Im Brühl
ActiveFor the legal form of Im Brühl, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €83k and a net result of €19k. Equity is shrinking by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 7330 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency14▼-11
Growth58▲+26
Stability100
Credit verdict
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.25 against 0.69 in 2024), and 79.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
29 d late
2024
32 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€83k▲ 29.6%
2024 · €64k
2023: €102k
2024: €64k
2023 → 2025
Total assets
€412k▲ 47.4%
2024 · €280k
2023: €236k
2024: €280k
2023 → 2025
Net result
€19k
2024 · €-38k
2023: €8k
2024: €-38k
2023 → 2025
Working capital
€-94k▼ 471%
2024 · €-17k
2023: €-39k
2024: €-17k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€102k-€64k▼ 37.0%€83k▲ 29.6%
Operating result€10k-€-35k€26k
Net result€8k-€-38k€19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €26k after a loss of €35k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €412k
Fixed assets
€381k▲ 56.4%
Current assets
€32k▼ 13.0%
Equity and liabilities €412k
Equity
€83k▲ 29.6%
Debt
€330k▲ 52.6%
The debt ratio rises from 77.1% to 79.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€41k▲
2024 · €-24k
Cash flow
€34k▲
2024 · €-27k
Solvency
20.1%▼
2024 · 22.9%
Current ratio
0.25▼
2024 · 0.69
Quick ratio
0.09▼
2024 · 0.31
Debt / equity
3.97▲
2024 · 3.37
ROE
22.8%▲
2024 · -58.8%
ROA
4.6%▲
2024 · -13.5%
Interest coverage
5.32▲
2024 · -8.18
Debt
€330k▲
2024 · €216k
Debt ≤ 1 year
€126k▲
2024 · €53k
Debt > 1 year
€204k▲
2024 · €163k
Income taxes
€99▼
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€280k€412k▲
Fixed assets21/28€244k€381k▲
Tangible fixed assets22/27€244k€381k▲
Land and buildings22€242k€355k▲
Plant, machinery and equipment23€2k€26k▲
Furniture and vehicles24€0€0=
Leasing and similar rights25€0€0=
Current assets29/58€36k€32k▼
Stocks and contracts in progress3€20k€20k=
Contracts in progress37€20k€20k=
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40€707€4k▲
Other amounts receivable41€3k€793▼
Cash at bank and in hand54/58€7k€4k▼
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€280k€412k▲
Equity10/15€64k€83k▲
Contributions10/11€6k€8k▲
Reserves13€15k€14k▼
Non-distributable reserves130/1€1k€0▼
Reserves not available under the articles1311€1k€0▼
Tax-exempt reserves132€14k€14k=
Profit (loss) carried forward14€43k€62k▲
Amounts payable17/49€216k€330k▲
Amounts payable after more than one year17€163k€204k▲
Financial debts170/4€163k€204k▲
Amounts payable within one year42/48€53k€126k▲
Current portion of amounts payable after more than one year42€0€16k▲
Trade debts44€1k€7k▲
Suppliers440/4€1k€7k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Remuneration and social security454/9€0€0=
Other amounts payable47/48€49k€101k▲
Accrued charges and deferred income492/3€0€0=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€15k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€63€190▲
Gross operating margin9900€-22k€43k▲
Operating profit (loss)9901€-35k€26k▲
Financial income75/76B€685€914▲
Recurring financial income75€685€914▲
Financial charges65/66B€3k€8k▲
Recurring financial charges65€3k€8k▲
Profit (loss) for the period before taxes9903€-38k€19k▲
Income taxes67/77€140€99▼
Profit (loss) for the period9904€-38k€19k▲
Profit (loss) for the period to be appropriated9905€-38k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€62k▲
Profit (loss) brought forward from the previous period14P€80k€43k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 32 days late
2024
31-12
Financial
Weakest financial yearnet €-38k ▼566%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Amel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Deidenberg,Bergstraße 254770 Amel1 establishment unit
Im Bruehl
since 20112.205.033.989
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 13,170 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formBesloten Vennootschap van publiek recht
Founded08-12-2011
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
43120Site preparation
86904Human health activities
86931Psychology services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filings
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.