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IEKO

Active
Private limited companyfounded 201312 yrs activeLieverstedestraat 11, 8020 Oostkamp, BelgiumKBO/BCE: BE 0543.428.048
Summary

IEKO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €488k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency27▼-33
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.54 against 1.15 in 2024; short-term debt: 93.7% and cash: 16% of total assets), and 98.1% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.9%
Return on assets
49%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31791 sector peers (2025).
NBB · sector comparison
Position among 31791 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
133 d early
2024
31 d early
2023
145 d early
2022
101 d early
2021
76 d early
2020
120 d early
2019
66 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€19k▼ 96.9%
2024 · €606k
Total assets
€996k▼ 42.6%
2024 · €1.74M
Net result
€488k▼ 4.4%
2024 · €511k
Working capital
€-433k
2024 · €157k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€276k▲ 232%€567k▲ 105%€666k▲ 17.5%€680k▲ 2.2%€650k▼ 4.4%
Net result€204k▲ 217%€420k▲ 105%€494k▲ 17.7%€511k▲ 3.4%€488k▼ 4.4%
Equity€182k▲ 115%€502k▲ 175%€496k▼ 1.2%€606k▲ 22.3%€19k▼ 96.9%
Total assets€467k▲ 31.1%€883k▲ 89.2%€1.12M▲ 26.7%€1.74M▲ 55.2%€996k▼ 42.6%
Debt€284k▲ 4.9%€381k▲ 34.0%€624k▲ 63.6%€1.13M▲ 81.3%€978k▼ 13.5%
Working capital€218k▲ 185%€330k▲ 51.3%€303k▼ 8.3%€157k▼ 48.1%€-433k
Staff (FTE)0
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400k€600kOperating result 2021: €276k€276kNet result 2021: €204k€204kOperating result 2022: €567k€567kNet result 2022: €420k€420kOperating result 2023: €666k€666kNet result 2023: €494k€494kOperating result 2024: €680k€680kNet result 2024: €511k€511kOperating result 2025: €650k€650kNet result 2025: €488k€488k20212022202320242025€0€200k€400k€600kOperating result 2023: €666k€666kNet result 2023: €494k€494kOperating result 2024: €680k€680kNet result 2024: €511k€511kOperating result 2025: €650k€650kNet result 2025: €488k€488k202320242025
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €996k
Fixed assets €496k ▼ 5.2%
Current assets €500k ▼ 58.8%
Equity and liabilities €996k
Equity €19k ▼ 96.9%
Debt €978k ▼ 13.5%
Debt's share of the balance-sheet total rises from 65.1% to 98.1%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€689k▼
2024 · €716k
Cash flow
€526k▼
2024 · €546k
Current ratio
0.54▼
2024 · 1.15
Debt to equity
52.56▲
2024 · 1.86
ROA
49.0%▲
2024 · 29.4%
Interest coverage
146.78▲
2024 · 142.98
Debt ≤ 1 year
€934k▼
2024 · €1.06M
Debt > 1 year
€44k▼
2024 · €74k
Income taxes
€158k▼
2024 · €165k
A ratio outside any meaningful range has been withheld (balance sheet total €996k, equity €19k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.74M€996k▼
Fixed assets21/28€523k€496k▼
Tangible fixed assets22/27€357k€319k▼
Land and buildings22€215k€211k▼
Furniture and vehicles24€142k€108k▼
Financial fixed assets28€166k€177k▲
Current assets29/58€1.21M€500k▼
Stocks and contracts in progress3€893k€0▼
Stocks30/36€893k€0▼
Amounts receivable within one year40/41€293k€340k▲
Trade receivables40€292k€340k▲
Other amounts receivable41€733€0▼
Cash at bank and in hand54/58€26k€159k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.74M€996k▼
Equity10/15€606k€19k▼
Contributions10/11€19k€19k=
Reserves13€588k€0▼
Distributable reserves133€588k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.13M€978k▼
Amounts payable after more than one year17€74k€44k▼
Financial debts170/4€74k€44k▼
Amounts payable within one year42/48€1.06M€934k▼
Current portion of amounts payable after more than one year42€29k€30k▲
Trade debts44€244k€9k▼
Suppliers440/4€244k€9k▼
Taxes, remuneration and social security45€59k€93k▲
Taxes450/3€59k€93k▲
Other amounts payable47/48€724k€802k▲
Income statement Code20242025
Non-recurring operating income76A€180€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€38k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€717k€690k▼
Operating profit (loss)9901€680k€650k▼
Financial income75/76B€389€206▼
Recurring financial income75€389€206▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€676k€646k▼
Income taxes67/77€165k€158k▼
Profit (loss) for the period9904€511k€488k▼
Profit (loss) for the period to be appropriated9905€511k€488k▼
Appropriation of the result
Profit (loss) to be appropriated9906€511k€488k▼
Transfer from equity791/2€400k€588k▲
Transfer to equity691/2€511k€0▼
To other reserves6921€511k€0▼
Profit to be distributed694/7€400k€1.08M▲
Return on contributions (dividend)694€400k€1.08M▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A---€180€0▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k€27k€36k€38k▲ 7.2%
Other operating charges640/8€668€1k€953€1k€2k▲ 30.1%
Gross operating margin9900€301k€592k€694k€717k€690k▼ 3.7%
Operating profit (loss)9901€276k€567k€666k€680k€650k▼ 4.4%
Financial income75/76B€0-€82€389€206▼ 47.0%
Recurring financial income75€0-€82€389€206▼ 47.0%
Financial charges65/66B€2k€4k€13k€5k€5k▼ 6.3%
Recurring financial charges65€2k€4k€13k€5k€5k▼ 6.3%
Profit (loss) for the period before taxes9903€274k€563k€653k€676k€646k▼ 4.4%
Income taxes67/77€70k€143k€159k€165k€158k▼ 4.5%
Profit (loss) for the period9904€204k€420k€494k€511k€488k▼ 4.4%
Profit (loss) for the period to be appropriated9905€204k€420k€494k€511k€488k▼ 4.4%
Line20212022202320242025Change
Assets
Total assets20/58€467k€883k€1.12M€1.74M€996k▼ 42.6%
Fixed assets21/28€163k€172k€212k€523k€496k▼ 5.2%
Tangible fixed assets22/27€43k€19k€59k€357k€319k▼ 10.7%
Land and buildings22---€215k€211k▼ 1.8%
Furniture and vehicles24€43k€19k€59k€142k€108k▼ 24.0%
Financial fixed assets28€120k€153k€153k€166k€177k▲ 6.6%
Current assets29/58€304k€711k€908k€1.21M€500k▼ 58.8%
Stocks and contracts in progress3€246k€255k€618k€893k€0▼ 100%
Stocks30/36€246k€255k€618k€893k€0▼ 100%
Amounts receivable within one year40/41€30k€363k€136k€293k€340k▲ 15.8%
Trade receivables40€28k€363k€129k€292k€340k▲ 16.1%
Other amounts receivable41€2k€118€7k€733€0▼ 100%
Cash at bank and in hand54/58€27k€89k€152k€26k€159k▲ 509%
Deferred charges and accrued income490/1€0€4k€743€2k€2k▲ 22.1%
Equity and liabilities
Total equity and liabilities10/49€467k€883k€1.12M€1.74M€996k▼ 42.6%
Equity10/15€182k€502k€496k€606k€19k▼ 96.9%
Contributions10/11€19k€19k€19k€19k€19k=
Reserves13€164k€483k€477k€588k€0▼ 100%
Non-distributable reserves130/1€2k€2k€0---
Reserves not available under the articles1311€2k€2k€0---
Distributable reserves133€162k€481k€477k€588k€0▼ 100%
Profit (loss) carried forward14€0€0€0€0€0-
Amounts payable17/49€284k€381k€624k€1.13M€978k▼ 13.5%
Amounts payable after more than one year17€199k€0€19k€74k€44k▼ 40.8%
Financial debts170/4€199k€0€19k€74k€44k▼ 40.8%
Amounts payable within one year42/48€85k€381k€605k€1.06M€934k▼ 11.6%
Current portion of amounts payable after more than one year42€25k€199k€8k€29k€30k▲ 3.3%
Trade debts44€7k€4k€41k€244k€9k▼ 96.4%
Suppliers440/4€7k€4k€41k€244k€9k▼ 96.4%
Taxes, remuneration and social security45€5k€73k€57k€59k€93k▲ 56.5%
Taxes450/3€5k€72k€57k€59k€93k▲ 56.5%
Remuneration and social security454/9-€583€0---
Other amounts payable47/48€48k€106k€500k€724k€802k▲ 10.7%
Line20212022202320242025Change
Profit (loss) for the period9904€204k€420k€494k€511k€488k▼ 4.4%
+ Depreciation and write-downs630€24k€24k€27k€36k€38k▲ 7.2%
Operating cash flow (approximation)€229k€444k€521k€546k€526k▼ 3.6%
Investment in fixed assets (approximation)-€-33k€-67k€-347k€-11k▲ 96.8%
Change in cash-€62k€63k€-126k€133k▲ 205%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-09
State Gazette act Incorporation · Legal form clause
Name clause · Registered office clause
20-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €511k ▲3.4%
Operating result €680k, net result €511k, both a record.
31-12
Financial Equity above €500kEq €606k ▲22.3%
7 profitable years in a row build equity to €606k.
08-03
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €500kEq €502k ▲175%
5 profitable years in a row build equity to €502k.
16-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity triplescurrent ratio 3.55
Current ratio from 1.36 to 3.55; short-term debt falls from €212k to €85k.
31-12
Financial Equity above €150kEq €182k ▲115%
4 profitable years in a row build equity to €182k.
02-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
31-12
Financial Weakest financial yearnet €64k ▼68.5%
Net result drops to €64k, the lowest in the series; recovery starts the following year.
26-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
17-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
09-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
4,160 m²
Building footprint
1,509 m²
Volume, LiDAR
8,963 m³
Parcel 31022A0423/00T000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
IEKO
Lieverstedestraat 11, 8020 OostkampFinancial service activities, except insurance and pension funding
since 20142.226.071.014
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31022A0423/00T000 Flanders 4,160 m² 1 · 1,509 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

Depth

The group is listed under Ownership & control below; here you explore it as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Ownership & control

1 board mandate
Board mandates of this companythis company sits on their board1

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 29,794 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies

Scores and ratios are computed by Checked and are not a credit decision.