FRAVASCO IMMO
ActiveFRAVASCO IMMO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €497k and a net result of €-73k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 35% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency24▼-8
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.54 in 2024), and 87.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€73k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
36 d early
2023
8 d early
2022
2 d early
2021
31 d early
2020
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€497k▼ 12.7%
2024 · €569k
2020: €55k
2021: €544k
2022: €718k
2023: €657k
2024: €569k
2020 → 2025
Total assets
€3.90M▼ 6.7%
2024 · €4.18M
2020: €4.17M
2021: €4.85M
2022: €4.75M
2023: €4.48M
2024: €4.18M
2020 → 2025
Net result
€-73k▲ 16.9%
2024 · €-87k
2020: €43k
2021: €489k
2022: €174k
2023: €-61k
2024: €-87k
2020 → 2025
Working capital
€50k▼ 58.7%
2024 · €120k
2020: €-212k
2021: €45k
2022: €245k
2023: €209k
2024: €120k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€544k-€718k▲ 32.0%€657k▼ 8.6%€569k▼ 13.3%€497k▼ 12.7%
Operating result€541k-€223k▼ 58.7%€16k▼ 92.7%€10k▼ 41.0%€12k▲ 23.8%
Net result€489k-€174k▼ 64.4%€-61k€-87k▼ 42.2%€-73k▲ 16.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.90M
Fixed assets
€3.63M▼ 5.6%
Current assets
€277k▼ 18.8%
Equity and liabilities €3.90M
Equity
€497k▼ 12.7%
Debt
€3.41M▼ 5.8%
The debt ratio rises from 86.4% to 87.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€229k▲
2024 · €226k
Cash flow
€144k▲
2024 · €129k
Solvency
12.7%▼
2024 · 13.6%
Current ratio
1.22▼
2024 · 1.54
Quick ratio
1.22▼
2024 · 1.54
Debt / equity
6.86▲
2024 · 6.35
ROE
-14.6%▲
2024 · -15.4%
ROA
-1.9%▲
2024 · -2.1%
Interest coverage
2.70▲
2024 · 2.33
Debt
€3.41M▼
2024 · €3.62M
Debt ≤ 1 year
€228k▲
2024 · €222k
Debt > 1 year
€3.18M▼
2024 · €3.39M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.18M€3.90M▼
Fixed assets21/28€3.84M€3.63M▼
Tangible fixed assets22/27€3.84M€3.63M▼
Land and buildings22€3.60M€3.63M▲
Furniture and vehicles24€239k-
Current assets29/58€341k€277k▼
Amounts receivable within one year40/41€300k€275k▼
Trade receivables40€0-
Other amounts receivable41€300k€275k▼
Cash at bank and in hand54/58€42k€2k▼
Equity and liabilities
Total equity and liabilities10/49€4.18M€3.90M▼
Equity10/15€569k€497k▼
Contributions10/11€12k€12k=
Reserves13€557k€484k▼
Distributable reserves133€557k€484k▼
Amounts payable17/49€3.62M€3.41M▼
Amounts payable after more than one year17€3.39M€3.18M▼
Financial debts170/4€3.39M€3.18M▼
Amounts payable within one year42/48€222k€228k▲
Current portion of amounts payable after more than one year42€209k€214k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€293€999▲
Suppliers440/4€293€999▲
Taxes, remuneration and social security45€12k€12k▲
Taxes450/3€12k€12k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€217k€217k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€228k€230k▲
Operating profit (loss)9901€10k€12k▲
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€97k€85k▼
Recurring financial charges65€97k€85k▼
Profit (loss) for the period before taxes9903€-87k€-73k▲
Profit (loss) for the period9904€-87k€-73k▲
Profit (loss) for the period to be appropriated9905€-87k€-73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-87k€-73k▲
Transfer from equity791/2€87k€73k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
25-03
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 06/02/2026
- Registered-office move, Groeningenweg 19, 3590 Diepenbeek
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-87k
Net result drops to €-87k, the lowest in the series; recovery starts the following year.
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2020net €489k ▲1045%
Operating result €541k, net result €489k, both a record.
30-09
Financial
Equity above €500kEq €544k ▲888%
2 profitable years in a row build equity to €544k.
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groeningenweg 193590 DiepenbeekGround area
9,212 m²
Building footprint
2,317 m²
Volume, LiDAR
20 m³
Parcel 71402D1112/00H004, Flanders · tallest building 0.7 m. Linked by address, not a title deed.
1 establishment unit
Groeningenweg 19, 3590 Diepenbeek
since 20192.289.799.024
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71402D1112/00H004 | Flanders | 9,211 m² | 1 · 2,317 m² | 0.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BERGBOS
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Of 11,979 companies in sector 68203 we hold annual accounts for 5,949. 4,390 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2019
Fiscal year end30-09
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.