IMMO CHESTRET
ActiveSummary
The computed 12-month bankruptcy probability of IMMO CHESTRET is 1.5% (moderate). The 2025 annual accounts show equity of €13k and a net result of €6k. Equity is growing by ~108.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 1304 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-5
Solvency64▲+24
Growth78=
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.58 in 2024; short-term debt: 60.8% and cash: 9.3% of total assets), and 60.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.2%
Return on assets
18.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
30 d early
2023
26 d early
2022
27 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 85.4%
2024 · €7k
2022: €-4k
2023: €-3k
2024: €7k
2022 → 2025
Total assets
€33k▼ 30.1%
2024 · €48k
2022: €49k
2023: €43k
2024: €48k
2022 → 2025
Net result
€6k▼ 42.1%
2024 · €10k
2022: €-10k
2023: €242
2024: €10k
2022 → 2025
Working capital
€-2k▲ 87.7%
2024 · €-17k
2022: €-37k
2023: €-34k
2024: €-17k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-4k-€-3k▲ 6.7%€7k€13k▲ 85.4%
Operating result€-10k-€151€11k▲ 6,950%€8k▼ 22.0%
Net result€-10k-€242€10k▲ 4,201%€6k▼ 42.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€15k ▼ 37.2%
Current assets
€18k ▼ 22.4%
Equity and liabilities €33k
Equity
€13k ▲ 85.4%
Debt
€20k ▼ 50.1%
Debt's share of the balance-sheet total falls from 85.2% to 60.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €21k
Cash flow
€15k▼
2024 · €21k
Current ratio
0.90▲
2024 · 0.58
Debt to equity
1.55▼
2024 · 5.76
ROE
46.1%▼
2024 · 147.4%
ROA
18.1%▼
2024 · 21.8%
Interest coverage
66.93▼
2024 · 295.55
Debt ≤ 1 year
€20k▼
2024 · €41k
Income taxes
€2k▲
2024 · €198
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€48k€33k▼
Formation expenses20€1k€635▼
Fixed assets21/28€23k€15k▼
Intangible fixed assets21€1k€528▼
Tangible fixed assets22/27€22k€14k▼
Plant, machinery and equipment23€22k€14k▼
Current assets29/58€23k€18k▼
Amounts receivable within one year40/41€10k€9k▼
Trade receivables40€9k€6k▼
Other amounts receivable41€575€3k▲
Cash at bank and in hand54/58€12k€3k▼
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€48k€33k▼
Equity10/15€7k€13k▲
Contributions10/11€6k€6k=
Reserves13€1k€7k▲
Distributable reserves133€1k€7k▲
Amounts payable17/49€41k€20k▼
Amounts payable within one year42/48€41k€20k▼
Trade debts44€8k€6k▼
Suppliers440/4€8k€6k▼
Taxes, remuneration and social security45€198€594▲
Taxes450/3€198€594▲
Other amounts payable47/48€33k€14k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€1k€400▼
Gross operating margin9900€22k€18k▼
Operating profit (loss)9901€11k€8k▼
Financial income75/76B€20€11▼
Recurring financial income75€20€11▼
Financial charges65/66B€70€261▲
Recurring financial charges65€70€261▲
Profit (loss) for the period before taxes9903€11k€8k▼
Income taxes67/77€198€2k▲
Profit (loss) for the period9904€10k€6k▼
Profit (loss) for the period to be appropriated9905€10k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€6k▲
Profit (loss) brought forward from the previous period14P€-9k-
Transfer to equity691/2€1k€6k▲
To other reserves6921€1k€6k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €10k ▲4201%
Operating result €11k, net result €10k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €242
Net result €242 after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Chestret 54000 LiègeGround area
263 m²
Building footprint
82 m²
Volume, LiDAR
1,234 m³
Parcel 62805B0299/00W000, Wallonia · tallest building 16.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
IMMO CHESTRET
since 20222.330.889.115
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62805B0299/00W000 ProtectedSite or landscape |
Wallonia | 263 m² | 1 · 82 m² | 16.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
Nest Antwerp
BE 0786.819.260
Antwerpen · Eq €12,507
CAELESTIA
BE 0801.451.315
Brussel · Eq €12,399
Her(en)der
BE 0459.274.313
Riemst · Eq €12,159
TWINSS
BE 0775.308.627
Maasmechelen · Eq €11,853
Allegra-Nova
BE 0830.916.549
Gent · Eq €11,417
Of 732 companies in sector 55209 we hold annual accounts for 208. 109 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
55209Other holiday and short-stay accommodation
47791Retail sale of antiques
55204Guest rooms (bed and breakfast)
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.