TWINSS
ActiveTWINSS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 86% of 1282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+38
Growth78=
Stability94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.19), and 28.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.5%
Return on assets
61%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
3 d late
2024
29 d late
2023
122 d early
2022
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▲ 578%
2024 · €2k
2022: €1k
2023: €-901
2024: €2k
2022 → 2025
Total assets
€17k▲ 297%
2024 · €4k
2022: €2k
2023: €203
2024: €4k
2022 → 2025
Net result
€10k▲ 281%
2024 · €3k
2022: €-592
2023: €-2k
2024: €3k
2022 → 2025
Working capital
€10k
2024 · €-255
2022: €1k
2023: €-901
2024: €-255
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€1k-€-901€2k€12k▲ 578%
Operating result€-529-€-2k▼ 307%€3k€14k▲ 337%
Net result€-592-€-2k▼ 290%€3k€10k▲ 281%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 337% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17k
Fixed assets
€2k▼ 23.9%
Current assets
€15k▲ 593%
Equity and liabilities €17k
Equity
€12k▲ 578%
Debt
€5k▲ 94.4%
The debt ratio falls from 58.1% to 28.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€14k▲
2024 · €4k
Cash flow
€11k▲
2024 · €3k
Solvency
71.5%
Current ratio
3.19
Quick ratio
3.19
Debt / equity
0.40
ROE
85.2%
ROA
61.0%
Interest coverage
108.91▲
2024 · 39.70
Debt
€5k▲
2024 · €2k
Debt ≤ 1 year
€5k▲
2024 · €2k
Income taxes
€4k▲
2024 · €420
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4k€17k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€2k€15k▲
Amounts receivable within one year40/41-€13k
Other amounts receivable41-€13k
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1€134€20▼
Equity and liabilities
Total equity and liabilities10/49€4k€17k▲
Equity10/15€2k€12k▲
Contributions10/11€2k€2k=
Reserves13-€10k
Distributable reserves133-€10k
Profit (loss) carried forward14€-251-
Amounts payable17/49€2k€5k▲
Amounts payable within one year42/48€2k€5k▲
Trade debts44€318€39▼
Suppliers440/4€318€39▼
Taxes, remuneration and social security45€707€5k▲
Taxes450/3€707€5k▲
Other amounts payable47/48€1k-
Income statement
Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€391€479▲
Other operating charges640/8€62€62=
Gross operating margin9900€4k€14k▲
Operating profit (loss)9901€3k€14k▲
Financial income75/76B-€476
Recurring financial income75-€476
Financial charges65/66B€89€131▲
Recurring financial charges65€89€131▲
Profit (loss) for the period before taxes9903€3k€14k▲
Income taxes67/77€420€4k▲
Profit (loss) for the period9904€3k€10k▲
Profit (loss) for the period to be appropriated9905€3k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-251€10k▲
Profit (loss) brought forward from the previous period14P€-3k€-251▲
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Highest result since 2022net €10k ▲281%
Operating result €14k, net result €10k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 3.19
Current ratio from 0.89 to 3.19.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
31-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
Corlu Veysel
CurrentDirector · since 01-01-2023
01-01-2023
Corlu Veysel: Appointed as Director
31-12-2022
Berx Heidi: Resigned as Director
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijksweg(L) 3783630 MaasmechelenGround area
342 m²
Building footprint
349 m²
Volume, LiDAR
2,590 m³
Parcel 73048C0322/00N000, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TWINSS
since 20212.322.862.661
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048C0322/00N000 | Flanders | 342 m² | 1 · 349 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Her(en)der
BE 0459.274.313
Riemst · Eq €12k
Allegra-Nova
BE 0830.916.549
Gent · Eq €11k
CAELESTIA
BE 0801.451.315
Brussel · Eq €12k
Nest Antwerp
BE 0786.819.260
Antwerpen · Eq €13k
Garden55
BE 0650.844.066
Mechelen · Eq €11k
Of 730 companies in sector 55209 we hold annual accounts for 207. 103 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2021
Fiscal year end31-12
Activities, NACEBEL
55209Other holiday and short-stay accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.