Equity
€82,968 ▲ 15.2%
COP-RENOV has made a profit in every financial year since 2022.
COP-RENOV
Lifetime
4 annual accounts with figures on one time axispeak €29,253 (2024)
€24,116▼ 17.6%
peak €21,550 (2022)
€10,929▲ 8.1%
peak €82,968 (2025)
€82,968▲ 15.2%
€31,048▲ 23.3%
Board3 names since 2020
3 directorsCOPPOLA Fabien and 2 others
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Gross margin from €29,253 to €24,116Appointments: Coppola Florian (director) and Coppola Maxime (… 05-09Equity from €72,039 to €82,968Debts from €25,179 to €31,048Cash from €17,628 to €26,762
Key points
from the 2025 annual accountsChecked score
85
Excellent
Financially stronger than 63% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.0%● unchanged vs 04-2025highest value
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.0%● unchanged vs 06-2025
08-2025: 1.0%● unchanged vs 07-2025
09-2025: 1.0%● unchanged vs 08-2025
10-2025: 0.9%▼ -0.1 percentage points vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 0.8%▼ -0.1 percentage points vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 0.4%▼ -0.4 percentage points vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
1 of the last 3 accounts late
Size: total assets €114,016
lowers risk
Liquidity: current ratio 3.55, cash €26,762
Equity €82,968 (72.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 79% of them on solvency, 67% on liquidity, 46% on profitability and 62% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as COP-RENOV has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of COP-RENOV itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for COP-RENOV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.55 (3.68 in 2024), above the usual 1.5. Short-term debt is 27.2% and cash 23.5% of total assets. 27.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 days early
2024
13 days early
2023
58 days late
2022
65 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 20 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 August (3 of the last 4 accounts filed within 42 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- COPPOLA Fabien 50 sharesdeed of 21-02-2020
- COPPOLA Florian Jean Fabien 25 sharesdeed of 21-02-2020
- COPPOLA Maxime Florian Cédric 25 sharesdeed of 21-02-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0743824704
Appointments: Coppola Florian (director) and Coppola Maxime (director)
General meeting of 07-06-2025 · Gazette deed
First establishment
Henri Duchâtelstraat 291, Mouscron
Incorporation
Founding capital of €1,500, 100 shares · Founders: COPPOLA Fabien, COPPOLA Florian Jean Fabien and COPPOLA Maxime Florian Cédric · Appointment: COPPOLA Fabien (director) · published on 21-02-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COP-RENOV Mouscron | €114,016 | €24,116 | 72.8% | - |
| SDPFLOORDESIGN Aarschot | €116,465 | €22,465 | 71.3% | - |
| Broers Algemene Werken Antwerp | €103,917 | €22,921 | 59.1% | - |
| Vansteenkiste Guillaume Roeselare | €99,699 | €25,233 | 10.0% | - |
| Vloerwerken Bryan Breye Lendelede | €134,879 | €22,778 | 63.7% | - |
| Pascal Extra La Calamine | €121,896 | €23,051 | 19.8% | - |
| Vloeren Bonte Bruges | €121,230 | €21,640 | 55.2% | - |
These companies have the same main activity as COP-RENOV: floor and wall tiling (NACE 43331). They are comparable in size and age: total assets between €99,700 and €135,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 19-02-2020Normal situation
- Activity
- Floor and wall tilingNACE 43331and 1 other
- Establishment unit
- 2.338.601.6057700 Mouscron, since 08-12-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 10-12-2025
Annual accounts 2025
- €114,016▲ 17.3%
- Filing
- Filed on 01-07-2026, 30 days before the end of the filing period
Insights on COP-RENOV
COP-RENOV files the micro format. That format states no turnover. The gross margin fell from €28,414 in 2022 to €24,116 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COP-RENOV
- What is the company number of COP-RENOV?
- The company number of COP-RENOV is 0743.824.704. The VAT number is the same number with BE in front: BE 0743.824.704.
- Where is COP-RENOV based?
- The registered office is at Henri Duchâtelstraat 291, 7700 Mouscron.Company details
- What does COP-RENOV do?
- According to the KBO register, the main activity is floor and wall tiling (NACE 43331).
- What is the legal form of COP-RENOV?
- COP-RENOV is a private limited company (BV).
- When was COP-RENOV founded?
- COP-RENOV was founded on 19-02-2020.
- Is COP-RENOV still active?
- Yes, COP-RENOV is an active enterprise in the KBO register.
- What is the turnover of COP-RENOV?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €24,116 and 159 comparable companies (NACE 433). It probably lies between €140,000 and €510,000. It is a rough estimate.Financials
- Is COP-RENOV profitable?
- In financial year 2025, COP-RENOV made a profit of €10,929.
- Where can I find the annual accounts of COP-RENOV?
- COP-RENOV filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COP-RENOV due?
- COP-RENOV must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.