Equity
€575,867 from €4.1m in 2012
Equity fell by 86% in 13 years.
IMMO Annick Rottiers
Lifetime
20 annual accounts with figures on one time axis, 32 filings since 1994peak €211,570 (2008)
€49,011▲ 11.2%
lowest -€3.2m (2024)
€22,675▲ €3.2m
peak €4.1m (2012)
€575,867▲ 4.1%
€398,624▼ 3.4%
Board2 names since 2018
1 directorANKRI
Owners
Documentsfilings and deeds
23-07-20268 days before the deadline
2025abbreviated format
Back to profit: €22,675Cash from €9,661 to €41,645
Key points
from the 2025 annual accountsChecked score
93
Excellent
Financially stronger than 45% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026highest value
05-2026: 0.5%● unchanged vs 04-2026highest value
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.4 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 1994
lowers risk
Size: total assets €1.0m
Figures for financial year 2025 (filed on 23-07-2026)
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 48% of them on solvency, 21% on liquidity, 52% on profitability and 59% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as IMMO Annick Rottiers has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IMMO Annick Rottiers itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for IMMO Annick Rottiers. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.52 (0.42 in 2024), below 1. Short-term debt is 38.3% and cash 4% of total assets. 44.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 days early
2024
on the day
2023
43 days early
2022
52 days early
2021
61 days early
2020
32 days early
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 24 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 June (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0453573087
Registered office moved from Merchtem to Lokeren - Rechtstraat
New registered office: 9160 Lokeren - Rechtstraat 61 · Previous registered office: Burchtlaan 1 A, 1785 Merchtem · Permanent representative: Annick Rottiers · Board meeting of 31-05-2023 · Gazette deed
Merger proposal: DE BECKER IMMO NV takes over Atlantis NV
Permanent representative: De Rouck Laura · The company holds all the shares of Atlantis NV · LANO holds 38,672 shares · Board meeting of 13-10-2021 · Gazette deed
Official details
Source: KBO- Status
- Active since 30-09-1994Normal situation
- Activity
- “Alle verrichtingen welke rechtstreeks of onrechtstreeks zullen bijdragen het verwerven of het beheren van…” (deed in Dutch)From the articles, 7 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.069.095.4191785 Merchtem, since 23-11-1994
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- ≈ €180,000estimated
- €1.0m▲ 0.5%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on IMMO Annick Rottiers
IMMO Annick Rottiers files the abbreviated format. That format states no turnover. The gross margin rose from €18,180 in 2006 to €49,011 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMO Annick Rottiers
- What is the company number of IMMO Annick Rottiers?
- The company number of IMMO Annick Rottiers is 0453.573.087. The VAT number is the same number with BE in front: BE 0453.573.087.
- Where is IMMO Annick Rottiers based?
- The registered office is at Rechtstraat 61, 9160 Lokeren.Company details
- What is the legal form of IMMO Annick Rottiers?
- IMMO Annick Rottiers is a public limited company (NV).
- When was IMMO Annick Rottiers founded?
- IMMO Annick Rottiers was founded on 30-09-1994.
- Is IMMO Annick Rottiers still active?
- Yes, IMMO Annick Rottiers is an active enterprise in the KBO register.
- What is the turnover of IMMO Annick Rottiers?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €49,011 and 1,231 comparable companies of the same size. It probably lies between €94,000 and €330,000. It is a rough estimate.Financials
- Is IMMO Annick Rottiers profitable?
- In financial year 2025, IMMO Annick Rottiers made a profit of €22,675.
- Where can I find the annual accounts of IMMO Annick Rottiers?
- IMMO Annick Rottiers filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMMO Annick Rottiers due?
- IMMO Annick Rottiers must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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