IMMO CIT
ActiveSummary
IMMO CIT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €578k and a net result of €41k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 38% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70=
Solvency41▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.34 against 2.37 in 2024; short-term debt: 6.6% and cash: 0.2% of total assets), but 84.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.6%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
13 d late
2024
28 d late
2023
28 d late
2022
30 d late
2021
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€578k▲ 7.6%
2024 · €537k
Total assets
€3.69M▼ 4.8%
2024 · €3.88M
Net result
€41k▼ 1.1%
2024 · €41k
Working capital
€327k▼ 5.9%
2024 · €347k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€300k-€86k▼ 71.4%€78k▼ 9.3%€82k▲ 5.4%€80k▼ 2.6%
Net result€304k-€55k▼ 82.0%€37k▼ 33.2%€41k▲ 13.4%€41k▼ 1.1%
Equity€404k-€458k▲ 13.6%€495k▲ 8.0%€537k▲ 8.4%€578k▲ 7.6%
Total assets€4.08M-€4.20M▲ 3.1%€4.10M▼ 2.5%€3.88M▼ 5.3%€3.69M▼ 4.8%
Debt€3.67M-€3.75M▲ 1.9%€3.60M▼ 3.8%€3.34M▼ 7.2%€3.11M▼ 6.8%
Working capital€336k-€436k▲ 29.7%€443k▲ 1.7%€347k▼ 21.7%€327k▼ 5.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.69M
Fixed assets
€3.12M ▼ 4.8%
Current assets
€571k ▼ 4.9%
Equity and liabilities €3.69M
Equity
€578k ▲ 7.6%
Debt
€3.11M ▼ 6.8%
Debt's share of the balance-sheet total falls from 86.2% to 84.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€238k▼
2024 · €240k
Cash flow
€199k▼
2024 · €200k
Current ratio
2.34▼
2024 · 2.37
Debt to equity
5.39▼
2024 · 6.23
ROE
7.1%▼
2024 · 7.7%
ROA
1.1%▲
2024 · 1.1%
Interest coverage
6.73▲
2024 · 6.41
Debt ≤ 1 year
€244k▼
2024 · €254k
Debt > 1 year
€2.87M▼
2024 · €3.09M
Income taxes
€15k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €44k | €155k | €158k | €158k | €158k | ▼ 0.3% |
| Other operating charges640/8 | €5k | €26k | €28k | €30k | €30k | ▲ 3.1% |
| Gross operating margin9900 | €349k | €266k | €264k | €270k | €268k | ▼ 0.6% |
| Operating profit (loss)9901 | €300k | €86k | €78k | €82k | €80k | ▼ 2.6% |
| Financial income75/76B | €17k | - | €5k | €11k | €11k | ▼ 1.5% |
| Recurring financial income75 | €17k | - | €5k | €11k | €11k | ▼ 1.5% |
| Financial charges65/66B | €14k | €31k | €47k | €37k | €35k | ▼ 5.8% |
| Recurring financial charges65 | €14k | €31k | €47k | €37k | €35k | ▼ 5.8% |
| Profit (loss) for the period before taxes9903 | €304k | €55k | €37k | €56k | €56k | ▼ 0.2% |
| Income taxes67/77 | - | - | - | €14k | €15k | ▲ 2.4% |
| Profit (loss) for the period9904 | €304k | €55k | €37k | €41k | €41k | ▼ 1.1% |
| Profit (loss) for the period to be appropriated9905 | €304k | €55k | €37k | €41k | €41k | ▼ 1.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.08M | €4.20M | €4.10M | €3.88M | €3.69M | ▼ 4.8% |
| Fixed assets21/28 | €3.57M | €3.56M | €3.44M | €3.28M | €3.12M | ▼ 4.8% |
| Tangible fixed assets22/27 | €3.57M | €3.56M | €3.44M | €3.28M | €3.12M | ▼ 4.8% |
| Land and buildings22 | €3.57M | €3.56M | €3.44M | €3.28M | €3.12M | ▼ 4.8% |
| Current assets29/58 | €507k | €648k | €662k | €601k | €571k | ▼ 4.9% |
| Amounts receivable after more than one year29 | - | - | €600k | €550k | €550k | = |
| Other amounts receivable291 | - | - | €600k | €550k | €550k | = |
| Amounts receivable within one year40/41 | €361k | €635k | €58k | €43k | €15k | ▼ 65.7% |
| Trade receivables40 | €361k | €630k | - | - | - | - |
| Other amounts receivable41 | €4 | €5k | €58k | €43k | €15k | ▼ 65.7% |
| Cash at bank and in hand54/58 | €146k | €13k | €4k | €8k | €6k | ▼ 18.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.08M | €4.20M | €4.10M | €3.88M | €3.69M | ▼ 4.8% |
| Equity10/15 | €404k | €458k | €495k | €537k | €578k | ▲ 7.6% |
| Contributions10/11 | €100k | €100k | €100k | €100k | €100k | = |
| Reserves13 | €304k | €358k | €395k | €437k | €478k | ▲ 9.4% |
| Distributable reserves133 | €304k | €358k | €395k | €437k | €478k | ▲ 9.4% |
| Amounts payable17/49 | €3.67M | €3.75M | €3.60M | €3.34M | €3.11M | ▼ 6.8% |
| Amounts payable after more than one year17 | €3.50M | €3.53M | €3.32M | €3.09M | €2.87M | ▼ 7.1% |
| Financial debts170/4 | €3.50M | €3.53M | €3.32M | €3.09M | €2.87M | ▼ 7.1% |
| Amounts payable within one year42/48 | €171k | €212k | €218k | €254k | €244k | ▼ 3.7% |
| Current portion of amounts payable after more than one year42 | €169k | €212k | €196k | €217k | €219k | ▲ 1.0% |
| Trade debts44 | €3k | - | - | - | - | - |
| Suppliers440/4 | €3k | - | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | €12k | €27k | €15k | ▼ 43.3% |
| Taxes450/3 | - | - | €12k | €27k | €15k | ▼ 43.3% |
| Other amounts payable47/48 | - | - | €10k | €10k | €10k | = |
| Accrued charges and deferred income492/3 | €2k | - | €61k | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €304k | €55k | €37k | €41k | €41k | ▼ 1.1% |
| + Depreciation and write-downs630 | €44k | €155k | €158k | €158k | €158k | ▼ 0.3% |
| Operating cash flow (approximation) | €347k | €210k | €194k | €200k | €199k | ▼ 0.5% |
| Investment in fixed assets (approximation) | - | €-140k | €-38k | €0 | €0 | - |
| Change in cash | - | €-133k | €-9k | €4k | €-1k | ▼ 136% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Equity above €500kEq €537k ▲8.4%
4 profitable years in a row build equity to €537k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €37k ▼33.2%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2020
Ground area
1.3 ha
Building footprint
6,028 m²
Volume, LiDAR
11 m³
Parcel 72003A1363/00H000, Flanders · tallest building 1.0 m. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
IMMO CIT
since 20202.303.075.651
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003A1363/00H000 | Flanders | 1.3 ha | 1 · 6,028 m² | 1.0 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,041 companies in sector 68203 we hold annual accounts for 5,989. 4,391 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.