RENOVE ALBERT
ActiveRENOVE ALBERT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €235k and a net result of €97. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 6.22 against 6.79 in 2024; short-term debt: 15% and cash: 12.6% of total assets), and 17.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.9%
Return on assets
0%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
22 d early
2024
2 d early
2023
30 d early
2022
32 d late
2021
31 d late
2020
138 d late
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€428k
EBIT margin
3.2%
Net result
€97▼ 95.4%
2024 · €2k
2018: €11k
2019: €13k
2020: €121k
2021: €152k
2022: €6k
2023: €31k
2024: €2k
2018 → 2025
Working capital
€222k▼ 1.7%
2024 · €226k
2018: €15k
2019: €34k
2020: €88k
2021: €252k
2022: €200k
2023: €238k
2024: €226k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€245k-€202k▼ 17.8%€232k▲ 15.3%€235k▲ 0.9%€235k=
Operating result€193k-€29k▼ 85.2%€57k▲ 98.7%€16k▼ 71.0%€13k▼ 21.8%
Net result€152k-€6k▼ 95.8%€31k▲ 387%€2k▼ 93.1%€97▼ 95.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 22% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €283k
Fixed assets
€19k▼ 14.8%
Current assets
€264k▼ 0.1%
Equity and liabilities €283k
Equity
€235k=
Debt
€48k▼ 6.9%
The debt ratio falls from 18.1% to 17.1%. Debt is lower.
Key figures and ratios
EBITDA
€20k▼
2024 · €22k
Cash flow
€8k▼
2024 · €8k
Solvency
82.9%▲
2024 · 81.9%
Current ratio
6.22▼
2024 · 6.79
Quick ratio
5.96▼
2024 · 6.79
Debt / equity
0.21▼
2024 · 0.22
ROE
0.0%▼
2024 · 0.9%
ROA
0.0%▼
2024 · 0.7%
Interest coverage
3.18▲
2024 · 2.57
Debt
€48k▼
2024 · €52k
Debt ≤ 1 year
€42k▲
2024 · €39k
Debt > 1 year
€6k▼
2024 · €13k
Income taxes
€6k▲
2024 · €6k
Staff costs
€96k▼
2024 · €154k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€286k€283k▼
Fixed assets21/28€22k€19k▼
Tangible fixed assets22/27€18k€15k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€11k€9k▼
Financial fixed assets28€4k€4k=
Current assets29/58€265k€264k▼
Stocks and contracts in progress3-€11k
Stocks30/36-€11k
Amounts receivable within one year40/41€184k€205k▲
Trade receivables40€154k€188k▲
Other amounts receivable41€30k€17k▼
Cash at bank and in hand54/58€59k€36k▼
Deferred charges and accrued income490/1€21k€13k▼
Equity and liabilities
Total equity and liabilities10/49€286k€283k▼
Equity10/15€235k€235k=
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€214k€214k=
Amounts payable17/49€52k€48k▼
Amounts payable after more than one year17€13k€6k▼
Financial debts170/4€13k€6k▼
Amounts payable within one year42/48€39k€42k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Financial debts43€6k-
Other loans439€6k-
Trade debts44€21k€138▼
Suppliers440/4€21k€138▼
Taxes, remuneration and social security45€5k€16k▲
Taxes450/3-€6k
Remuneration and social security454/9€5k€10k▲
Other amounts payable47/48€305€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62€154k€96k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€6k€5k▼
Gross operating margin9900€182k€121k▼
Operating profit (loss)9901€16k€13k▼
Financial charges65/66B€9k€6k▼
Recurring financial charges65€9k€6k▼
Profit (loss) for the period before taxes9903€8k€6k▼
Income taxes67/77€6k€6k▲
Profit (loss) for the period9904€2k€97▼
Profit (loss) for the period to be appropriated9905€2k€97▼
Appropriation of the result
Profit (loss) to be appropriated9906€214k€214k=
Profit (loss) brought forward from the previous period14P€212k€214k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €97 ▼95.4%
Net result drops to €97, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 6.28
Current ratio from 2.69 to 6.28; short-term debt falls from €119k to €45k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €152k ▲25.4%
Operating result €193k, net result €152k, both a record.
31-12
Financial
Equity above €200kEq €245k ▲163%
4 profitable years in a row build equity to €245k.
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 138 days late
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijverslaan 61780 WemmelGround area
206 m²
Building footprint
113 m²
Volume, LiDAR
1,288 m³
Parcel 22662B0049/00A002, Flanders · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
RENOVE ALBERT
since 20172.261.626.363
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0049/00A002 | Flanders | 206 m² | 1 · 113 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
14 categoriesRENOVE ALBERT BV40716
Similar companies · same sector, comparable size
HABITOUTOîT
BE 0898.885.439
Celles (lez-Tournai) · Eq €235k
VDS-M
BE 0631.904.025
Herent · Eq €235k
DEWULF TECHNIEK
BE 0666.668.132
Bredene · Eq €235k
DUCLA
BE 0465.746.389
Beernem · Eq €234k
DAKDICHTINGSBEDRIJF ABELOOS
BE 0418.019.718
Kortenberg · Eq €235k
Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,516 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2017
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43410Roofing work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.