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GESTI CONCEPT

Active
Private limited companyfounded 201313 yrs activeAvenue des Pâquerettes 55/10, 1410 Waterloo, BelgiumKBO/BCE: BE 0502.762.975
Summary

GESTI CONCEPT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107,652 and a net result of €328,641. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 10522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
GESTI CONCEPTActiveChecked score 84/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€926,170total assets 2025
Staff
3.1 FTE
Equity
€107,652
Profit
€328,641
Turnover not published (abridged schema)Net result +247%: 18-month year
Financial health
84 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts 8 d early0 of 7 deeds read
Why 84- Equity €107,652 (11.6% of total assets)+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Figures for FY 2025 (filed 23-07-2026)+ Size: 3.1 FTE, total assets €926,170Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 35% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 37+37
equity 11.6% of total assets
Liquidity 7+4
short-term debt 88.4% · cash 4.4%
Profitability 100+6
return on assets 35.5%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,788 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%▼ -1.1% vs 11-2024 01-2025: 0.4%▲ +32.7% vs 12-2024 02-2025: 0.5%▲ +34.9% vs 01-2025 03-2025: 0.3%▼ -48.7% vs 02-2025 04-2025: 0.3%● 0.0% vs 03-2025 05-2025: 0.3%● 0.0% vs 04-2025 06-2025: 0.3%● 0.0% vs 05-2025 07-2025: 0.3%● 0.0% vs 06-2025 08-2025: 0.3%▲ +1.6% vs 07-2025 09-2025: 0.3%▼ -2.7% vs 08-2025lowest value 10-2025: 0.3%▲ +5.1% vs 09-2025 11-2025: 0.3%▲ +4.9% vs 10-2025 12-2025: 0.3%▼ -1.4% vs 11-2025 01-2026: 0.3%▲ +24.5% vs 12-2025 02-2026: 0.5%▲ +44.1% vs 01-2026 03-2026: 0.6%▲ +26.0% vs 02-2026 04-2026: 0.9%▲ +50.3% vs 03-2026 05-2026: 1.1%▲ +13.7% vs 04-2026 06-2026: 1.3%▲ +20.4% vs 05-2026 07-2026: 1.8%▲ +42.5% vs 06-2026highest value 08-2026: 0.3%▼ -83.9% vs 07-2026 09-2026: 0.3%● 0.0% vs 08-2026 10-2026: 0.3%● 0.0% vs 09-2026
  • Equity €107,652 (11.6% of total assets) raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Figures for FY 2025 (filed 23-07-2026) lowers the probability
  • Size: 3.1 FTE, total assets €926,170 lowers the probability for this profile
Credit up to €9,000 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 0.59 in 2024; short-term debt: 88.4% and cash: 4.4% of total assets), and 88.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 18%, liquidity 4%, profitability 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Equity €107,652 (11.6% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Figures for FY 2025 (filed 23-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: 3.1 FTE, total assets €926,170
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 10522 sector peers (2025).
NBB · sector comparison
Position among 10522 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 d early
2024
14 d late
2023
2 d early
2022
83 d early
2021
31 d early
2020
26 d late
2019
25 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2019net €328,641 ▲247%
  3. Equity above €100,000Eq €107,652

Key points

  • Result rose in 202518-month fiscal year ▲ 247% View
  • Caution: Among the weakest 17% on solvencysector median 52.8% · 10,522 companies 11.6% View
  • Total assets 20256 fiscal years filed €926,170 View

By topic

Financials

Fiscal year
2025
Total assets
€926,170
Profit
€328,641
Solvency
11.6%
Total assets▲ 98.4%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2017
  1. 23-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2019
  3. 31-12-2025Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
18-01-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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