AGV IMMO
ActiveThe computed 12-month bankruptcy probability of AGV IMMO is 2.4% (moderate). The 2025 annual accounts show equity of €83k and a net result of €-7k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 36% of 7311 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency56▼-28
Growth52=
Stability94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.8 in 2024), and 70.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.8%
Return on assets
-2.7%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€7k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
33 d late
2024
13 d late
2023
51 d late
2022
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€83k▼ 8.2%
2024 · €90k
2022: €36k
2023: €118k
2024: €90k
2022 → 2025
Total assets
€278k▲ 36.5%
2024 · €204k
2022: €106k
2023: €219k
2024: €204k
2022 → 2025
Net result
€-7k▲ 73.5%
2024 · €-28k
2022: €15k
2023: €82k
2024: €-28k
2022 → 2025
Working capital
€83k▼ 8.2%
2024 · €90k
2022: €36k
2023: €118k
2024: €90k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€36k-€118k▲ 232%€90k▼ 23.5%€83k▼ 8.2%
Operating result€19k-€102k▲ 427%€-28k€-6k▲ 79.9%
Net result€15k-€82k▲ 461%€-28k€-7k▲ 73.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €28k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €278k
Equity
€83k▼ 8.2%
Debt
€195k▲ 72.1%
The debt ratio rises from 55.7% to 70.2%: debt grows while equity shrinks.
Key figures and ratios
Solvency
29.8%▼
2024 · 44.3%
Current ratio
1.43▼
2024 · 1.80
Quick ratio
0.06▼
2024 · 0.07
Debt / equity
2.35▲
2024 · 1.26
ROE
-8.9%▲
2024 · -30.8%
ROA
-2.7%▲
2024 · -13.6%
Debt
€195k▲
2024 · €113k
Debt ≤ 1 year
€195k▲
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€278k▲
Current assets29/58€204k€278k▲
Stocks and contracts in progress3€195k€265k▲
Stocks30/36€195k€265k▲
Amounts receivable within one year40/41€2k€6k▲
Trade receivables40€944€4k▲
Other amounts receivable41€856€2k▲
Cash at bank and in hand54/58€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€204k€278k▲
Equity10/15€90k€83k▼
Contributions10/11€21k€21k=
Profit (loss) carried forward14€69k€62k▼
Amounts payable17/49€113k€195k▲
Amounts payable within one year42/48€113k€195k▲
Trade debts44€7k€7k▲
Suppliers440/4€7k€7k▲
Taxes, remuneration and social security45€30k€1k▼
Taxes450/3€21k€1k▼
Remuneration and social security454/9€9k-
Other amounts payable47/48€76k€187k▲
Income statement
Code20242025
Other operating charges640/8€581€590▲
Gross operating margin9900€-27k€-5k▲
Operating profit (loss)9901€-28k€-6k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€99€2k▲
Recurring financial charges65€99€2k▲
Profit (loss) for the period before taxes9903€-28k€-7k▲
Profit (loss) for the period9904€-28k€-7k▲
Profit (loss) for the period to be appropriated9905€-28k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€69k€62k▼
Profit (loss) brought forward from the previous period14P€97k€69k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 33 days late
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Weakest financial yearnet €-28k ▼134%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
31-12
Financial
Highest result since 2022net €82k ▲461%
Operating result €102k, net result €82k, both a record.
31-12
Financial
Equity above €100kEq €118k ▲232%
2 profitable years in a row build equity to €118k.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2025
J. Jordens BV
CurrentDirector · since 18-06-2025 · Legal entity · perm. rep.: J. Jordens
Antoni Pjetri
CurrentDirector · since 08-05-2025
Kilton Pjeterkolaj
CurrentDirector · since 19-03-2025
18-06-2025
J. Jordens BV: Appointed as Director
08-05-2025
Antoni Pjetri: Appointed as Director
19-03-2025
Kilton Pjeterkolaj: Appointed as Director
19-03-2025
Edip Güzel: Resigned as Director
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hellingstraat 351800 VilvoordeGround area
153 m²
Building footprint
98 m²
Parcel 23642D0032/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
AGV IMMO
since 20222.332.720.831
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23642D0032/00C000 | Flanders | 153 m² | 1 · 98 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GEURS
BE 0424.299.279
Gent · Eq €83k
ALFA BOUWSERVICE
BE 0718.729.814
Sint-Niklaas · Eq €83k
Im Brühl
BE 0841.725.418
Amel · Eq €83k
Immo FINITION
BE 0820.253.081
Tubize · Eq €83k
RS Badkamers Alef
BE 0890.321.428
Affligem · Eq €83k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 13,036 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2022
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:contact@agvimmo.be
Phone:0468124089