IMMO Annick Rottiers
ActiveSummary
IMMO Annick Rottiers has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €576k and a net result of €23k. Equity remains stable across the filed fiscal years (±1.5% per year). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+71
Solvency80▲+2
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.42 in 2024; short-term debt: 38.3% and cash: 4% of total assets), and 44.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.3%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
on the day
2023
43 d early
2022
52 d early
2021
61 d early
2020
32 d early
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€576k▲ 4.1%
2024 · €553k
2018: €3.80M
2019: €3.72M
2020: €3.67M
2021: €3.72M
2022: €3.72M
2023: €3.74M
2024: €553k
2018 → 2025
Total assets
€1.04M▲ 0.5%
2024 · €1.04M
2018: €6.21M
2019: €6.17M
2020: €6.13M
2021: €4.65M
2022: €4.31M
2023: €4.29M
2024: €1.04M
2018 → 2025
Net result
€23k
2024 · €-3.19M
2018: €-77k
2019: €-87k
2020: €-45k
2021: €19k
2022: €-1k
2023: €21k
2024: €-3.19M
2018 → 2025
Working capital
€-191k▲ 20.0%
2024 · €-239k
2018: €-1.66M
2019: €-1.69M
2020: €-1.75M
2021: €22k
2022: €-210k
2023: €-213k
2024: €-239k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.72M-€3.72M=€3.74M▲ 0.6%€553k▼ 85.2%€576k▲ 4.1%
Operating result€53k-€50▼ 99.9%€12k▲ 24,218%€-3.19M€17k
Net result€19k-€-1k€21k€-3.19M€23k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €3.19M in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€835k ▼ 3.3%
Current assets
€207k ▲ 19.4%
Equity and liabilities €1.04M
Equity
€576k ▲ 4.1%
Provisions
€68k ▼ 4.8%
Debt
€399k ▼ 3.4%
Debt's share of the balance-sheet total falls from 39.8% to 38.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▲
2024 · €-3.16M
Cash flow
€51k▲
2024 · €-3.16M
Current ratio
0.52▲
2024 · 0.42
Debt to equity
0.69▼
2024 · 0.75
ROE
3.9%▲
2024 · -576.1%
ROA
2.2%▲
2024 · -307.4%
Interest coverage
44.41▲
2024 · -2111.49
Debt ≤ 1 year
€399k▼
2024 · €413k
Income taxes
€1k▲
2024 · €349
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.04M€1.04M▲
Fixed assets21/28€863k€835k▼
Tangible fixed assets22/27€863k€835k▼
Land and buildings22€863k€835k▼
Furniture and vehicles24€56€0▼
Financial fixed assets28€0-
Current assets29/58€174k€207k▲
Amounts receivable after more than one year29€141k€124k▼
Other amounts receivable291€141k€124k▼
Amounts receivable within one year40/41€21k€39k▲
Trade receivables40€4k€4k▲
Other amounts receivable41€17k€35k▲
Cash at bank and in hand54/58€10k€42k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.04M€1.04M▲
Equity10/15€553k€576k▲
Contributions10/11€3.20M€3.20M=
Capital10€3.20M€3.20M=
Issued capital100€3.20M€3.20M=
Reserves13€533k€522k▼
Non-distributable reserves130/1€320k€320k=
Legal reserve130€320k€320k=
Tax-exempt reserves132€213k€203k▼
Profit (loss) carried forward14€-3.18M€-3.14M▲
Provisions and deferred taxes16€71k€68k▼
Deferred taxes168€71k€68k▼
Amounts payable17/49€413k€399k▼
Amounts payable within one year42/48€413k€399k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€348€283▼
Taxes450/3€348€283▼
Other amounts payable47/48€411k€397k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k▼
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€3.20M€0▼
Gross operating margin9900€44k€49k▲
Operating profit (loss)9901€-3.19M€17k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€-3.19M€21k▲
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€349€1k▲
Profit (loss) for the period9904€-3.19M€23k▲
Transfer from tax-exempt reserves789€10k€10k=
Profit (loss) for the period to be appropriated9905€-3.18M€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3.18M€-3.14M▲
Profit (loss) brought forward from the previous period14P€712€-3.18M▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3.19M ▼15579%
Net result drops to €-3.19M, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €19k
Net result €19k after 3 loss-making years.
31-12
Financial
Liquidity times 7current ratio 1.04
Current ratio from 0.16 to 1.04; short-term debt falls from €2.07M to €600k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
Show earlier events
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rechtstraat 619160 LokerenGround area
1,253 m²
Building footprint
268 m²
Volume, LiDAR
1,694 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Burchtlaan 1A, 1785 Merchtem
since 19942.069.095.419
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23602H0488/00P000 | Flanders | 746 m² | 1 · 169 m² | 8.0 m · 2 fl. |
| 46007A0068/00E000 | Flanders | 507 m² | 1 · 99 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-09-1994
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.