Immo gallery
ActiveImmo gallery has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-123k) and a net result of €140k. Equity is shrinking by ~41.3% per year across the filed fiscal years. Its solvency ranks better than 6% of 7452 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 41.06 against 10.04 in 2024; short-term debt: 2.4% and cash: 12% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-45.9%
Return on assets
52%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 7452 sector peers (2025).
NBB · sector comparisonPosition among 7452 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
29 d early
2024
68 d early
2023
130 d early
2022
27 d early
2021
5 d early
2019
149 d early
2018
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-123k▲ 53.1%
2024 · €-263k
2018: €42k
2019: €35k
2021: €-70k
2022: €-152k
2023: €-307k
2024: €-263k
2018 → 2025
Total assets
€269k▲ 383%
2024 · €56k
2018: €54k
2019: €85k
2021: €109k
2022: €85k
2023: €5k
2024: €56k
2018 → 2025
Net result
€140k▲ 216%
2024 · €44k
2018: €-8k
2019: €-8k
2021: €-105k
2022: €-81k
2023: €-155k
2024: €44k
2018 → 2025
Working capital
€262k▲ 424%
2024 · €50k
2018: €19k
2019: €-8k
2021: €-139k
2022: €-2k
2023: €459
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-70k-€-152k▼ 116%€-307k▼ 103%€-263k▲ 14.4%€-123k▲ 53.1%
Operating result€-103k-€-81k▲ 20.6%€-155k▼ 90.8%€56k€154k▲ 173%
Net result€-105k-€-81k▲ 22.4%€-155k▼ 90.7%€44k€140k▲ 216%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 173% above 2024 and is the highest result in the available series.
Key figures and ratios
Solvency
-45.9%▲
2024 · -473.0%
Current ratio
41.06▲
2024 · 10.04
Quick ratio
16.04▲
2024 · 9.98
Debt / equity
-3.18▼
2024 · -1.21
ROA
52.0%▼
2024 · 79.6%
Debt
€392k▲
2024 · €318k
Debt ≤ 1 year
€7k▲
2024 · €6k
Debt > 1 year
€371k▲
2024 · €303k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€269k▲
Current assets29/58€56k€269k▲
Amounts receivable after more than one year29-€34k
Other amounts receivable291-€34k
Stocks and contracts in progress3€340€164k▲
Stocks30/36€340€164k▲
Amounts receivable within one year40/41€49k€38k▼
Trade receivables40€31k€31k▼
Other amounts receivable41€18k€7k▼
Cash at bank and in hand54/58€6k€32k▲
Deferred charges and accrued income490/1€433€977▲
Equity and liabilities
Total equity and liabilities10/49€56k€269k▲
Equity10/15€-263k€-123k▲
Contributions10/11€50k€50k=
Profit (loss) carried forward14€-313k€-173k▲
Amounts payable17/49€318k€392k▲
Amounts payable after more than one year17€303k€371k▲
Other amounts payable178/9€303k€371k▲
Amounts payable within one year42/48€6k€7k▲
Trade debts44€575€2k▲
Suppliers440/4€575€2k▲
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€10k€14k▲
Income statement
Code20242025
Non-recurring operating income76A€484€0▼
Remuneration, social security and pensions62€0-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€450€794▲
Non-recurring operating charges66A€0-
Gross operating margin9900€57k€155k▲
Operating profit (loss)9901€56k€154k▲
Financial income75/76B€212€2k▲
Recurring financial income75€212€2k▲
Financial charges65/66B€12k€16k▲
Recurring financial charges65€12k€16k▲
Profit (loss) for the period before taxes9903€44k€140k▲
Profit (loss) for the period9904€44k€140k▲
Profit (loss) for the period to be appropriated9905€44k€140k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-313k€-173k▲
Profit (loss) brought forward from the previous period14P€-357k€-313k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €140k ▲216%
Operating result €154k, net result €140k, both a record.
30-09
Financial
Liquidity quadruplescurrent ratio 41.06
Current ratio from 10.04 to 41.06.
21-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €44k
Net result €44k after 5 loss-making years.
30-09
Financial
Liquidity times 9current ratio 10.04
Current ratio from 1.11 to 10.04.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-09
Financial
Weakest financial yearnet €-155k
Net result drops to €-155k, the lowest in the series; recovery starts the following year.
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
04-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepingen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eeckhoudtstraat(H) 221670 PepingenGround area
2,735 m²
Building footprint
532 m²
Volume, LiDAR
1,529 m³
2 parcels, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Immo Gallery
since 20172.265.030.271
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23061A0057/00D000 | Flanders | 1,378 m² | 1 · 229 m² | 11.0 m · 2 fl. |
| 23029B0166/00L000 | Flanders | 1,357 m² | 1 · 303 m² | 0.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 12,665 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2017
Fiscal year end30-09
Abbreviation NL
Rent IT
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.