | €54,276 | €97,509 | -€13,927 | ▼ 114% |
| + Depreciation and write-downs630 | €76,436 | €64,627 | €50,904 | €101,099 | €43,155 | ▼ 57.3% |
| Operating cash flow (approximation) | €151,042 | €92,901 | €105,180 | €198,608 | €29,228 | ▼ 85.3% |
| Investment in fixed assets (approximation) | - | -€18,636 | -€63,309 | -€374,463 | €29,673 | ▲ 108% |
| Change in cash | - | €22,315 | -€67,713 | -€34,246 | €10,686 | ▲ 131% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€13,927
Net result drops to -€13,927, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2018net €97,509 ▲79.7%
Operating result €159,228, net result €97,509, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Equity above €500,000Eq €502,808 ▲12.1%
6 profitable years in a row build equity to €502,808.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 5current ratio 8.34
Current ratio from 1.62 to 8.34; short-term debt falls from €63,590 to €14,724.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity times 5current ratio 1.62
Current ratio from 0.36 to 1.62; short-term debt falls from €78,162 to €63,590.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Show earlier events
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2019
Ground area
779 m²
Building footprint
793 m²
Volume, LiDAR
13,064 m³
2 parcels, Flanders · tallest building 29.4 m, ±9 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Momento
since 20192.284.589.530
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35384A0089/00P016 | Flanders | 513 m² | 1 · 527 m² | 29.4 m · 9 fl. |
| 35385B0015/00D002 | Flanders | 266 m² | 1 · 266 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,273 EUR awarded · 1,273 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,273 EUR | 1,273 EUR |
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Of 11,757 companies in sector 68310 we hold annual accounts for 6,914. 4,403 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-03-1988
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
56111Full-service restaurants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0433569610
Also
9925:BE0433569610
Registered
11-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.